Interlace

Paid#16 of 21 in Card Issuing Platforms

Interlace: A card issuing platform for Web3 and fintech programs with stablecoin settlement. Ranked #16 of 21 in Card Issuing Platforms by our editors (7.6/10); pricing: Pricing on request; best for card programs with stablecoin settlement.

7.6/10★★★★☆Editor score

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At a glance

• Editor score
  7.6 / 10
• Pricing
  Pricing on request
• Best for
  Card programs with stablecoin settlement
• Virtual cards
  Yes
• Founded
  2019
• Facts checked
  20 Sep 2026

• Where it wins

  • Supports both virtual and physical card issuance
  • Combines KYC/KYB, funding, transfers, and detailed spend controls
  • Provides branded, white-label, and Interlace-branded card options

• Where it doesn't

  • Pricing requires a sales conversation
  • Specialized stablecoin focus may not suit every card program
  • Not open source

Our verdict on Interlace

Interlace provides embedded card issuing and financial infrastructure for Web3 businesses, fintechs, exchanges, wallets, marketplaces, and other platforms. It supports virtual and physical cards, shipping workflows, branded and white-label programs, cardholder KYC, business KYB, account funding, shared balances, transfers, budgets, and spending controls. The platform is available through web and API access, with positioning for institutional clients and businesses operating across multiple markets.

Commercial terms are handled through contact sales. For partner models, Interlace describes pricing as base pricing plus margin or markup. That approach is suited to organizations evaluating card economics as part of a broader program rather than buyers seeking a self-serve subscription. The product’s scope includes budget-based funding, shared card balances, and per-transaction, periodic, and lifetime spending limits, giving program operators several ways to structure card use and control expenditure.

Its ecosystem fit is centered on card and wallet infrastructure: integrations include Apple Pay, Google Pay, Visa, and Mastercard, while the APIs cover balances, transfers, onboarding, issuance, and stablecoin settlement. That combination makes Interlace a relevant choice for businesses building branded card programs around digital assets or embedded financial products. Organizations that do not need stablecoin settlement, or that specifically require an open-source platform, should consider alternatives with a different technical or commercial focus.

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Interlace pricing

Interlace fact sheet

Interlace integrations

Interlace lists 4 integrations on its own site.

• Apple Pay
• Google Pay
• Visa
• Mastercard

Alternatives to Interlace

• OpenWay Way4A broad card-issuing platform for banks that need flexible deployment and processing depth.9.4
• FTFIS Total Issuing SolutionsA broad issuer-processing platform for financial institutions running multiple card programs.9.2
• HPHPS PowerCARDAn enterprise card-processing suite for complex, multi-product issuing programs.9.1

See all Interlace alternatives →

Featured on iTechGuides

Interlace is listed in our Card Issuing Platforms directory. Add the badge to your site — it links back to this page.

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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Last updated 7 Oct 2026 · How we research and update