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FIS Total Issuing Solutions

Paid#2 of 21 in Card Issuing Platforms

FIS Total Issuing Solutions: A broad issuer-processing platform for financial institutions running multiple card programs. Ranked #2 of 21 in Card Issuing Platforms by our editors (9.2/10); pricing: Pricing on request; best for large enterprise card issuers.

9.2/10Editor score

Visit FIS

FIS Total Issuing Solutions9.2 Visit FIS

At a glance

Editor score
9.2 / 10
Pricing
Pricing on request
Best for
Large enterprise card issuers
Virtual cards
Yes
Facts checked
23 Sep 2026

Where it wins
- Supports credit, debit, prepaid, commercial, virtual and physical cards
- Combines APIs, authorization, fraud scoring, controls and dispute workflows
- Provides real-time transaction data, analytics and KYC/KYB integrations
Where it doesn't
- Pricing requires a conversation with FIS sales
- There is no free plan
- Its broad scope may exceed focused single-purpose card programs

Our verdict on FIS Total Issuing Solutions

FIS Issuer Services provides card issuing and issuer-processing capabilities for banks, fintechs and other financial institutions. It supports credit, debit, prepaid and commercial card programs, alongside virtual, digital and physical card issuance. The platform is suited to organizations that need issuer infrastructure across multiple products, with capabilities covering authorization, fulfillment, fraud management, spending controls, servicing and disputes. FIS positions the offering for small and midsize businesses, midmarket organizations and enterprise customers, with large enterprise card issuers a particularly strong fit.

The published commercial model is contact sales rather than a self-serve plan structure, and there is no free plan. That approach fits programs requiring tailored card-processing arrangements, but it gives buyers less immediate pricing visibility than a packaged platform. The capability set is broad: real-time authorization and transaction processing sit alongside machine-learning fraud scoring, configurable spending controls, expense management, real-time analytics, onboarding, servicing and dispute workflows. KYC and KYB integrations also support financial-institution onboarding requirements.

Integration is centered on an API-first model, with developer APIs and support for web, iOS and Android environments. The platform covers both digital and physical card programs, including physical card issuance and fulfillment, while funding and balances and multi-program support extend its role beyond a narrow virtual-card tool. Organizations seeking one infrastructure layer for several card types and operational workflows should consider FIS Issuer Services. Teams looking for transparent self-serve pricing, a free entry tier or a narrowly focused card product may prefer a simpler alternative.

Your product? Our editors can test FIS Total Issuing Solutions in depth and publish a review, labelled as paid · from $149/mo →

FIS Total Issuing Solutions pricing

Plans Pricing on requestPaid No free plan — trial or paid only. Prices checked 23 Sep 2026.

See plans on fisglobal.com

FIS Total Issuing Solutions fact sheet

Free plan	Not verified
Paid from	Not verified
Virtual cards	Yes
Physical cards	Yes
Issuing API	Yes
Spend controls	Yes
Funding and balances	Not verified
Card program support	Not verified
KYC/KYB tools	Not verified
Deployment	Cloud, Mobile
Platforms	Web, iOS, Android
Built for	Mid-market, Enterprise (editorial estimate)
Pricing	Pricing on request
Website	fisglobal.com
Facts checked	23 Sep 2026

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Featured on iTechGuides

FIS Total Issuing Solutions is listed in our Card Issuing Platforms directory. Add the badge to your site — it links back to this page.

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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

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Last updated 7 Oct 2026 · How we research and update