Oney comparisons
Oney is compared head-to-head with Klarna, Affirm and Afterpay and more: 7 head-to-heads in Buy Now, Pay Later Platforms, each with the specs and prices we checked.
Oney head-to-head
Oney vs each of them
| # | Tool | Free plan | Paid from | Checkout channels | Repayment terms | Merchant platforms | Merchant settlement | Score |
|---|---|---|---|---|---|---|---|---|
| 5 | Oney | Yes | Omnichannel | 3, 4, 6, 10, and 12 installments; financing up to 60 months | PrestaShop, Magento 2, Salesforce | 9.0 | ||
| 1 | Klarna | Omnichannel | Pay now; Pay later up to 30 days; Pay in 3 or 4 installments; financing over 6–24 months where available | Shopify, Adobe Commerce, Salesforce Commerce, WooCommerce | Scheduled | 9.4 | ||
| 2 | Affirm | Yes | Omnichannel | 4 interest-free payments every 2 weeks; installments from 6 weeks to 36 months; monthly or biweekly payments | Adobe Commerce, BigCommerce, Salesforce Commerce Cloud, SAP Commerce, Shopify, Wix, WooCommerce, Acadaca, Lightspeed Ecommerce, Miva, OpenCart, Oracle Commerce, Shift4Shop, VTEX, Volusion | 9.3 | ||
| 3 | Afterpay | Yes | Omnichannel | Pay in 4 over 6 weeks; monthly payments over 3, 6, 12, or 24 months | Square, Magento, Shopify, WooCommerce | Scheduled | 9.2 | |
| 4 | Zip | Yes | Omnichannel | 2 payments; 4 biweekly payments; 8 payments; Australia: weekly, fortnightly, or monthly schedules; up to 5 years interest-free terms | BigCommerce; Magento 2; Salesforce; Shopify; WooCommerce | Scheduled | 9.1 | |
| 6 | Splitit | Omnichannel | monthly; biweekly; partial installments; pay after delivery; up to 12 installments | BigCommerce; Magento; Salesforce Commerce Cloud; Shopify; Wix; WooCommerce; SAP Commerce Cloud | Next day | 8.9 | ||
| 7 | Tabby | Yes | Omnichannel | 4 interest-free payments; up to 12 monthly payments; longer Saudi Arabia plans up to 12 monthly payments | Shopify, Salla, Zid, WooCommerce, Magento 2, OpenCart, Matjrah, Salesforce, ExpandCart | Scheduled | 8.8 | |
| 8 | Sezzle | Yes | Omnichannel | Pay in 4: 25% down payment plus three payments every two weeks over six weeks; other options may run from 3 to 48 months | Shopify, Shopify Plus, WooCommerce, Commercold, BigCommerce, Magento, Salesforce, Wix | Scheduled | 8.7 |
Compare Oney with any buy now, pay later platform
These are the matchups our editors wrote up. The compare tool pairs Oney with any other product in Buy Now, Pay Later Platforms — and up to four at once — from the same checked specs.
Compare Oney with any tool side by side →
Every buy now, pay later platforms head-to-head →
Our full Oney verdict, pricing and fact sheet →
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Compared by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update