Baasic
Baasic: A Brazil-focused API platform for accounts, cards, payments, credit, and insurance. Ranked #18 of 31 in Banking-as-a-Service Platforms by our editors (7.4/10); pricing: Pricing on request; best for brazilian fintechs needing accounts and credit.
At a glance
- Editor score7.4 / 10
- PricingPricing on request
- Best forBrazilian fintechs needing accounts and credit
- Card issuingYes
- Facts checked20 Sep 2026
Where it wins
- Covers digital accounts, cards, Pix, boleto, transfers, and payouts
- Unified REST API includes sandbox, webhooks, and reconciliation support
- Adds KYC, credit, receivables advances, and partner-delivered insurance
Where it doesn't
- Pricing requires a sales conversation
- Supported region is limited to Brazil
- Financial operations are performed by regulated partner institutions
Our verdict on Baasic
Baasic is a Brazilian Banking-as-a-Service and embedded-finance platform for software companies, ERPs, B2B SaaS businesses, fintechs, marketplaces, and other business ecosystems. Its API connects customer products to regulated financial institutions, supporting digital account opening and management, physical and virtual cards, payments, credit, insurance, and administrative operations. It provides technology and governance rather than banking services directly, making it a fit for businesses that want to embed financial products into their own software in Brazil.
Its strongest point is breadth within a single API. Baasic supports account balances, statements, and transactions alongside real-time card authorization, configurable limits, Pix, boleto, transfers, payment splits, and automated payouts. KYC-integrated account opening addresses an important onboarding need, while webhooks and real-time reconciliation support operational workflows. The unified REST API and sandbox are relevant for teams building and evaluating integrations, and the platform also extends into credit, receivables advances, and insurance distribution through regulated partners. Businesses seeking several embedded-finance capabilities rather than one isolated payment feature will find the scope particularly relevant.
Baasic uses a contact-sales pricing model, so organizations should expect commercial scoping rather than a self-serve plan structure. Its platform focus is API-based, and its supported region is Brazil, with documented rails including Pix, boleto, and transfers. The reliance on regulated partner institutions is central to how the service operates and may matter to companies assessing control over financial operations. Baasic should suit Brazilian fintechs and software businesses planning accounts, cards, payments, and credit in one product. Companies needing coverage beyond Brazil or a non-API banking tool should consider a different platform.
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Baasic pricing
Baasic fact sheet
| Free plan | Not verified |
|---|---|
| Paid from | Not verified |
| Card issuing | Yes |
| Embedded accounts | Yes |
| Payment rails | Card_networks |
| KYC/AML tools | Yes |
| Ledger | Yes |
| Supported regions | Brazil |
| Deployment | Cloud |
| Support | Docs |
| Built for | Small business, Mid-market, Enterprise (editorial estimate) |
| Integrations | 10 integrations: Pix, boleto, transfers, payment splits, KYC, digital accounts … |
| Pricing | Pricing on request |
| Website | baasic.com.br |
| Facts checked | 20 Sep 2026 |
Baasic integrations
Baasic lists 10 integrations on its own site.
- Pix
- boleto
- transfers
- payment splits
- KYC
- digital accounts
- physical cards
- virtual cards
- credit
- insurance
Alternatives to Baasic
- GalileoA broad banking infrastructure platform for multi-rail programs across the Americas.9.4
- Airwallex Embedded FinanceA broad embedded-finance stack for global platforms, with custom pricing and sales-led access.9.2
- Mbanq CloudA broad banking stack combining APIs, operations tools and white-label apps.9.0
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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