Best Cushion Alternatives in 2026
The top Cushion alternatives are RightCapital, eMoney Advisor and MoneyGuide: 15 financial planning software our editors would look at instead of Cushion, in our ranking order.
Cushion: A freelancer-focused mix of income forecasting and project operations, not full financial planning. Where it falls short: no tax, insurance, investment, or scenario planning.
Switching from Cushion? For most financial planning software buyers the best Cushion alternative is RightCapital, built for advisors wanting comprehensive modern planning. On a budget, Voyant starts at $3/mo, against $10/mo for Cushion.
Why People Look for a Cushion Alternative
- No tax, insurance, investment, or scenario planning
- No client portal
- Web-only, with Stripe as its listed integration
- No tax planning — 14 of the alternatives below have it
- No scenario analysis — 15 of the alternatives below have it
Quick Picks by What You Need
- Best overallRightCapital9.4
Advisors wanting comprehensive modern planning
Visit RightCapital - Lowest priceVoyant8.5
Paid plans from $3/mo
Visit Voyant - Best for tax planningRightCapital9.4
Tax planning (Cushion: no)
Visit RightCapital
All 15 Cushion Alternatives, Ranked
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
Sponsored alternatives to Cushion Sponsored alternative
-
Best forAdvisors wanting comprehensive modern planning
- Better than Cushion:
- Tax planning
- Scenario analysis
- Insurance planning
A broad advisor platform spanning planning, analysis, collaboration, and client access.
- Insurance planning
- Tax planning
- Client portal
9.4/10★★★★★Visit RightCapital -
Best forFull-service advisory firms
- Better than Cushion:
- Tax planning
- Scenario analysis
- Insurance planning
A broad planning suite for advisory firms that need client collaboration and analysis.
- Insurance planning
- Tax planning
- Client portal
9.3/10★★★★★Visit eMoney Advisor -
Best forGoal-focused financial planning practices
- Better than Cushion:
- Tax planning
- Scenario analysis
- Insurance planning
A broad planning suite for advisors managing goals, retirement, tax, insurance, and investment scenarios.
- Insurance planning
- Tax planning
- Client portal
9.2/10★★★★★Visit MoneyGuide -
Best forEnd-to-end advice and practice management
- Better than Cushion:
- Tax planning
- Scenario analysis
- Insurance planning
A broad advice-practice platform spanning planning, workflows, investments, compliance, and client engagement.
- Insurance planning
- Tax planning
- Client portal
9.1/10★★★★★Visit Iress -
Best forAdvisors needing advanced planning depth
- Better than Cushion:
- Tax planning
- Scenario analysis
- Insurance planning
Deep advisor planning with retirement, tax, insurance, and Monte Carlo analysis.
- Insurance planning
- Tax planning
- Client portal
9.0/10★★★★☆Visit NaviPlan -
Best forOrion-integrated wealth management teams
- Better than Cushion:
- Tax planning
- Scenario analysis
- Insurance planning
A broad planning platform for wealth teams centered on the Orion ecosystem.
- Insurance planning
- Tax planning
- Client portal
8.9/10★★★★☆Visit Orion Planning -
Best forUK advisers focused on suitability and investments
- Better than Cushion:
- Scenario analysis
- Investment planning
- Client portal
A broad advice workflow combining cash flow, investments, suitability and client engagement.
- Client portal
- Goal planning
- Investment planning
8.8/10★★★★☆See Dynamic Planner -
Best forEnterprise firms needing auditable planning
- Better than Cushion:
- Tax planning
- Scenario analysis
- Insurance planning
Enterprise planning with auditable recommendations, scenario analysis and firm-wide oversight.
- Insurance planning
- Tax planning
- Client portal
8.7/10★★★★☆Visit Conquest -
Best forUK advisers needing deep tax and risk analysis
- Better than Cushion:
- Tax planning
- Scenario analysis
- Investment planning
A deep UK-focused toolkit for tax, risk, cash flow and investment analysis.
- Tax planning
- Goal planning
- Investment planning
8.6/10★★★★☆Visit EValue -
Best forAdvisers needing sophisticated holistic modeling
- Better than Cushion:
- Tax planning
- Scenario analysis
- Insurance planning
Sophisticated holistic modeling for advisers managing complex financial situations.
