Zip vs Tabby

Zip9.1Visit Tabby8.8Visit

Higher score Zip #4 in Buy Now, Pay Later Platforms 9.1/10 Free plan Free plan✓ 1 of 1 features Visit Zip

vs

Tabby #7 in Buy Now, Pay Later Platforms 8.8/10 Free plan · pricing on request Free plan✓ 1 of 1 features Visit Tabby

• Zip fits best

  US, Australian, and NZ merchants

• Tabby fits best

  Gulf-region omnichannel merchants

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Side by side

Feature	Zip 9.1/10 Visit ↗	Tabby 8.8/10 Visit ↗
At a glance
Editor score	9.1	8.8
Ranking	#4 in Buy Now, Pay Later Platforms	#7 in Buy Now, Pay Later Platforms
Best for	US, Australian, and NZ merchants	Gulf-region omnichannel merchants
Pricing model	Free plan + paid	Free plan + paid
Starting price	—	Free plan · pricing on request
Free plan	✓	✓
Free trial	—	—
Deployment	Cloud, Mobile	Cloud, Mobile
Platforms	Web, iOS, Android	Web, iOS, Android
Integrations	5 integrations	10 integrations
Features Zip 1/1 · Tabby 1/1
Merchant dashboard	✓	✓
Specs
Checkout channels	Omnichannel	Omnichannel
Repayment terms	2 payments; 4 biweekly payments; 8 payments; Australia: weekly, fortnightly, or monthly schedules; up to 5 years interest-free terms	4 interest-free payments; up to 12 monthly payments; longer Saudi Arabia plans up to 12 monthly payments
Merchant platforms	BigCommerce; Magento 2; Salesforce; Shopify; WooCommerce	Shopify, Salla, Zid, WooCommerce, Magento 2, OpenCart, Matjrah, Salesforce, ExpandCart
Merchant settlement	Scheduled	Scheduled
Consumer regions	United States; Australia; New Zealand	Saudi Arabia, United Arab Emirates, Kuwait
Our review
Pros	Online, in-store, and in-app checkout support Reporting, refunds, payouts, and dispute management Plugins, SDK access, APIs, and scheduled settlement	Supports Pay in 4 and monthly plans of up to 12 payments Connects with major regional ecommerce and commerce platforms Combines payments, orders, payouts, disputes and analytics in one dashboard
Cons	Transactional pricing starts at 5.9% + 30¢ per transaction Custom solutions are aimed at enterprise businesses Consumer availability centers on the US, Australia, and New Zealand	Merchant pricing includes transaction fees rather than a simple flat platform fee Longer payment plans depend on shopper eligibility and market Its regional coverage may not suit merchants outside Saudi Arabia, the UAE and Kuwait
Our verdict	Zip provides buy now, pay later payment services for merchants and consumers across online, in-store, and in-app checkout. Its merchant offering suits businesses in the United States, Australia, and New Zealand that need installment… Read the review →	Tabby is a buy now, pay later platform for merchants and shoppers in Saudi Arabia, the United Arab Emirates and Kuwait. Consumers can split eligible purchases into four interest-free payments or, where eligible, use plans of up to 12… Read the review →

Strengths and trade-offs

• Zip — where it wins

  • Online, in-store, and in-app checkout support
  • Reporting, refunds, payouts, and dispute management
  • Plugins, SDK access, APIs, and scheduled settlement

  Where it doesn't

  • Transactional pricing starts at 5.9% + 30¢ per transaction
  • Custom solutions are aimed at enterprise businesses
  • Consumer availability centers on the US, Australia, and New Zealand

• Tabby — where it wins

  • Supports Pay in 4 and monthly plans of up to 12 payments
  • Connects with major regional ecommerce and commerce platforms
  • Combines payments, orders, payouts, disputes and analytics in one dashboard

  Where it doesn't

  • Merchant pricing includes transaction fees rather than a simple flat platform fee
  • Longer payment plans depend on shopper eligibility and market
  • Its regional coverage may not suit merchants outside Saudi Arabia, the UAE and Kuwait

• Zip9.1/10 · Free plan

  An omnichannel BNPL platform for merchants needing flexible repayments and settlement tools.

  Visit ZipFull verdict →
• Tabby8.8/10 · Free plan · pricing on request

  A broad omnichannel BNPL platform for merchants selling across Saudi Arabia, the UAE and Kuwait.

  Visit TabbyFull verdict →