Best HPS PowerCARD Alternatives in 2026
The top HPS PowerCARD alternatives are OpenWay Way4, FIS Total Issuing Solutions and Marqeta: 15 card issuing platforms our editors would look at instead of HPS PowerCARD, in our ranking order.
HPS PowerCARD: An enterprise card-processing suite for complex, multi-product issuing programs. Where it falls short: commercial terms require contacting HPS.
Switching from HPS PowerCARD? For most card issuing platforms buyers the best HPS PowerCARD alternative is OpenWay Way4, built for banks needing broad deployment options.
Why People Look for an HPS PowerCARD Alternative
- Commercial terms require contacting HPS
- Enterprise scope may exceed the needs of smaller issuers
- Spend controls and KYC/KYB tools are not verified
Quick Picks by What You Need
- Best overallOpenWay Way49.4
Banks needing broad deployment options
Visit OpenWay Way4
All 15 HPS PowerCARD Alternatives, Ranked
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
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Best forBanks needing broad deployment options
- Better than HPS PowerCARD:
- Editor score 9.4 vs 9.1
A broad card-issuing platform for banks that need flexible deployment and processing depth.
- KYC/KYB tools
- Physical cards
9.4/10★★★★★Visit OpenWay -
Best forLarge enterprise card issuers
- Better than HPS PowerCARD:
- Editor score 9.2 vs 9.1
A broad issuer-processing platform for financial institutions running multiple card programs.
- Physical cards
9.2/10★★★★★Visit FIS -
Best forAPI-first enterprise card programs
An API-first platform for enterprise teams building branded physical and virtual card programs.
- KYC/KYB tools
- Physical cards
8.9/10★★★★☆Visit Marqeta -
Best forMulti-region card program operators
A broad card-issuing platform for operators running multi-region programmes.
- Physical cards
8.8/10★★★★☆Visit Thredd -
Best forGlobal, multi-product card programs
A broad card issuing stack for organisations running multi-country, multi-currency programmes.
- KYC/KYB tools
- Physical cards
8.7/10★★★★☆Visit Enfuce -
Best forGlobal issuer-processing programs
A broad issuing stack for banks and fintechs running multi-market card programs.
- KYC/KYB tools
- Physical cards
8.5/10★★★★☆Visit Paymentology -
Best forMulti-segment Visa and Mastercard programs
A configurable Visa and Mastercard issuing platform for multi-segment programs.
- KYC/KYB tools
- Physical cards
8.4/10★★★★☆Visit Paynetics -
Best forBranded white-label card programs
A broad white-label card platform for businesses launching branded financial products.
- KYC/KYB tools
- Physical cards
8.3/10★★★★☆Visit Wallester -
Best forLarge enterprise card issuers
A broad issuer-processing platform for financial institutions running multiple card programs.
- KYC/KYB tools
- Physical cards
8.2/10★★★★☆Visit FIS -
Best forEnterprise embedded card issuers
An enterprise card-issuing platform with broad program support and API controls.
- Physical cards
8.2/10★★★★☆Visit Pismo -
Best forTeams wanting transparent per-card pricing
A programmable issuing platform with clear per-card creation prices.
- KYC/KYB tools
- Physical cards
8.1/10★★★★☆Visit Stripe Issuing -
Best forAPI-led programmable card issuing
An API-led platform for launching controlled virtual and physical card programs.
- KYC/KYB tools
- Physical cards
8.0/10★★★★☆Visit Lithic -
Best forDevelopers building card and payment products
A developer-focused platform for launching card programs with issuing, ledgers, controls, and funding.
- KYC/KYB tools
- Physical cards
7.9/10★★★★☆Visit Highnote -
Best forMulti-currency enterprise card programs
A multi-currency card issuing platform for enterprise programs across web and API.
- KYC/KYB tools
- Physical cards
7.7/10★★★★☆Visit Nium -
Best forCard programs with stablecoin settlement
A card issuing platform for Web3 and fintech programs with stablecoin settlement.
- KYC/KYB tools
- Physical cards
7.6/10★★★★☆Visit Interlace
HPS PowerCARD Alternatives: Common Questions
What is the best alternative to HPS PowerCARD?
OpenWay Way4: #1 in our Card Issuing Platforms ranking, with an editor score of 9.4 out of 10. A broad card-issuing platform for banks that need flexible deployment and processing depth.
Why do people look for HPS PowerCARD alternatives?
Commercial terms require contacting HPS; Enterprise scope may exceed the needs of smaller issuers; Spend controls and KYC/KYB tools are not verified.
How do I switch from HPS PowerCARD?
Export your data from HPS PowerCARD (most tools have an export in their settings). Sign up for the alternative; start on its free plan or trial if it has one. Import your export and set up the integrations your team relies on. Run both side by side for a short while, then cancel HPS PowerCARD.
How to Switch from HPS PowerCARD
- Export your data from HPS PowerCARD (most tools have an export in their settings).
- Sign up for the alternative; start on its free plan or trial if it has one.
- Import your export and set up the integrations your team relies on.
- Run both side by side for a short while, then cancel HPS PowerCARD.
HPS PowerCARD vs Each Alternative
| # | Tool | Paid from | Virtual cards | Physical cards | Issuing API | Spend controls | Score |
|---|---|---|---|---|---|---|---|
| 3 | HPS PowerCARD | Yes | Yes | Yes | 9.1 | ||
| 1 | OpenWay Way4 | Yes | Yes | Yes | Yes | 9.4 | |
| 2 | FIS Total Issuing Solutions | Yes | Yes | Yes | Yes | 9.2 | |
| 3 | Marqeta | Yes | Yes | Yes | Yes | 8.9 | |
| 4 | Thredd | Yes | Yes | Yes | Yes | 8.8 | |
| 5 | Enfuce Cards | Yes | Yes | Yes | Yes | 8.7 | |
| 6 | Paymentology | Yes | Yes | Yes | Yes | 8.5 | |
| 7 | Paynetics Card Issuing | Yes | Yes | Yes | Yes | 8.4 | |
| 8 | Wallester White Label | Yes | Yes | Yes | Yes | 8.3 | |
| 9 | FIS Issuer Services | Yes | Yes | Yes | Yes | 8.2 | |
| 10 | Pismo Card Issuing | Yes | Yes | Yes | Yes | 8.2 | |
| 11 | Stripe Issuing | $0.10/unit usage-based | Yes | Yes | Yes | Yes | 8.1 |
| 12 | Lithic | Yes | Yes | Yes | Yes | 8.0 | |
| 13 | Highnote | Yes | Yes | Yes | Yes | 7.9 | |
| 14 | Nium Physical and Virtual Cards | Yes | Yes | Yes | Yes | 7.7 | |
| 15 | Interlace | Yes | Yes | Yes | Yes | 7.6 |
Head-to-Head
- HPS PowerCARD vs OpenWay Way4
- HPS PowerCARD vs FIS Total Issuing Solutions
- HPS PowerCARD vs Marqeta
- HPS PowerCARD vs Thredd
- HPS PowerCARD vs Enfuce Cards
- HPS PowerCARD vs Paymentology
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update