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Apex Reader

Paid#24 of 26 in Mobile Payment Processing Software

Apex Reader: A certified reader-based option for mobile merchants needing broad card acceptance. Ranked #24 of 26 in Mobile Payment Processing Software by our editors (7.0/10); pricing: Pricing on request; best for merchants preferring certified reader-based payments.

7.0/10Editor score

Visit Apex Reader

Apex Reader7.0 Visit Apex Reader

At a glance

Editor score
7.0 / 10
Pricing
Pricing on request
Best for
Merchants preferring certified reader-based payments
Tap to Pay
No
Facts checked
20 Sep 2026

Where it wins
- Accepts NFC, EMV chip, magstripe, Apple Pay, and Google Pay
- Includes refunds, voids, invoices, tips, taxes, and digital receipts
- PCI PTS certification, end-to-end encryption, and next-day payouts
Where it doesn't
- Requires a separate Bluetooth card reader
- Does not support phone-only tap-to-pay
- Pricing is handled through contact sales

Our verdict on Apex Reader

Apex Reader is a pocket-sized Bluetooth card reader for merchants who take payments away from a fixed checkout. It pairs with iOS and Android devices through the Apexonepayments app and supports contactless NFC, EMV chip, and magstripe transactions. The product fits food trucks, market vendors, stylists, field technicians, and pop-up retailers that want reader-based payment acceptance alongside mobile transaction tools. It also supports Apple Pay and Google Pay, with activity syncing to the Apexonepayments dashboard.

The app covers more than card capture. Merchants can send SMS and email receipts, view real-time transaction reporting, process refunds and voids, accept invoice-based payments, and add tips and taxes. QuickBooks Online integration supports accounting workflows, while Apexonepayments invoicing and pay-by-link extends payment collection beyond an in-person checkout. These features make Apex Reader a practical fit for sellers that need payment administration in the same mobile workflow, rather than only a card-reading device.

Security and settlement are notable parts of the offering. Apex Reader has PCI PTS certification and end-to-end encryption, and published product details specify next-day payouts. The trade-off is a reader-dependent setup: merchants need the separate Bluetooth device paired with a compatible iOS or Android phone, so it is not a phone-only tap-to-pay option. Pricing is handled through contact sales. Choose Apex Reader if certified hardware, broad payment-method support, receipts, reporting, and mobile refunds matter more than a reader-free checkout. Merchants seeking phone-only acceptance should consider a different workflow.

Your product? Our editors can test Apex Reader in depth and publish a review, labelled as paid · from $149/mo →

Apex Reader pricing

Plans Pricing on requestPaid No free plan — trial or paid only. Prices checked 20 Sep 2026.

See plans on apexonepayments.com

Apex Reader fact sheet

Free plan	Not verified
Paid from	Not verified
Reader required	Yes
Tap to Pay	No
Offline payments	Not verified
Payout timing	Next_day
Payment methods	Contactless NFC, EMV chip, magstripe swipe, Apple Pay, Google Pay
Recurring payments	Not verified
Money-back guarantee	30 days
Deployment	Cloud, Mobile
Platforms	Web, iOS, Android
Compliance & security	SOC 2, PCI DSS
Support	Email, Phone, Docs · 24/7
Built for	Solo, Small business (editorial estimate)
Integrations	3 integrations: QuickBooks Online, Apexonepayments invoicing and pay-by-link, SMS receipts
Pricing	Pricing on request
Website	apexonepayments.com
Facts checked	20 Sep 2026

Apex Reader integrations

Apex Reader lists 3 integrations on its own site.

QuickBooks Online
Apexonepayments invoicing and pay-by-link
SMS receipts

Alternatives to Apex Reader

See all Apex Reader alternatives →

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Featured on iTechGuides

Apex Reader is listed in our Mobile Payment Processing Software directory. Add the badge to your site — it links back to this page.

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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

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Last updated 7 Oct 2026 · How we research and update