Alma
Alma: A merchant-focused BNPL platform with omnichannel checkout and scheduled settlement. Ranked #11 of 26 in Buy Now, Pay Later Platforms by our editors (8.4/10); pricing: Paid; best for french and Western European merchants.
At a glance
- Editor score8.4 / 10
- PricingPaid
- Best forFrench and Western European merchants
- Free planNo
- Checkout channelsOmnichannel
- Founded2018 · 176 Avenue Charles de Gaulle, 92200 Neuilly-sur-Seine, France
- Facts checked19 Sep 2026
Where it wins
- Supports installment, deferred, and in-store payment options
- Connects with major ecommerce platforms and payment providers
- Includes monitoring, refunds, exports, and scheduled settlement
Where it doesn't
- Transaction commissions apply to the Standard offer
- 10- and 12-part installments are subject to eligibility
- Custom pricing is aimed at merchants above €1 million in revenue
Our verdict on Alma
Alma is a European buy now, pay later platform for merchants serving customers online and in physical stores. It supports installment payments in 2, 3, or 4 parts, longer 10- or 12-part terms subject to eligibility, deferred options such as D+15 and D+30, and full-payment options. Merchants can connect through ecommerce modules, payment service providers, or an API, making Alma a fit for businesses that need more than a single online checkout option.
Pricing is structured around two offers. The Standard offer has no installation fee or monthly fee, while transaction commissions apply. The Custom offer is for merchants with more than €1 million in revenue and uses volume-based pricing. This gives smaller and mid-sized merchants a straightforward entry structure, while larger businesses can discuss pricing tied to transaction volume. Buyers should confirm the applicable commission and eligibility terms for the payment options they plan to offer.
Alma’s platform coverage is a significant part of its appeal. Ecommerce integrations include Magento 1 and 2, PrestaShop, Shopify, Wizishop, WooCommerce, Salesforce Commerce Cloud, Proximis, and WSHOP. Payment-provider connections include Stripe, Adyen, Mollie, Checkout, HiPay, and Lyra. The merchant dashboard adds payment-flow monitoring, while refund tools, accounting-data exports, and guaranteed merchant payment with scheduled settlement support operational workflows. Alma is well suited to merchants seeking flexible checkout financing across online and in-store channels. Businesses needing only a basic payment method, or merchants outside its stated consumer regions, may prefer a narrower or more locally focused alternative.
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Alma pricing
Alma fact sheet
| Free plan | No |
|---|---|
| Paid from | Not verified |
| Checkout channels | Omnichannel |
| Repayment terms | 2x, 3x, 4x, 10x, 12x, D+15, D+30 |
| Merchant platforms | Magento 1, Magento 2, PrestaShop, Shopify, Wizishop, WooCommerce, Salesforce Commerce Cloud, Proximis, WSHOP |
| Merchant settlement | Scheduled |
| Consumer regions | France, Belgium, Germany, Austria, Luxembourg, Netherlands, Spain, Italy, Portugal, Ireland |
| Merchant dashboard | Yes |
| Deployment | Cloud |
| Platforms | Web |
| Integrations | 16 integrations: Magento 1, Magento 2, PrestaShop, Shopify, Wizishop, WooCommerce … |
| Pricing | Paid (source) |
| Website | almapay.com |
| Facts checked | 19 Sep 2026 |
Alma integrations
Alma lists 16 integrations on its own site.
- Magento 1
- Magento 2
- PrestaShop
- Shopify
- Wizishop
- WooCommerce
- Salesforce Commerce Cloud
- Proximis
- WSHOP
- Stripe
- Adyen
- Mollie
- Checkout
- HiPay
- Lyra
- Pürse
Alternatives to Alma
- KlarnaA broad omnichannel BNPL option with contract-based pricing and country-dependent availability.9.4
- AffirmA flexible BNPL option for merchants needing online, in-store, and longer-term financing.9.3
- AfterpayAn omnichannel BNPL platform with flexible repayment terms and merchant reporting.9.2
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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