Pluto Card vs Pleo

Pluto Card8.7Visit Pleo8.5Visit

Higher score Pluto Card #5 in Corporate Card Software 8.7/10 Free plan Free plan✓ 5 of 5 features Visit Pluto Card

vs

Pleo #7 in Corporate Card Software 8.5/10 Paid ✓ 1 of 5 features Visit Pleo

• Pluto Card fits best

  Middle East teams wanting a free card platform

• Pleo fits best

  Established teams needing cards and AP coverage

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Side by side

Feature	Pluto Card 8.7/10 Visit ↗	Pleo 8.5/10 Visit ↗
At a glance
Editor score	8.7	8.5
Ranking	#5 in Corporate Card Software	#7 in Corporate Card Software
Best for	Middle East teams wanting a free card platform	Established teams needing cards and AP coverage
Pricing model	Free plan + paid	Paid
Starting price	—	$14/user/mo
Free plan	✓ (best)	—
Free trial	—	—
Deployment	Cloud, Mobile	Cloud, Mobile
Platforms	Web, iOS, Android	Web, iOS, Android
Integrations	50+ integrations	8 integrations
Features Pluto Card 5/5 · Pleo 1/5
Physical cards	✓ (best)	Not checked yet
Virtual cards	✓ (best)	Not checked yet
Spend controls	✓ (best)	Not checked yet
Approval workflows	✓	✓
Receipt capture	✓ (best)	Not checked yet
Specs
Supported currencies	Not checked yet	Not checked yet
Our review
Pros	Free plan includes corporate cards, expense management, and up to 10 users Physical and virtual cards with budgets, limits, restrictions, and freezing Receipt capture, reimbursements, procurement, and accounting synchronization	Physical and virtual cards with limits, budgets and approval workflows Combines expenses, reimbursements, mileage and accounts payable Supports multi-currency spending plus eight accounting and HRIS integrations
Cons	The Free plan is limited to up to 10 users Paid pricing requires contacting Pluto Its prepaid card model may not suit every finance team	No free plan, with pricing starting at USD 14 per user monthly Build and Optimise pricing shown with a three-user minimum Supplier invoice payments are unavailable to US customers
Our verdict	Pluto Card is a corporate card and spend management platform for businesses, with particular emphasis on the MENA region. It combines prepaid corporate cards with expense tracking, receipt capture, reimbursements, procurement, invoice… Read the review →	Pleo brings company cards, expense management, reimbursements and accounts payable into one spend-management platform for businesses and finance teams. Employees can use physical or virtual cards, submit out-of-pocket expenses, manage… Read the review →

Strengths and trade-offs

• Pluto Card — where it wins

  • Free plan includes corporate cards, expense management, and up to 10 users
  • Physical and virtual cards with budgets, limits, restrictions, and freezing
  • Receipt capture, reimbursements, procurement, and accounting synchronization

  Where it doesn't

  • The Free plan is limited to up to 10 users
  • Paid pricing requires contacting Pluto
  • Its prepaid card model may not suit every finance team

• Pleo — where it wins

  • Physical and virtual cards with limits, budgets and approval workflows
  • Combines expenses, reimbursements, mileage and accounts payable
  • Supports multi-currency spending plus eight accounting and HRIS integrations

  Where it doesn't

  • No free plan, with pricing starting at USD 14 per user monthly
  • Build and Optimise pricing shown with a three-user minimum
  • Supplier invoice payments are unavailable to US customers

• Pluto Card8.7/10 · Free plan

  A free corporate card platform with controls, approvals, receipts, and finance integrations.

  Visit Pluto CardFull verdict →
• Pleo8.5/10 · Paid

  A broad spend platform for established teams that need cards, controls and AP tools.

  Visit PleoFull verdict →