Moneytree
Financial planning software for advisors.
At a glance
- Editor score8.6 / 10
- PricingFrom $1,195/user/yr · 14-day trial
- Best forEstablished firms wanting guided planning workflows
- Free planNo
- Scenario analysisYes
- Facts checked20 Sep 2026
Where it wins
- Covers goals, retirement, tax, investment, scenario, and Monte Carlo planning
- Client portal, guided data entry, onboarding, reports, and audit trail
- Enterprise tier supports firm-wide standardization and system training
Where it doesn't
- No free plan; Essential starts at $1,195 per user per year
- Cash-flow-based planning and advanced analysis require the Elite tier
- The listed integration is limited to Wealthbox CRM
Our verdict on Moneytree
Moneytree is financial planning software for financial advisors and advisory firms that need structured workflows for modeling client goals, income, expenses, assets, liabilities, taxes, and retirement outcomes. Its scope spans goals-based and cash-flow-based planning, retirement and tax calculations, investment and asset modeling, what-if scenarios, Monte Carlo analysis, client data gathering, reports, and advisor-client collaboration. Cloud-based access is available through the web, with an API also provided. The product is aimed more at established practices than at firms seeking a low-cost entry point.
Pricing is organized around three tiers. Essential costs $1,195 per user per year, billed annually, and includes goals-based planning, retirement planning, tax planning, Social Security optimization, a client portal, and Monte Carlo analysis. Elite costs $2,195 per user per year and adds cash-flow-based planning, business ownership analysis, rental real estate planning, advanced estate planning, and a Roth conversion calculator. Enterprise adds onboarding and implementation, enterprise-level support, firm-wide planning standardization, dedicated support resources, scalable licensing options, and system training; its pricing is handled through contact with sales. A 14-day evaluation is available, while the product remains paid rather than free.
The strongest fit is for advisory firms that want guided data entry, automated onboarding, client portals, client-ready reports, and an audit trail within one planning workflow. The tier structure also gives firms a path from core goals and retirement work to broader cash-flow, estate, business, and real-estate analysis. Platform fit is focused rather than expansive: Wealthbox CRM is the listed integration, and the product is not open source. Firms that need a broader integration ecosystem, a free plan, or a lower annual per-user commitment should look elsewhere. Moneytree suits teams willing to pay for a wide planning feature set and, at the Enterprise level, standardized processes across the firm.
Moneytree pricing
All 3 Moneytree plans and prices →
Moneytree fact sheet
| Free plan | No |
|---|---|
| Paid from | Not verified |
| Cash-flow modeling | Yes |
| Goal planning | Yes |
| Tax planning | Yes |
| Scenario analysis | Yes |
| Insurance planning | Yes |
| Investment planning | Yes |
| Client portal | Yes |
| Free trial | 14 days |
| Deployment | Cloud |
| Platforms | Web |
| Integrations | 1 integrations: Wealthbox CRM |
| Pricing | From $1,195/user/yr · 14-day trial (source) |
| Website | moneytree.com |
| Facts checked | 20 Sep 2026 |
Moneytree integrations
Moneytree lists 1 integrations on its own site.
- Wealthbox CRM
Alternatives to Moneytree
- RightCapitalA broad advisor platform spanning planning, analysis, collaboration, and client access.8.4
- eMoney AdvisorA broad planning suite for advisory firms that need client collaboration and analysis.—
- MoneyGuideA broad planning suite for advisors managing goals, retirement, tax, insurance, and investment scenarios.—
See all Moneytree alternatives →
Also listed in
Used Moneytree? Be the first to review it
The editor score above is our own research. What this page doesn't have yet is a reader's view — what you used Moneytree for, what worked and what didn't. No stars are seeded and no review is paid for; an editor reads every one before it appears.
Write a reviewTwo minutes · verified accounts only · read by an editor before it appears
Featured on iTechGuides
Moneytree is listed in our Financial Planning Software directory. Add the badge to your site — it links back to this page.
<a href="https://www.itechguides.com/products/moneytree/"><img src="https://www.itechguides.com/best/badge/moneytree.svg" alt="Featured on iTechGuides" width="230" height="46"></a>
Guides on financial planning software
Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. It never changes a score or a verdict. How we rank.