Oney vs Tabby

Oney9.0Visit Tabby8.8Visit

Higher score Oney #5 in Buy Now, Pay Later Platforms 9.0/10 Free plan · pricing on request Free plan✓ 1 of 1 features Visit Oney

vs

Tabby #7 in Buy Now, Pay Later Platforms 8.8/10 Free plan · pricing on request Free plan✓ 1 of 1 features Visit Tabby

• Oney fits best

  Established European merchants

• Tabby fits best

  Gulf-region omnichannel merchants

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Side by side

Feature	Oney 9.0/10 Visit ↗	Tabby 8.8/10 Visit ↗
At a glance
Editor score	9.0	8.8
Ranking	#5 in Buy Now, Pay Later Platforms	#7 in Buy Now, Pay Later Platforms
Best for	Established European merchants	Gulf-region omnichannel merchants
Pricing model	Free plan + paid	Free plan + paid
Starting price	Free plan · pricing on request	Free plan · pricing on request
Free plan	✓	✓
Free trial	—	—
Deployment	Cloud	Cloud, Mobile
Platforms	Web	Web, iOS, Android
Integrations	6 integrations	10 integrations
Features Oney 1/1 · Tabby 1/1
Merchant dashboard	✓	✓
Specs
Checkout channels	Omnichannel	Omnichannel
Repayment terms	3, 4, 6, 10, and 12 installments; financing up to 60 months	4 interest-free payments; up to 12 monthly payments; longer Saudi Arabia plans up to 12 monthly payments
Merchant platforms	PrestaShop, Magento 2, Salesforce	Shopify, Salla, Zid, WooCommerce, Magento 2, OpenCart, Matjrah, Salesforce, ExpandCart
Merchant settlement	Not checked yet	Scheduled
Consumer regions	France, Italy, Portugal, Spain, Romania, Belgium, Netherlands, Germany	Saudi Arabia, United Arab Emirates, Kuwait
Our review
Pros	Supports installment, deferred payment, and financing terms up to 60 months Connects web, mobile, and in-store payment journeys Includes fraud, non-payment protection, reporting, and reconciliation	Supports Pay in 4 and monthly plans of up to 12 payments Connects with major regional ecommerce and commerce platforms Combines payments, orders, payouts, disputes and analytics in one dashboard
Cons	Merchant pricing uses a contact-sales model Platform integrations focus on PrestaShop, Magento 2, and Salesforce Availability and terms vary by market and partnership	Merchant pricing includes transaction fees rather than a simple flat platform fee Longer payment plans depend on shopper eligibility and market Its regional coverage may not suit merchants outside Saudi Arabia, the UAE and Kuwait
Our verdict	Oney is a European bank and merchant-financing provider for businesses that want to offer buy now, pay later, installment, deferred, and longer-term financing options. Its payment journeys cover web, mobile, and in-store channels, making… Read the review →	Tabby is a buy now, pay later platform for merchants and shoppers in Saudi Arabia, the United Arab Emirates and Kuwait. Consumers can split eligible purchases into four interest-free payments or, where eligible, use plans of up to 12… Read the review →

Strengths and trade-offs

• Oney — where it wins

  • Supports installment, deferred payment, and financing terms up to 60 months
  • Connects web, mobile, and in-store payment journeys
  • Includes fraud, non-payment protection, reporting, and reconciliation

  Where it doesn't

  • Merchant pricing uses a contact-sales model
  • Platform integrations focus on PrestaShop, Magento 2, and Salesforce
  • Availability and terms vary by market and partnership

• Tabby — where it wins

  • Supports Pay in 4 and monthly plans of up to 12 payments
  • Connects with major regional ecommerce and commerce platforms
  • Combines payments, orders, payouts, disputes and analytics in one dashboard

  Where it doesn't

  • Merchant pricing includes transaction fees rather than a simple flat platform fee
  • Longer payment plans depend on shopper eligibility and market
  • Its regional coverage may not suit merchants outside Saudi Arabia, the UAE and Kuwait

• Oney9.0/10 · Free plan · pricing on request

  A European BNPL provider for merchants needing omnichannel financing options.

  Visit OneyFull verdict →
• Tabby8.8/10 · Free plan · pricing on request

  A broad omnichannel BNPL platform for merchants selling across Saudi Arabia, the UAE and Kuwait.

  Visit TabbyFull verdict →