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Lithic

Paid#13 of 21 in Card Issuing Platforms

Lithic: An API-led platform for launching controlled virtual and physical card programs. Ranked #13 of 21 in Card Issuing Platforms by our editors (8.0/10); pricing: Pricing on request; best for API-led programmable card issuing.

8.0/10Editor score

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Lithic8.0 Visit Lithic

At a glance

Editor score
8.0 / 10
Pricing
Pricing on request
Best for
API-led programmable card issuing
Virtual cards
Yes
Founded
2021 · New York, New York, United States
Facts checked
20 Sep 2026

Where it wins
- Supports virtual and physical card issuance with fulfillment.
- Combines issuing APIs, webhooks, controls, and money movement.
- Includes KYC/KYB workflows, wallets, and merchant token controls.
Where it doesn't
- Pricing is handled through sales rather than published plans.
- The platform may require technical resources for API-led implementation.
- Founded in 2021, it has a shorter operating history than older providers.

Our verdict on Lithic

Lithic provides API-first card issuing and payment infrastructure for fintechs, software companies, banks, and other businesses. Its platform supports virtual and physical cards, along with debit, prepaid, charge, and credit card programs. Teams can manage authorization rules, spending, tokenization, fraud controls, financial accounts, balances, ACH, wires, identity verification workflows, webhooks, and developer documentation. It is suited to organizations building programmable consumer or commercial card programs, including enterprise card programs that need control over issuance and money movement.

Lithic uses a contact-sales pricing model, with pricing potentially shaped by volume, features, and program structure. The platform spans web and API access, and its ecosystem connections include Visa, Mastercard, American Express, Apple Pay, Google Pay, ACH, and wire transfers. That combination supports card creation, wallet provisioning, merchant token controls, and movement of funds within one infrastructure offering. Buyers should expect a sales-led evaluation rather than a plan-by-plan public checkout experience.

Its strongest differentiator is breadth across the card-program lifecycle: issuing, fulfillment, account balances, authorization controls, verification workflows, and money movement are all represented in the feature set. Authorization rules can cover merchant, amount, velocity, and time conditions, giving program teams several ways to shape transaction behavior. Lithic is a strong fit for technical organizations that want API-led program control and both virtual and physical cards. Businesses seeking a simpler, self-serve card tool or transparent published plan pricing should consider a different type of provider.

Your product? Our editors can test Lithic in depth and publish a review, labelled as paid · from $149/mo →

Lithic pricing

Plans Pricing on requestPaid No free plan — trial or paid only. Prices checked 20 Sep 2026.

See plans on lithic.com

Lithic fact sheet

Free plan	Not verified
Paid from	Not verified
Virtual cards	Yes
Physical cards	Yes
Issuing API	Yes
Spend controls	Yes
Funding and balances	Yes
Card program support	Enterprise
KYC/KYB tools	Yes
Deployment	Cloud
Platforms	Web
Compliance & security	SOC 2, ISO 27001, PCI DSS
Support	Email, Phone, Docs · 24/7
Built for	Small business, Mid-market, Enterprise (editorial estimate)
Integrations	7 integrations: Visa, Mastercard, American Express, Apple Pay, Google Pay, ACH …
Pricing	Pricing on request
Website	lithic.com
Facts checked	20 Sep 2026

Lithic integrations

Lithic lists 7 integrations on its own site.

Visa
Mastercard
American Express
Apple Pay
Google Pay
ACH
wire transfers

Alternatives to Lithic

See all Lithic alternatives →

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The editor score above is our own research. What this page doesn't have yet is a reader's view — what you used Lithic for, what worked and what didn't. No stars are seeded and no review is paid for; an editor reads every one before it appears.

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Featured on iTechGuides

Lithic is listed in our Card Issuing Platforms directory. Add the badge to your site — it links back to this page.

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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Last updated 7 Oct 2026 · How we research and update