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Pennywick

Freemium#14 of 29 in Receipt Scanner Apps

Pennywick: A detailed iPhone expense tracker with line-item OCR, budgets, exports, and iCloud sharing. Ranked #14 of 29 in Receipt Scanner Apps by our editors (7.0/10); pricing: Free plan; best for iPhone users wanting detailed personal budgets.

7.0/10Editor score

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At a glance

Editor score
7.0 / 10
Pricing
Free plan
Best for
iPhone users wanting detailed personal budgets
Free plan
Yes
Mobile platforms
Ios
Facts checked
20 Sep 2026

Where it wins
- Extracts merchant, tax, tip, payment, and line-item details
- Includes budgets, trends, savings goals, and recurring entries
- Supports CSV export, full backups, iCloud sync, and Face ID lock
Where it doesn't
- The free tier allows five receipt scans per week
- Available only on iPhone and iPad
- Does not offer accounting integrations

Our verdict on Pennywick

Pennywick is an iPhone and iPad budgeting and expense-tracking app for people who want receipt capture alongside a full personal ledger. It scans receipts from the camera or files, extracts structured expense details on-device, and supports manual entries, budgets, savings goals, spending trends, recurring income and bills, household sharing, and exports. It does not require a bank login or separate account, and it runs on iOS or iPadOS 18 and later.

The free plan includes manual entries, the full ledger, budgets, savings goals, five receipt scans per week, CSV and full backup export, iCloud sync, and Face ID lock. Standard adds unlimited receipt scanning, household sharing, quarterly and yearly insights, recurring entries, and the option to use your own OpenAI or Google Gemini API key. Pro includes everything in Standard plus hosted cloud receipt reading. The published plans also describe Standard as a one-time unlock and Pro as an optional subscription, with current App Store pricing varying by local currency.

Receipt detail is Pennywick’s defining strength: its extraction covers the merchant, date, total, category, tax, tip, payment method, receipt number, and individual line items. On-device OCR and categorization suit users who want receipt data handled within an iPhone-focused workflow, while iCloud and CloudKit Sharing support household use. Foreign-currency conversion uses European Central Bank reference rates. Choose Pennywick if you want detailed personal budgets, receipt-level records, and flexible exports without connecting a bank. Consider an alternative if you need Android access or accounting integrations.

Your product? Our editors can test Pennywick in depth and publish a review, labelled as paid · from $149/mo →

Pennywick pricing

Plans Free planFreemium A usable free plan; paid tiers unlock the limits above. Prices checked 20 Sep 2026.

See plans on pennywick.app

All 3 Pennywick plans and prices →

Pennywick fact sheet

Free plan	Yes
Paid from	Not verified
Monthly scan limit	Not verified
OCR field coverage	Full line items
Line-item OCR	Yes
Accounting integrations	Not verified
Mobile platforms	Ios
Export formats	Csv
Deployment	Mobile
Platforms	iOS
Support	Email
Built for	Solo, Small business (editorial estimate)
Integrations	4 integrations: Apple iCloud, Apple CloudKit Sharing, OpenAI, Google Gemini
Pricing	Free plan (source)
Website	pennywick.app
Facts checked	20 Sep 2026

Pennywick integrations

Pennywick lists 4 integrations on its own site.

Apple iCloud
Apple CloudKit Sharing
OpenAI
Google Gemini

Alternatives to Pennywick

See all Pennywick alternatives →

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Featured on iTechGuides

Pennywick is listed in our Receipt Scanner Apps directory. Add the badge to your site — it links back to this page.

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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

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Last updated 7 Oct 2026 · How we research and update