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Best CGI All Payments Alternatives in 2026

#2 of 22 in Real-Time Payments Software

The top CGI All Payments alternatives are FIS Real-Time Payments, Finastra Payments Hubs and FIS Money Movement Hub: 15 Real-Time payments software our editors would look at instead of CGI All Payments, in our ranking order.

9.3/10Editor score
CGI All Payments9.3 Contact CGI

CGI All Payments: A multi-rail platform for institutions coordinating real-time and traditional payments. Where it falls short: pricing requires contacting CGI.

Switching from CGI All Payments? For most real-time payments software buyers the best CGI All Payments alternative is FIS Real-Time Payments, built for banks coordinating domestic and global payment rails. SoFi has a free plan.

Why People Look for a CGI All Payments Alternative

  • Pricing requires contacting CGI
  • Its wide processing scope may exceed simpler payment needs
  • Only ISO 20022 is explicitly named as a supported message format

Quick Picks by What You Need

All 15 CGI All Payments Alternatives, Ranked

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

  1. Best forBanks coordinating domestic and global payment rails

    • Better than CGI All Payments:
    • Editor score 9.4 vs 9.3

    A cloud-based, multi-rail payments platform for financial institutions managing real-time flows.

    • Reconciliation tools
    • Payment orchestration
    • ISO 20022 support
    9.4/10★★★★★
    Visit FIS
  2. Best forBanks needing comprehensive payment-hub automation

    A multi-rail payment hub for banks needing orchestration, controls, and ISO 20022.

    • Reconciliation tools
    • Payment orchestration
    • ISO 20022 support
    9.2/10★★★★★
    Visit Finastra
  3. Best forOrganizations wanting one API for many payment schemes

    A cloud-based, multi-rail payment hub with one API, orchestration, and risk controls.

    • Payment orchestration
    • ISO 20022 support
    9.1/10★★★★★
    Visit FIS
  4. Best forFinancial institutions connecting instant-payment rails

    A multi-rail gateway for institutions needing RTP, FedNow and managed payment processing.

    • Payment orchestration
    • ISO 20022 support
    Pricing on request Our Fiserv NOW Gateway verdict → Visit Fiserv
    9.0/10★★★★☆
    Visit Fiserv
  5. Best forMid-market and enterprise RTP/FedNow adopters

    A multi-rail cloud platform for banks adopting FedNow and TCH RTP.

    • ISO 20022 support
    8.9/10★★★★☆
    Visit site
  6. Best forBanks seeking configurable multi-channel payment hubs

    A configurable payment hub for banks managing diverse rails, channels and controls.

    8.8/10★★★★☆
    Visit Temenos
  7. Best forBanks needing broad payment-rail orchestration

    A cloud-based hub for routing instant and traditional payments across multiple rails.

    • Payment orchestration
    • ISO 20022 support
    8.7/10★★★★☆
    Visit Volante
  8. Best forMid-market firms needing flexible multi-rail controls

    A multi-rail payment hub for financial institutions that need routing, controls and exception handling.

    • Payment orchestration
    • ISO 20022 support
    8.6/10★★★★☆
    Visit Finzly
  9. Best forSEPA instant-payment clearing participants

    A 24/7 RTGS hub for SEPA instant euro payments and TIPS connectivity.

    • ISO 20022 support
    8.3/10★★★★☆
    Visit EBA CLEARING
  10. Best forUK businesses processing Faster Payments and collections

    A broad UK payment operations platform with web administration, APIs and reconciliation.

    • Reconciliation tools
    Pricing on request Our Bottomline PTX verdict → Visit Bottomline
    8.1/10★★★★☆
    Visit Bottomline
  11. Best forEuropean institutions needing central-bank instant

    Central-bank instant settlement for institutions needing continuous European payment rails.

    • ISO 20022 support
    8.0/10★★★★☆
    Visit TIPS
  12. Best forBanks seeking broad core-banking transaction processing

    A broad core-banking platform with real-time processing, APIs, and regulatory capabilities.

    7.8/10★★★★☆
    Contact Oracle
  13. Best forTreasury departments managing liquidity and settlement

    A broad enterprise treasury suite whose core value is liquidity, settlement, and risk control.

    7.8/10★★★★☆
    Visit TCS BaNCS
  14. SoFi

    Best forIndividuals seeking personal financial management

    Personal finance tracking with budgeting, account linking, and optional paid benefits.

    Free plan Our SoFi verdict → Visit SoFi
    7.8/10★★★★☆
    Visit SoFi
  15. Best forBanks seeking configurable RTP and FedNow orchestration

    A cloud payment hub for banks coordinating instant and other payment rails.

    • Reconciliation tools
    • Payment orchestration
    • ISO 20022 support
    7.8/10★★★★☆
    Visit Alacriti

CGI All Payments Alternatives: Common Questions

What is the best alternative to CGI All Payments?

FIS Real-Time Payments: #1 in our Real-Time Payments Software ranking, with an editor score of 9.4 out of 10. A cloud-based, multi-rail payments platform for financial institutions managing real-time flows.

Is there a free alternative to CGI All Payments?

Yes. SoFi has a free plan or a free tier.

Why do people look for CGI All Payments alternatives?

Pricing requires contacting CGI; Its wide processing scope may exceed simpler payment needs; Only ISO 20022 is explicitly named as a supported message format.

How do I switch from CGI All Payments?

Export your data from CGI All Payments (most tools have an export in their settings). Sign up for the alternative; start on its free plan or trial if it has one. Import your export and set up the integrations your team relies on. Run both side by side for a short while, then cancel CGI All Payments.

How to Switch from CGI All Payments

  1. Export your data from CGI All Payments (most tools have an export in their settings).
  2. Sign up for the alternative; start on its free plan or trial if it has one.
  3. Import your export and set up the integrations your team relies on.
  4. Run both side by side for a short while, then cancel CGI All Payments.

CGI All Payments vs Each Alternative

#ToolPaid fromRail coverageISO 20022 supportPayment orchestrationDeployment optionsScore
2CGI All PaymentsGlobal-multi-railYesYesHybrid9.3
1FIS Real-Time PaymentsGlobal-multi-railYesYesCloud9.4
2Finastra Payments HubsGlobal-multi-railYesYesHybrid9.2
3FIS Money Movement HubMulti-railYesYesCloud9.1
4Fiserv NOW GatewayMulti-railYesYes9.0
5ACI Real-Time Payments CloudMulti-railYesCloud8.9
6Temenos Payments Hub8.8
7Volante Real-Time PaymentsGlobal-multi-railYesYesCloud8.7
8Finzly Payment GalaxyGlobal-multi-railYesYesCloud8.6
9EBA CLEARING RT1Multi-railYes8.3
10Bottomline PTXSingle-railCloud8.1
11TARGET Instant Payment Settlement (TIPS)Multi-railYes8.0
12Oracle FLEXCUBE Universal Banking7.8
13TCS BaNCS for Treasury7.8
14SoFi7.8
15Alacriti Orbipay Payments HubMulti-railYesYesCloud7.8

Head-to-Head

Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026

Last updated · How we research and update