- Insurance planning
- Tax planning
- Client portal
8.5/10★★★★☆Visit Voyant -
Best forUK advisers needing cash-flow and integrations
- Better than Cushion:
- Tax planning
- Scenario analysis
- Investment planning
A broad cash-flow and retirement planning platform with useful adviser integrations.
- Tax planning
- Client portal
- Goal planning
8.4/10★★★★☆Visit FinCalc -
Best forUK advisers prioritizing cash-flow planning
- Better than Cushion:
- Tax planning
- Scenario analysis
- Insurance planning
A cash-flow-led planning suite with tax-aware modelling, stress tests and client tools.
- Insurance planning
- Tax planning
- Client portal
8.3/10★★★★☆Visit FE CashCalc -
Best forAdvisors seeking tax modeling and AI document import
- Better than Cushion:
- Tax planning
- Scenario analysis
- Insurance planning
Tax modeling, AI document import, and client tools come at an annual-billed price.
- Insurance planning
- Tax planning
- Client portal
8.2/10★★★★☆Try Foundry Planning -
Best forUK advisers focused on cash-flow reviews
- Better than Cushion:
- Tax planning
- Scenario analysis
- Investment planning
A UK-focused planning tool with detailed cash-flow, tax and scenario modelling.
- Tax planning
- Client portal
- Investment planning
8.1/10★★★★☆Visit Timeline -
Best forEstablished firms wanting guided planning workflows
- Better than Cushion:
- Tax planning
- Scenario analysis
- Insurance planning
Broad advisor planning workflows with a substantial annual per-user cost.
- Insurance planning
- Tax planning
- Client portal
8.0/10★★★★☆Visit Moneytree
Cushion Alternatives: Common Questions
What is the best alternative to Cushion?
RightCapital: #1 in our Financial Planning Software ranking, with an editor score of 9.4 out of 10. A broad advisor platform spanning planning, analysis, collaboration, and client access.
What is the cheapest paid alternative to Cushion?
Of the alternatives here that publish a price, Voyant starts lowest, at $3/mo.
Why do people look for Cushion alternatives?
No tax, insurance, investment, or scenario planning; No client portal; Web-only, with Stripe as its listed integration.
How do I switch from Cushion?
Export your data from Cushion (most tools have an export in their settings). Sign up for the alternative; start on its free plan or trial if it has one. Import your export and set up the integrations your team relies on. Run both side by side for a short while, then cancel Cushion.
How to Switch from Cushion
- Export your data from Cushion (most tools have an export in their settings).
- Sign up for the alternative; start on its free plan or trial if it has one.
- Import your export and set up the integrations your team relies on.
- Run both side by side for a short while, then cancel Cushion.
Cushion vs Each Alternative
| # | Tool | Free plan | Paid from | Cash-flow modeling | Goal planning | Tax planning | Scenario analysis | Score |
|---|---|---|---|---|---|---|---|---|
| 34 | Cushion | No | $10/mo | Yes | Yes | No | No | 6.0 |
| 1 | RightCapital | No | $149.95/mo | Yes | Yes | Yes | Yes | 9.4 |
| 2 | eMoney Advisor | Yes | Yes | Yes | Yes | 9.3 | ||
| 3 | MoneyGuide | Yes | Yes | Yes | Yes | 9.2 | ||
| 4 | Xplan | Yes | Yes | Yes | Yes | 9.1 | ||
| 5 | NaviPlan | Yes | Yes | Yes | Yes | 9.0 | ||
| 6 | Orion Planning | Yes | Yes | Yes | Yes | 8.9 | ||
| 7 | Dynamic Planner | No | £8/yr | Yes | Yes | Yes | 8.8 | |
| 8 | Conquest | No | Yes | Yes | Yes | Yes | 8.7 | |
| 9 | EVPro | Yes | Yes | Yes | Yes | 8.6 | ||
| 10 | Voyant | No | $3/mo | Yes | Yes | Yes | Yes | 8.5 |
| 11 | FinCalc | Yes | Yes | Yes | Yes | 8.4 | ||
| 12 | FE CashCalc | No | £75/user/mo | Yes | Yes | Yes | Yes | 8.3 |
| 13 | Foundry Planning | No | $166/mo | Yes | Yes | Yes | Yes | 8.2 |
| 14 | Timeline | No | £142/mo | Yes | Yes | Yes | 8.1 | |
| 15 | Moneytree | No | $1,195/user/yr | Yes | Yes | Yes | Yes | 8.0 |
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update