ClearBank Embedded Banking
ClearBank Embedded Banking: A UK-focused API platform for embedded accounts, savings, ISAs and payment connectivity. Ranked #13 of 31 in Banking-as-a-Service Platforms by our editors (6.0/10); pricing: Pricing on request; best for UK embedded accounts and savings products.
At a glance
- Editor score6.0 / 10
- PricingPricing on request
- Best forUK embedded accounts and savings products
- Free planNo
- Founded2016 · London, United Kingdom
- Facts checked20 Sep 2026
Where it wins
- FSCS-protected current and savings accounts, plus Cash ISAs
- KYC standards, ledgering and interest management support operations
- Sandbox, webhooks and Faster Payments connectivity support API integration
Where it doesn't
- Card issuing is outside the listed product scope
- The platform is focused on UK embedded banking products
- Pricing requires a conversation with ClearBank's sales team
Our verdict on ClearBank Embedded Banking
ClearBank Embedded Banking provides regulated banking infrastructure for established regulated firms, fintechs, wealthtechs, corporates and platforms. Partners can offer products under their own brand, including FSCS-protected current accounts, interest-bearing savings accounts, Flexible Cash ISAs, service accounts and operating accounts. ClearBank supplies the banking licence and regulated infrastructure, while partners design customer experiences and manage customer-facing onboarding and monitoring within ClearBank’s standards. The product is designed for organisations building UK financial products through an API rather than for consumers seeking a standalone banking account.
Its strongest fit is the combination of account products and operational banking capabilities. Service accounts can link external funds, while operating accounts provide API access. The platform also covers interest calculation, accrual and payment management, KYC processes, minimum due-diligence standards, ledgering and payment-scheme connectivity. Faster Payments is the named payment rail, and API integration includes a sandbox and webhooks. This gives product and engineering teams a defined foundation for embedded accounts, savings and ISA propositions, with regulated infrastructure behind the customer experience.
ClearBank uses a contact-sales pricing model, so commercial evaluation belongs early in the buying process. The platform is API-based and UK-focused, making it more suitable for teams whose product scope centres on UK accounts, savings and payments. Organisations that need card issuing should look elsewhere or assess a separate provider, since card issuing is outside the listed scope. ClearBank Embedded Banking is therefore a focused choice for regulated firms and platforms that want to build branded UK banking products around accounts, savings, ISAs, KYC and payment connectivity, rather than a broad banking stack covering every financial product.
ClearBank Embedded Banking pricing
ClearBank Embedded Banking fact sheet
| Free plan | No |
|---|---|
| Paid from | Not verified |
| Card issuing | Not verified |
| Embedded accounts | Yes |
| Payment rails | Faster_payments |
| KYC/AML tools | Yes |
| Ledger | Yes |
| Supported regions | UK |
| Deployment | Cloud |
| Compliance & security | ISO 27001, GDPR |
| Support | Docs |
| Built for | Mid-market, Enterprise (editorial estimate) |
| Pricing | Pricing on request |
| Website | clear.bank |
| Facts checked | 20 Sep 2026 |
Alternatives to ClearBank Embedded Banking
- GalileoA broad banking infrastructure platform for multi-rail programs across the Americas.9.4
- Airwallex Embedded FinanceA broad embedded-finance stack for global platforms, with custom pricing and sales-led access.8.6
- Mbanq CloudA broad banking stack combining APIs, operations tools and white-label apps.7.7
See all ClearBank Embedded Banking alternatives →
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Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
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