FIS Total Issuing Solutions vs Marqeta

FTFIS Total Issuing Solutions9.2Visit Marqeta8.9Visit

Higher score FT FIS Total Issuing Solutions #2 in Card Issuing Platforms 9.2/10 Pricing on request ✓ 4 of 6 features Visit FIS

vs

Marqeta #4 in Card Issuing Platforms 8.9/10 Pricing on request ✓ 6 of 6 features Visit Marqeta

• FIS Total Issuing Solutions fits best

  Large enterprise card issuers

• Marqeta fits best

  API-first enterprise card programs

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Side by side

Feature	FTFIS Total Issuing Solutions 9.2/10 Visit ↗	Marqeta 8.9/10 Visit ↗
At a glance
Editor score	9.2	8.9
Ranking	#2 in Card Issuing Platforms	#4 in Card Issuing Platforms
Best for	Large enterprise card issuers	API-first enterprise card programs
Pricing model	Paid	Paid
Starting price	Pricing on request	Pricing on request
Free plan	Not checked yet	Not checked yet
Free trial	—	—
Deployment	Cloud, Mobile	Cloud
Platforms	Web, iOS, Android	Web
Built for	Mid-market, Enterprise	Mid-market, Enterprise
Features FIS Total Issuing Solutions 4/6 · Marqeta 6/6
Virtual cards	✓	✓
Physical cards	✓	✓
Issuing API	✓	✓
Spend controls	✓	✓
Funding and balances	Not checked yet	✓ (best)
KYC/KYB tools	Not checked yet	✓ (best)
Specs
Card program support	Not checked yet	Enterprise
Our review
Pros	Supports credit, debit, prepaid, commercial, virtual and physical cards Combines APIs, authorization, fraud scoring, controls and dispute workflows Provides real-time transaction data, analytics and KYC/KYB integrations	Physical and virtual card issuance with lifecycle operations Real-time authorization, funding, and configurable spend controls KYC/KYB, wallets, sandbox testing, and reporting in one platform
Cons	Pricing requires a conversation with FIS sales There is no free plan Its broad scope may exceed focused single-purpose card programs	Contact-sales pricing makes upfront cost comparison difficult Enterprise-focused program support may exceed smaller project needs Broad operations scope can require substantial implementation planning
Our verdict	FIS Issuer Services provides card issuing and issuer-processing capabilities for banks, fintechs and other financial institutions. It supports credit, debit, prepaid and commercial card programs, alongside virtual, digital and physical… Read the review →	Marqeta is cloud-based card-issuing and payment infrastructure for businesses creating branded debit, credit, prepaid, and virtual-card products. It is designed for consumer, commercial, embedded-finance, expense-management,… Read the review →

Strengths and trade-offs

• FIS Total Issuing Solutions — where it wins

  • Supports credit, debit, prepaid, commercial, virtual and physical cards
  • Combines APIs, authorization, fraud scoring, controls and dispute workflows
  • Provides real-time transaction data, analytics and KYC/KYB integrations

  Where it doesn't

  • Pricing requires a conversation with FIS sales
  • There is no free plan
  • Its broad scope may exceed focused single-purpose card programs

• Marqeta — where it wins

  • Physical and virtual card issuance with lifecycle operations
  • Real-time authorization, funding, and configurable spend controls
  • KYC/KYB, wallets, sandbox testing, and reporting in one platform

  Where it doesn't

  • Contact-sales pricing makes upfront cost comparison difficult
  • Enterprise-focused program support may exceed smaller project needs
  • Broad operations scope can require substantial implementation planning

• FTFIS Total Issuing Solutions9.2/10 · Pricing on request

  A broad issuer-processing platform for financial institutions running multiple card programs.

  Visit FISFull verdict →
• Marqeta8.9/10 · Pricing on request

  An API-first platform for enterprise teams building branded physical and virtual card programs.

  Visit MarqetaFull verdict →