Head-to-head · Expense Management
SAP Concur Expense vs Ramp Travel
SAP Concur Expense leads on 0 checks, Ramp Travel on 1, and 1 is even. Who comes out ahead on the 2 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scoreSAP Concur Expense · 9.1/10
- Free planonly Ramp Travel
- Free trialonly Ramp Travel
- Most featuresRamp Travel · 1 of 3
SAP Concur Expense scores higher on our rubric for expense management: 9.1 against 8.8 out of 10; our editors rank them #2 and #5.
Ramp Travel offers free plan; SAP Concur Expense doesn't.
SAP Concur Expense is the better fit for enterprise-grade expense programs. Ramp Travel is the better fit for teams managing travel and expenses together.
- SAP Concur Expense fits best
Enterprise-grade expense programs
- Ramp Travel fits best
Teams managing travel and expenses together
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Side by side
| Feature | SAP Concur Expense 9.1/10 Visit ↗ | Ramp Travel 8.8/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 9.1 | 8.8 |
| Ranking | #2 in Expense Management | #5 in Expense Management |
| Best for | Enterprise-grade expense programs | Teams managing travel and expenses together |
| Pricing model | Paid | Free plan + paid |
| Starting price | $7/unit usage-based | $15/user/mo |
| Free plan | — | ✓ (best) |
| Free trial | — | 30 days |
| Deployment | Cloud, Mobile | Cloud, Mobile |
| Platforms | Web, iOS, Android | Web, iOS, Android |
| Compliance | SOC 2, ISO 27001, PCI DSS | SOC 2, ISO 27001, PCI DSS, SSO/SAML, 2FA |
| Integrations | 300+ integrations | 200+ integrations |
| Built for | Small business, Mid-market, Enterprise | Small business, Mid-market, Enterprise |
| Features SAP Concur Expense 0/3 · Ramp Travel 1/3 | ||
| Employee reimbursements | Not checked yet | Not checked yet |
| Corporate cards | Not checked yet | ✓ (best) |
| Mileage tracking | Not checked yet | Not checked yet |
| Specs | ||
| Receipt capture | Not checked yet | Not checked yet |
| Approval workflows | Not checked yet | Not checked yet |
| Accounting integrations | Not checked yet | Not checked yet |
| Mobile apps | Not checked yet | Not checked yet |
| Our review | ||
| Pros |
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| Cons |
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| Our verdict | SAP Concur Expense is cloud-based software for organizations that need structured control over business spending. It captures receipts, extracts transaction data, imports corporate-card activity, checks policies, routes reports for… Read the review → |
Ramp Travel brings business trip booking and expense management into one workflow. Employees can book flights, hotels, and car rentals, while finance teams set travel policies, route approvals, monitor trips, and reconcile spending.… Read the review → |
Strengths and trade-offs
SAP Concur Expense — where it wins
- Automated receipt extraction and corporate-card transaction integration
- Custom approval workflows with real-time policy controls
- Mileage, per diem, reimbursements and reporting in one system
Where it doesn't
- No free plan; an active subscription is required for use
- Per-report billing can make monthly costs vary with expense volume
- Premium adds travel and intelligence features at an unspecified price
Ramp Travel — where it wins
- Free plan includes cards, bookings, policies, receipts, and reimbursements
- Trip-based per diem limits, approvals, and travel spending controls
- Connects to accounting, work, messaging, and travel services
Where it doesn't
- Plus costs $15 per user monthly, plus a team-size platform fee
- Enterprise pricing is custom
- Its broad finance platform may exceed teams' travel-only needs
- SAP Concur Expense9.1/10 · Paid
Enterprise expense controls, approvals, cards and reimbursements across web, mobile and APIs.
Visit SAP ConcurFull verdict → - Ramp Travel8.8/10 · Free plan · 30-day trial
Travel booking and expense workflows come together, with a free plan and paid controls.
Visit Ramp TravelFull verdict →
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All expense management comparisons → · Full ranking →
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update