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Head-to-head · Invoicing Software

Zoho Invoice vs Zoho Billing

  • Updated Oct 2026
  • Both researched from official sources
  • 6 checks side by side
Higher score Zoho Invoice #1 in Invoicing Software 9.4/10 Free plan Free plan✓ 1 of 5 features Visit Zoho Invoice
Zoho Billing #6 in Invoicing Software 8.9/10 14-day trial Free trial✓ 5 of 5 features Visit Zoho Billing

Zoho Invoice leads on 1 check, Zoho Billing on 0, and 5 are even. Who comes out ahead on the 6 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreZoho Invoice · 9.4/10
  • Free planonly Zoho Invoice
  • Free trialonly Zoho Billing
  • Most featuresZoho Billing · 5 of 5

Zoho Invoice scores higher on our rubric for invoicing software: 9.4 against 8.9 out of 10; our editors rank them #1 and #6.

Zoho Invoice offers free plan; Zoho Billing doesn't.

Zoho Invoice is the better fit for businesses wanting free, full-featured invoicing. Zoho Billing is the better fit for zoho users needing subscription billing.

  • Zoho Invoice fits best

    Businesses wanting free, full-featured invoicing

  • Zoho Billing fits best

    Zoho users needing subscription billing

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Side by side

Feature Zoho Invoice 9.4/10 Visit ↗ Zoho Billing 8.9/10 Visit ↗
At a glance
Editor score 9.4 8.9
Ranking #1 in Invoicing Software #6 in Invoicing Software
Best for Businesses wanting free, full-featured invoicing Zoho users needing subscription billing
Pricing model Free Paid
Starting price Free $39/mo
Free plan ✓ (best) —
Free trial — 14 days
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, iOS, Android
Integrations 6 integrations 12 integrations
Features Zoho Invoice 1/5 · Zoho Billing 5/5
Recurring invoices ✓ ✓
Online payments Not checked yet ✓ (best)
Payment reminders Not checked yet ✓ (best)
Multi-currency invoicing Not checked yet ✓ (best)
Client portal Not checked yet ✓ (best)
Specs
Included team users Not checked yet 3 users
Our review
Pros
  • Free plan includes recurring invoices, reminders, portals, and reports
  • Accepts cards, bank transfers, and payment gateways
  • Works across web, desktop, mobile, and API platforms
  • Recurring and subscription billing with usage-based options
  • Multi-currency invoices, online payments, and automated reminders
  • Zoho, accounting, payment, CRM, and automation integrations
Cons
  • Free plan supports up to two users
  • Limited to three projects on the Free plan
  • Free plan allows up to 500 invoices per year
  • No free plan is available
  • Subscription billing starts on the $79 Premium plan
  • Standard supports up to 3 users
Our verdict

Zoho Invoice is cloud-based invoicing software for small businesses, freelancers, consultants, agencies, and entrepreneurs. It covers invoice creation and customization, delivery by email, links, or PDF, online payment collection,…

Read the review →

Zoho Billing brings quotes, invoices, payment collection, recurring billing, subscription management, and customer self-service into one billing product. It is aimed at businesses that need more than one-time invoicing, including…

Read the review →
  1. Zoho InvoiceInvoicing Software 9.4Free plan
  2. Zoho BillingInvoicing Software 8.914-day trial

Strengths and trade-offs

  • Zoho Invoice — where it wins

    • Free plan includes recurring invoices, reminders, portals, and reports
    • Accepts cards, bank transfers, and payment gateways
    • Works across web, desktop, mobile, and API platforms

    Where it doesn't

    • Free plan supports up to two users
    • Limited to three projects on the Free plan
    • Free plan allows up to 500 invoices per year
  • Zoho Billing — where it wins

    • Recurring and subscription billing with usage-based options
    • Multi-currency invoices, online payments, and automated reminders
    • Zoho, accounting, payment, CRM, and automation integrations

    Where it doesn't

    • No free plan is available
    • Subscription billing starts on the $79 Premium plan
    • Standard supports up to 3 users

More comparisons

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update