SAP Concur Travel & Expense vs Navan Expense

SAP Concur Travel & Expense9.4Visit Navan Expense7.8Visit

Higher score SAP Concur Travel & Expense #1 in Travel Management 9.4/10 Paid ✓ 1 of 5 features Visit SAP Concur

vs

Navan Expense #5 in Travel Management 7.8/10 Free plan Free plan✓ 0 of 5 features Visit Navan

• SAP Concur Travel & Expense fits best

  Organizations coordinating travel, expenses, and approvals

• Navan Expense fits best

  Expense-led programs with strong reimbursement controls

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Side by side

Feature	SAP Concur Travel & Expense 9.4/10 Visit ↗	Navan Expense 7.8/10 Visit ↗
At a glance
Editor score	9.4	7.8
Ranking	#1 in Travel Management	#5 in Travel Management
Best for	Organizations coordinating travel, expenses, and approvals	Expense-led programs with strong reimbursement controls
Pricing model	Paid	Free plan + paid
Starting price	$7/unit usage-based	—
Free plan	—	✓ (best)
Free trial	—	—
Deployment	Cloud, Mobile	Cloud, Mobile
Platforms	Web, iOS, Android	Web, iOS, Android
Support	Phone, Tickets, Community, Docs · 24/7	Email, Docs · 24/7
Compliance	SOC 2, ISO 27001, PCI DSS	SOC 2, ISO 27001, GDPR, PCI DSS, SSO/SAML
Integrations	300+ integrations	30+ integrations
Built for	Small business, Mid-market, Enterprise	Small business, Mid-market, Enterprise
Features SAP Concur Travel & Expense 1/5 · Navan Expense 0/5
Policy controls	✓ (best)	Not checked yet
Approval workflows	Not checked yet	Not checked yet
Traveler risk alerts	Not checked yet	Not checked yet
Expense synchronization	Not checked yet	Not checked yet
Mobile app	Not checked yet	Not checked yet
Specs
Booking channels	Not checked yet	Not checked yet
Booking inventory	Not checked yet	Not checked yet
Our review
Pros	Combines travel booking, expense reporting, card capture, and reimbursement Policy checks and configurable approval workflows support finance controls Integrates with ERP, HR, accounting, payroll, and travel systems	Captures receipts and categorizes card transactions in real time Supports mileage, per diem and payroll or bank reimbursements Connects with accounting, ERP and HR systems including NetSuite and Workday
Cons	There is no free plan; Base starts at $7 per report Plus costs $11 per report, while Premium uses custom pricing Features such as Concur Travel and Intelligence are in higher-tier packaging	Expense-focused plans may not suit teams seeking travel booking alone Navan Enterprise pricing is by quote The paid Navan Business tier starts at $15 per user per month
Our verdict	SAP Concur Travel & Expense brings business travel booking and itinerary management together with expense reporting, receipt capture, corporate-card reconciliation, policy checks, approvals, and reimbursement. It is designed for employees… Read the review →	Navan Expense gives finance teams a way to manage business expenses from transaction capture through reimbursement and reconciliation. Employees can submit out-of-pocket expenses in the mobile app, while configurable policies and spend… Read the review →

Strengths and trade-offs

• SAP Concur Travel & Expense — where it wins

  • Combines travel booking, expense reporting, card capture, and reimbursement
  • Policy checks and configurable approval workflows support finance controls
  • Integrates with ERP, HR, accounting, payroll, and travel systems

  Where it doesn't

  • There is no free plan; Base starts at $7 per report
  • Plus costs $11 per report, while Premium uses custom pricing
  • Features such as Concur Travel and Intelligence are in higher-tier packaging

• Navan Expense — where it wins

  • Captures receipts and categorizes card transactions in real time
  • Supports mileage, per diem and payroll or bank reimbursements
  • Connects with accounting, ERP and HR systems including NetSuite and Workday

  Where it doesn't

  • Expense-focused plans may not suit teams seeking travel booking alone
  • Navan Enterprise pricing is by quote
  • The paid Navan Business tier starts at $15 per user per month

• SAP Concur Travel & Expense9.4/10 · Paid

  End-to-end travel and expense management with per-report pricing and tiered features.

  Visit SAP ConcurFull verdict →
• Navan Expense7.8/10 · Free plan

  A reimbursement-focused expense tool with policy controls, card capture and a free entry tier.

  Visit NavanFull verdict →