Cushion
Cushion: A freelancer-focused mix of income forecasting and project operations, not full financial planning. Ranked #34 of 34 in Financial Planning Software by our editors (6.0/10); pricing: 14-day trial; best for solo freelancers forecasting income and managing projects.
At a glance
- Editor score6.0 / 10
- Pricing14-day trial
- Best forSolo freelancers forecasting income and managing projects
- Free planNo
- Paid from$10/mo
- Scenario analysisNo
- Facts checked23 Sep 2026
Where it wins
- Combines budgeting, financial goals, and income forecasting
- Connects project schedules and availability with workload visibility
- Pairs invoicing and payments with time tracking and reports
Where it doesn't
- No tax, insurance, investment, or scenario planning
- No client portal
- Web-only, with Stripe as its listed integration
Our verdict on Cushion
Cushion brings financial planning for freelance work together with day-to-day project management. Its budgeting, financial goals, and income forecasting sit alongside project scheduling, availability planning, and visibility into workload and overbooking. Freelancers can also create and send invoices, accept payments, track time, and review reports. The fit is strongest for solo operators who want to connect expected income with their work calendar; small teams may use it with one person managing the account. It is a business-management and budgeting app rather than a comprehensive personal financial-planning suite.
The standout is the connection between financial and scheduling information. Cushion forecasts income while helping users see project availability, workload, and overbooking, and it surfaces client payment patterns and project delays. That combination can help a freelancer consider both when work is scheduled and how it affects finances. Stripe is the listed integration, and data download is available. The product is web-based, so its described workflow centers on the web app rather than a wider platform ecosystem.
Cushion has no free plan, but offers a 14-day trial without a credit card. Pro costs $15 per month with annual billing or $18 monthly; it includes scheduling, availability and overbooking, budgeting, goals and forecasting, invoicing and payments, time tracking, and reports. Subsidized costs $10 per month annually or $12 monthly and includes Pro features for those who need the discount. Supporter costs $20 annually or $24 monthly and adds support for small business to Pro features. Choose Cushion if freelance income forecasting and project operations belong in the same workflow. Those who need tax, insurance, investment, scenario, or client-portal planning should look elsewhere.
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Cushion pricing
All 3 Cushion plans and prices →
Cushion fact sheet
| Free plan | No |
|---|---|
| Paid from | $10/mo |
| Cash-flow modeling | Yes |
| Goal planning | Yes |
| Tax planning | No |
| Scenario analysis | No |
| Insurance planning | No |
| Investment planning | No |
| Client portal | No |
| Free trial | 14 days · no card needed |
| Deployment | Cloud |
| Platforms | Web |
| Support | |
| Built for | Solo, Small business (editorial estimate) |
| Integrations | 1 integrations: Stripe |
| Pricing | 14-day trial (source) |
| Website | cushionapp.com |
| Facts checked | 23 Sep 2026 |
Cushion integrations
Cushion lists 1 integrations on its own site.
- Stripe
Alternatives to Cushion
- RightCapitalA broad advisor platform spanning planning, analysis, collaboration, and client access.9.4
- eMoney AdvisorA broad planning suite for advisory firms that need client collaboration and analysis.9.3
- MoneyGuideA broad planning suite for advisors managing goals, retirement, tax, insurance, and investment scenarios.9.2
See all Cushion alternatives →
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Featured on iTechGuides
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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