Best Baasic Alternatives in 2026

Paid#18 of 31 in Banking-as-a-Service Platforms

The top Baasic alternatives are Galileo, Airwallex Embedded Finance and Mbanq Cloud: 15 Banking-as-a-Service platforms our editors would look at instead of Baasic, in our ranking order.

7.4/10★★★★☆Editor score

Visit Baasic

Baasic7.4 Visit Baasic

• 15 alternatives
• Updated Oct 2026
• Our Baasic verdict

Baasic: A Brazil-focused API platform for accounts, cards, payments, credit, and insurance. Where it falls short: pricing requires a sales conversation.

All 15 Baasic Alternatives, Ranked

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

1. 1
   
   Galileo 9.4

   Best forMature, multi-rail global banking programs

   • Better than Baasic:
   • Editor score 9.4 vs 7.4

   A broad banking infrastructure platform for multi-rail programs across the Americas.

   • Card issuing
   • Ledger
   • KYC/AML tools

   Pricing on request Our Galileo verdict → + Compare Visit Galileo
   9.4/10★★★★★

   Visit Galileo
2. 2
   
   Airwallex Embedded Finance 9.2

   Best forGlobal embedded finance with many integrations

   • Better than Baasic:
   • Editor score 9.2 vs 7.4

   A broad embedded-finance stack for global platforms, with custom pricing and sales-led access.

   • Card issuing
   • Ledger
   • KYC/AML tools

   Pricing on request Our Airwallex Embedded Finance verdict → + Compare Visit Airwallex
   9.2/10★★★★★

   Visit Airwallex
3. 3
   
   Mbanq Cloud 9.0

   Best forFull-service banking with mobile applications

   • Better than Baasic:
   • Editor score 9.0 vs 7.4

   A broad banking stack combining APIs, operations tools and white-label apps.

   • Card issuing
   • Ledger
   • KYC/AML tools

   Pricing on request Our Mbanq Cloud verdict → + Compare Visit Mbanq Cloud
   9.0/10★★★★☆

   Visit Mbanq Cloud
4. 4
   
   Integrated Finance 8.9

   Best forMulti-provider embedded finance orchestration

   • Better than Baasic:
   • Editor score 8.9 vs 7.4

   A broad orchestration layer for businesses embedding accounts, payments, cards, and compliance.

   • Card issuing
   • Ledger
   • KYC/AML tools

   Pricing on request Our Integrated Finance verdict → + Compare Contact Integrated
   8.9/10★★★★☆

   Contact Integrated
5. 5
   
   Vodeno Cloud Platform 8.8

   Best forEuropean cloud-native banking platforms

   • Better than Baasic:
   • Editor score 8.8 vs 7.4

   A broad API banking platform for European accounts, cards, payments and lending.

   • Card issuing
   • Ledger
   • KYC/AML tools

   Pricing on request Our Vodeno Cloud Platform verdict → + Compare Visit Vodeno
   8.8/10★★★★☆

   Visit Vodeno
6. 6
   
   Modulr 8.7

   Best forUK and EEA accounts, payments and cards

   • Better than Baasic:
   • Editor score 8.7 vs 7.4

   A UK- and EEA-focused platform for embedded accounts, cards and payment flows.

   • Card issuing
   • Ledger
   • KYC/AML tools

   Pricing on request Our Modulr verdict → + Compare Visit Modulr
   8.7/10★★★★☆

   Visit Modulr
7. 7
   
   Treasury Prime 8.6

   Best forUS bank-account and card programs

   • Better than Baasic:
   • Editor score 8.6 vs 7.4

   A US-focused banking infrastructure platform for accounts, payments, cards, and compliance.

   • Card issuing
   • Ledger
   • KYC/AML tools

   Pricing on request Our Treasury Prime verdict → + Compare Visit Treasury Prime
   8.6/10★★★★☆

   Visit Treasury Prime
8. 8
   
   Column 8.5

   Best forUS programmable accounts and lending products

   • Better than Baasic:
   • Editor score 8.5 vs 7.4

   A broad US banking infrastructure platform for programmable accounts, payments, cards, and lending.

   • Card issuing
   • Ledger
   • KYC/AML tools

   Pricing on request Our Column verdict → + Compare Visit Column
   8.5/10★★★★☆

   Visit Column
9. 9
   
   Solaris 8.4

   Best forEU banking products with lending and fraud controls

   • Better than Baasic:
   • Editor score 8.4 vs 7.4

   A broad EU banking infrastructure platform for accounts, payments, cards, lending and fraud controls.

