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Head-to-head · Money Transfer Apps

Xe Money Transfer vs CurrencyFair

  • Updated Oct 2026
  • Both researched from official sources
  • 4 checks side by side
Higher score Xe Money Transfer #3 in Money Transfer Apps 9.0/10 Free plan Free plan✓ 3 of 3 features Visit site
CurrencyFair #12 in Money Transfer Apps 8.0/10 Free plan Free plan✓ 3 of 3 features Visit CurrencyFair

Xe Money Transfer leads on 0 checks, CurrencyFair on 0, and 4 are even. Who comes out ahead on the 4 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreXe Money Transfer · 9.0/10
  • Free planboth

Xe Money Transfer scores higher on our rubric for money transfer apps: 9.0 against 8.0 out of 10; our editors rank them #3 and #12.

On transfer speed, CurrencyFair gives you Same_day where Xe Money Transfer offers Instant.

Xe Money Transfer is the better fit for high-coverage currency transfers. CurrencyFair is the better fit for bank transfers with multicurrency and API support.

  • Xe Money Transfer fits best

    High-coverage currency transfers

  • CurrencyFair fits best

    Bank transfers with multicurrency and API support

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Side by side

Feature Xe Money Transfer 9.0/10 Visit ↗ CurrencyFair 8.0/10 Visit ↗
At a glance
Editor score 9.0 8.0
Ranking #3 in Money Transfer Apps #12 in Money Transfer Apps
Best for High-coverage currency transfers Bank transfers with multicurrency and API support
Pricing model Free plan + paid Free plan + paid
Starting price Free plan €3 one-time
Free plan ✓ ✓
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, iOS, Android
Support Email, Live chat, Phone, Docs Email, Phone, Docs
Compliance GDPR, 2FA 2FA
Built for Solo, Small business, Mid-market, Enterprise Solo, Small business, Mid-market, Enterprise
Features Xe Money Transfer 3/3 · CurrencyFair 3/3
Upfront fee display ✓ ✓
Transfer tracking ✓ ✓
Scheduled transfers ✓ ✓
Specs
Recipient methods Not checked yet Bank
Transfer speed Instant Same_day
Exchange-rate model Markup Markup
Mobile platforms Both Both
Our review
Pros
  • Supports transfers to 190+ countries and 130+ currencies
  • Offers bank, cash-pickup, and mobile-wallet delivery
  • Shows fees and exchange rates before confirmation
  • Supports 20-plus currencies and transfers to more than 150 countries
  • Same-day transfers on most major currencies with tracking and confirmations
  • Offers rate alerts, mobile apps, and business or institutional API access
Cons
  • Exchange rates use a markup
  • Delivery methods and availability vary by transaction
  • Transfer fees and timing vary by country, currency, and payment method
  • Recipients are limited to bank accounts
  • A currency-exchange margin applies alongside the transfer fee
  • Fees and methods can vary by corridor, country, and account status
Our verdict

Xe Money Transfer is an international money transfer service for individuals and businesses sending funds across borders. It supports transfers to more than 190 countries and 130+ currencies through its website, iOS app, and Android app.…

Read the review →

CurrencyFair is an online cross-border payments and foreign-exchange service for individuals and businesses. It combines a multi-currency account supporting 20-plus currencies with transfers to bank recipients in more than 150 countries.…

Read the review →
  1. Xe Money TransferMoney Transfer Apps 9.0Free plan
  2. CurrencyFairMoney Transfer Apps 8.0Free plan

Strengths and trade-offs

  • Xe Money Transfer — where it wins

    • Supports transfers to 190+ countries and 130+ currencies
    • Offers bank, cash-pickup, and mobile-wallet delivery
    • Shows fees and exchange rates before confirmation

    Where it doesn't

    • Exchange rates use a markup
    • Delivery methods and availability vary by transaction
    • Transfer fees and timing vary by country, currency, and payment method

  • CurrencyFair — where it wins

    • Supports 20-plus currencies and transfers to more than 150 countries
    • Same-day transfers on most major currencies with tracking and confirmations
    • Offers rate alerts, mobile apps, and business or institutional API access

    Where it doesn't

    • Recipients are limited to bank accounts
    • A currency-exchange margin applies alongside the transfer fee
    • Fees and methods can vary by corridor, country, and account status
  • Xe Money Transfer9.0/10 · Free plan

    A broad international transfer service with transparent quotes, tracking, and multiple delivery methods.

    Visit siteFull verdict →
  • CurrencyFair8.0/10 · Free plan

    A practical choice for multicurrency bank transfers with same-day delivery and API access.

    Visit CurrencyFairFull verdict →

More comparisons

All money transfer apps comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update