Unit
Unit: A broad US platform for companies building embedded banking products across web, mobile, and API. Ranked #12 of 31 in Banking-as-a-Service Platforms by our editors (6.1/10); pricing: Pricing on request; best for US banking products with mobile-ready delivery.
At a glance
- Editor score6.1 / 10
- PricingPricing on request
- Best forUS banking products with mobile-ready delivery
- Card issuingYes
- Founded2019 · New York City and Tel Aviv
- Facts checked20 Sep 2026
Where it wins
- Combines accounts, payments, cards, lending, ledgers, and compliance tools
- Supports REST API, webhooks, dashboards, UI components, and a white-label app
- Includes KYC/KYB workflows, AML monitoring, and card lifecycle controls
Where it doesn't
- Regional coverage is limited to the United States
- Standard platform pricing is not published; customers contact sales
- Banking products are delivered through Unit’s partner banks
Our verdict on Unit
Unit is financial infrastructure for technology companies building embedded financial products. It provides programmable deposit, wallet, and credit accounts alongside payment capabilities, physical and virtual cards, KYC/KYB onboarding, ledgering, operational tools, and branded interfaces. Its delivery options span web, iOS, Android, and API, making it a fit for companies that want mobile-ready banking experiences without assembling separate account, payment, card, and compliance systems. Banking products are delivered through partner banks, while Unit provides the technology and program-management infrastructure.
The platform’s breadth is its defining strength. Payment support includes ACH, wire, check, RTP, and international payments, while a programmable account-level ledger supports financial recordkeeping. Card authorization controls and lifecycle management complement physical and virtual card issuing. For product teams, Unit offers a REST API, webhooks, dashboard, UI components, and a white-label banking application. That combination supports both API-led builds and more managed delivery, with identity verification and AML monitoring included in the operational scope. Teams seeking a narrower tool focused only on cards, payments, or ledgers may find this broader model more than they need.
Unit uses a contact-sales pricing model, so prospective customers should expect a sales-led evaluation rather than published standard platform plans. The platform is designed specifically for US programs, which makes its regional scope an important selection factor. Companies building US banking products with accounts, cards, payments, compliance workflows, and mobile or API delivery should consider Unit. Organizations requiring coverage outside the United States, or those seeking transparent self-serve pricing, should compare alternatives with a different regional or commercial model.
Unit pricing
Unit fact sheet
| Free plan | Not verified |
|---|---|
| Paid from | Not verified |
| Card issuing | Yes |
| Embedded accounts | Yes |
| Payment rails | Ach |
| KYC/AML tools | Yes |
| Ledger | Yes |
| Supported regions | United States |
| Deployment | Cloud, Mobile |
| Platforms | Web, iOS, Android |
| Compliance & security | SOC 2, PCI DSS |
| Support | Docs |
| Built for | Small business, Mid-market, Enterprise (editorial estimate) |
| Pricing | Pricing on request |
| Website | unit.co |
| Facts checked | 20 Sep 2026 |
Alternatives to Unit
- GalileoA broad banking infrastructure platform for multi-rail programs across the Americas.9.4
- Airwallex Embedded FinanceA broad embedded-finance stack for global platforms, with custom pricing and sales-led access.8.6
- Mbanq CloudA broad banking stack combining APIs, operations tools and white-label apps.7.7
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Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
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