Tink vs Yapily Data

Tink8.0Visit Yapily Data7.8Visit

Higher score Tink #5 in Open Banking Payment Platforms 8.0/10 Pricing on request ✓ 0 of 2 features Visit Tink

vs

Yapily Data #6 in Open Banking Payment Platforms 7.8/10 Pricing on request ✓ 0 of 2 features Visit Yapily

• Tink fits best

  European businesses needing payments and data

• Yapily Data fits best

  API users needing normalized financial data

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Side by side

Feature	Tink 8.0/10 Visit ↗	Yapily Data 7.8/10 Visit ↗
At a glance
Editor score	8.0	7.8
Ranking	#5 in Open Banking Payment Platforms	#6 in Open Banking Payment Platforms
Best for	European businesses needing payments and data	API users needing normalized financial data
Pricing model	Paid	Paid
Starting price	—	Pricing on request
Free plan	—	Not checked yet
Free trial	—	—
Deployment	Cloud	Cloud
Support	Tickets, Docs	Email, Tickets, Docs
Compliance	SOC 2, GDPR	ISO 27001
Built for	Small business, Mid-market, Enterprise	Small business, Mid-market, Enterprise
Features Tink 0/2 · Yapily Data 0/2
Payment webhooks	Not checked yet	Not checked yet
Refunds	Not checked yet	Not checked yet
Specs
Supported countries	Not checked yet	Not checked yet
Bank authentication	Not checked yet	Not checked yet
Payment frequency	Not checked yet	Not checked yet
Settlement speed	Not checked yet	Not checked yet
Our review
Pros	Aggregates and enriches financial data across European institutions Supports payment initiation and account-to-account payments Includes Tink Link SDK, REST API and developer documentation	Aggregates accounts, balances, transactions and identity data Normalizes financial data across different banks Supports real-time access and multiple business entities
Cons	Paid access uses contact-based or custom pricing Platform support is limited to web and API Enterprise features such as SLAs are not in Standard	Pricing is tailored and requires contacting Yapily's team Its focus is financial data access rather than payment initiation Implementation requires consent and bank-authorisation flows
Our verdict	Tink is an open banking platform for banks, fintechs, startups and other businesses building financial services for European users. Its APIs and SDKs connect applications with financial institutions, supporting account aggregation,… Read the review →	Yapily Data is an open banking API for businesses that need consented financial information from banks across the UK and Europe. It provides one integration for account details, balances, transactions, identity information, direct debits,… Read the review →

Strengths and trade-offs

• Tink — where it wins

  • Aggregates and enriches financial data across European institutions
  • Supports payment initiation and account-to-account payments
  • Includes Tink Link SDK, REST API and developer documentation

  Where it doesn't

  • Paid access uses contact-based or custom pricing
  • Platform support is limited to web and API
  • Enterprise features such as SLAs are not in Standard

• Yapily Data — where it wins

  • Aggregates accounts, balances, transactions and identity data
  • Normalizes financial data across different banks
  • Supports real-time access and multiple business entities

  Where it doesn't

  • Pricing is tailored and requires contacting Yapily's team
  • Its focus is financial data access rather than payment initiation
  • Implementation requires consent and bank-authorisation flows

• Tink8.0/10 · Pricing on request

  A broad European open banking platform for account data, verification and payments.

  Visit TinkFull verdict →
• Yapily Data7.8/10 · Pricing on request

  A focused API for normalized, consented financial data across UK and European banks.

  Visit YapilyFull verdict →