Fat Agent
Fat Agent: A modular insurance CRM with strong agency workflows, but core capabilities cost extra. Ranked #5 of 29 in Insurance CRM Software by our editors (8.8/10); pricing: Paid; best for budget-conscious insurance agencies.
At a glance
- Editor score8.8 / 10
- PricingPaid
- Best forBudget-conscious insurance agencies
- Free planNo
- Paid from$50/mo
- Sales pipelinesYes
- Facts checked20 Sep 2026
Where it wins
- Combines leads, quoting, policies, renewals, commissions, and documents
- Connects phone and two-way SMS directly to CRM records
- Offers AI assistance, mobile access, funnels, and quote widgets
Where it doesn't
- The $50 starting price applies to an optional AMS module, not the core CRM
- Key capabilities are split across multiple paid monthly modules
- A policyholder portal is not part of the listed product capabilities
Our verdict on Fat Agent
Fat Agent combines insurance CRM, agency management, quoting, communications, automation, and AI in one platform. It is designed for independent agencies handling property and casualty, life, and health business. Core workflows include lead and household management, configurable pipelines, tasks, appointments, booking, email and SMS campaigns, quote management, policies, renewals, commissions, documents, and reporting. Web, iOS, and API access support office, mobile, and connected application workflows.
Pricing is modular. Insurance CRM costs $100 per month and includes unlimited leads and contacts, households, tags, tasks, pipelines, insurance funnels, web chat, booking, widgets, and two-way email. Pattie Intelligence Platform adds AI answers, qualifying, routing, web chat staffing, and an agency knowledge base for $100 per month. Life & Health and P&C AMS modules each cost $50 per month, while Phone & SMS costs $50 per line per month. An Agency Website is $50 per month, and additional users cost $50 per user per month. The published $50 starting price therefore represents an optional AMS module rather than the core CRM.
The platform’s main strength is its insurance-specific breadth: carrier APIs, quote widgets, insurance funnels, booking, phone and SMS, and Fat Agent IDX connect acquisition and servicing workflows. Its standout fit is an agency that wants CRM, policy administration, renewal tracking, commission handling, and communication tools in one insurance-focused system. Agencies can also add AI-assisted notes, replies, and CRM questions through Pattie, alongside mobile access to leads, customers, calls, and SMS. Choose Fat Agent when insurance workflows and modular expansion matter more than a simple all-in-one price. Agencies seeking a low-cost core CRM with most capabilities included in one plan should consider an alternative.
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Fat Agent pricing
All 7 Fat Agent plans and prices →
Fat Agent fact sheet
| Free plan | No |
|---|---|
| Paid from | $50/mo |
| Sales pipelines | Yes |
| Renewal tracking | Yes |
| Agent management | Yes |
| Email automation | Yes |
| Policyholder portal | Not verified |
| Mobile apps | Yes |
| Deployment | Cloud, Mobile |
| Platforms | Web, iOS |
| Built for | Small business, Mid-market (editorial estimate) |
| Integrations | 6 integrations: Insurance carrier APIs, Quote widgets, Insurance funnels, Booking calendar, Phone and SMS, Fat Agent IDX |
| Pricing | Paid (source) |
| Website | fatagent.com |
| Facts checked | 20 Sep 2026 |
Fat Agent integrations
Fat Agent lists 6 integrations on its own site.
- Insurance carrier APIs
- Quote widgets
- Insurance funnels
- Booking calendar
- Phone and SMS
- Fat Agent IDX
Alternatives to Fat Agent
- InsuredMineA broad insurance CRM with strong agency workflows, integrations, and client-service tools.9.4
- GloveBoxCRMDeep insurance automation with policy workflows, portals, mobile apps, and AMS integrations.9.3
- PolicyTekA life insurance CRM with routing, policy tracking, calling, automation, and agency controls.9.1
See all Fat Agent alternatives →
Fat Agent vs the competition
- Fat Agent vs InsuredMine
- Fat Agent vs GloveBoxCRM
- Fat Agent vs PolicyTek
- Fat Agent vs AgencyZoom
- Fat Agent vs NextAgency
- Fat Agent vs Vaatun Vantage
Compare Fat Agent with any tool side by side →
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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