   • Card issuing
   • Ledger
   • KYC/AML tools

   Pricing on request Our Solaris verdict → + Compare Visit Solaris
   8.4/10★★★★☆

   Visit Solaris
10. 10
    
    Railsr 8.3

    Best forTeams wanting a free sandbox before launch

    • Better than Baasic:
    • Editor score 8.3 vs 7.4

    A broad embedded-finance API with free learning and sandbox environments before launch.

    • Card issuing
    • Ledger
    • KYC/AML tools

    Free plan · pricing on request Our Railsr verdict → + Compare Visit Railsr
    8.3/10★★★★☆

    Visit Railsr
11. 11
    
    Synctera 8.2

    Best forWhite-label US banking operations

    • Better than Baasic:
    • Editor score 8.2 vs 7.4

    A broad API and operations platform for white-label US banking products.

    • Card issuing
    • Ledger
    • KYC/AML tools

    Pricing on request Our Synctera verdict → + Compare Visit Synctera
    8.2/10★★★★☆

    Visit Synctera
12. 12
    
    Unit 8.1

    Best forUS banking products with mobile-ready delivery

    • Better than Baasic:
    • Editor score 8.1 vs 7.4

    A broad US platform for companies building embedded banking products across web, mobile, and API.

    • Card issuing
    • Ledger
    • KYC/AML tools

    Pricing on request Our Unit verdict → + Compare Visit Unit
    8.1/10★★★★☆

    Visit Unit
13. 13
    
    ClearBank Embedded Banking 8.0

    Best forUK embedded accounts and savings products

    • Better than Baasic:
    • Editor score 8.0 vs 7.4

    A UK-focused API platform for embedded accounts, savings, ISAs and payment connectivity.

    • Ledger
    • KYC/AML tools
    • Embedded accounts

    Pricing on request Our ClearBank Embedded Banking verdict → + Compare Visit ClearBank
    8.0/10★★★★☆

    Visit ClearBank
14. 14
    
    OpenPayd 7.9

    Best forGlobal multi-currency accounts without card issuing

    • Better than Baasic:
    • Editor score 7.9 vs 7.4

    A multi-currency accounts and payments platform for businesses, without card issuing.

    • Ledger
    • KYC/AML tools
    • Embedded accounts

    Pricing on request Our OpenPayd verdict → + Compare Visit OpenPayd
    7.9/10★★★★☆

    Visit OpenPayd
15. 15
    
    Decentro 7.8

    Best forCross-border accounts and payouts at scale

    • Better than Baasic:
    • Editor score 7.8 vs 7.4

    A broad infrastructure layer for cross-border accounts, payouts, compliance, and ledgers.

    • Card issuing
    • Ledger
    • KYC/AML tools

    Pricing on request Our Decentro verdict → + Compare Visit Decentro
    7.8/10★★★★☆

    Visit Decentro

How to Switch from Baasic

1. Export your data from Baasic (most tools have an export in their settings).
2. Sign up for the alternative; start on its free plan or trial if it has one.
3. Import your export and set up the integrations your team relies on.
4. Run both side by side for a short while, then cancel Baasic.

Baasic vs Each Alternative

#	Tool	Paid from	Card issuing	Embedded accounts	Payment rails	KYC/AML tools	Score
18	Baasic		Yes	Yes	Card_networks	Yes	7.4
1	Galileo		Yes	Yes		Yes	9.4
2	Airwallex Embedded Finance		Yes	Yes	Card_networks	Yes	9.2
3	Mbanq Cloud		Yes	Yes		Yes	9.0
4	Integrated Finance		Yes	Yes		Yes	8.9
5	Vodeno Cloud Platform		Yes	Yes	Sepa	Yes	8.8
6	Modulr		Yes	Yes	Faster_payments	Yes	8.7
7	Treasury Prime		Yes	Yes		Yes	8.6
8	Column		Yes	Yes	Ach	Yes	8.5
9	Solaris		Yes	Yes	Sepa	Yes	8.4
10	Railsr		Yes	Yes		Yes	8.3
11	Synctera		Yes	Yes		Yes	8.2
12	Unit		Yes	Yes	Ach	Yes	8.1
13	ClearBank Embedded Banking			Yes	Faster_payments	Yes	8.0
14	OpenPayd		No	Yes		Yes	7.9
15	Decentro		Yes	Yes	Wire	Yes	7.8

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated 7 Oct 2026 · How we research and update