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Head-to-head · Robo-Advisor Apps

Questwealth Portfolios vs Betterment

  • Updated Sep 2026
  • Both researched from official sources
  • 5 checks side by side
Higher score Questwealth Portfolios #3 in Robo-Advisor Apps 8.1/10 Paid ✓ 4 of 4 features Visit Questwealth
Betterment #6 in Robo-Advisor Apps 7.1/10 Free plan · paid from $5/mo Free plan✓ 0 of 4 features Visit Betterment

Questwealth Portfolios leads on 4 checks, Betterment on 1, and 0 are even. Who comes out ahead on the 5 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreQuestwealth Portfolios · 8.1/10
  • Free planonly Betterment
  • Most featuresQuestwealth Portfolios · 4 of 4

Questwealth Portfolios scores higher on our rubric for robo-advisor apps: 8.1 against 7.1 out of 10; our editors rank them #3 and #6.

Betterment offers free plan; Questwealth Portfolios doesn't. Questwealth Portfolios offers tax-loss harvesting; Betterment doesn't publish it. Questwealth Portfolios offers goal-based portfolios; Betterment doesn't publish it. Questwealth Portfolios offers retirement accounts; Betterment doesn't publish it. Questwealth Portfolios offers socially responsible option; Betterment doesn't publish it.

Questwealth Portfolios is the better fit for canadian investors seeking managed, ESG-capable portfolios. Betterment is the better fit for investors pairing goal-based investing with cash savings.

  • Questwealth Portfolios fits best

    Canadian investors seeking managed, ESG-capable portfolios

  • Betterment fits best

    Investors pairing goal-based investing with cash savings

Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. How we rank.

Side by side

Feature Questwealth Portfolios 8.1/10 Visit ↗ Betterment 7.1/10 Visit ↗
At a glance
Editor score 8.1 7.1
Ranking #3 in Robo-Advisor Apps #6 in Robo-Advisor Apps
Best for Canadian investors seeking managed, ESG-capable portfolios Investors pairing goal-based investing with cash savings
Pricing model Paid Free plan + paid
Starting price Not published Not published
Free plan — ✓ (best)
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, iOS, Android
Support Phone, Email Phone, Docs
Built for Solo Solo, Small business, Mid-market, Enterprise
Features Questwealth Portfolios 4/4 · Betterment 0/4
Tax-loss harvesting ✓ (best) Not published
Goal-based portfolios ✓ (best) Not published
Retirement accounts ✓ (best) Not published
Socially responsible option ✓ (best) Not published
Specs
Minimum investment 250 $ Not published
Human advisor access Optional Not published
Portfolio customization Limited Not published
Our review
Pros
  • Actively managed ETF portfolios with real-time rebalancing
  • Socially responsible investing portfolio options
  • RRSP, TFSA, FHSA, RESP, and cash account options
  • Automates portfolio management, trading, and rebalancing
  • Supports tax management, retirement planning, and recurring deposits
  • Cash Reserve has no monthly management fees and no withdrawal limits
Cons
  • $250 minimum to start investing
  • Portfolio customization is limited
  • Management fees exclude ETF MERs
  • Digital costs $5 per month unless deposit or balance conditions apply
  • Premium adds financial experts, but the plan price is not specified
  • Cash Reserve requires a Betterment Securities brokerage account
Our verdict

Questwealth Portfolios is Questrade’s managed investing service for Canadian investors who want a portfolio selected and overseen for them rather than choosing individual securities. A questionnaire covering goals, financial situation, and…

Read the review →

Betterment is an online financial platform for individuals who want automated investing, cash management, and retirement planning. It builds goal-based portfolios and manages trading and rebalancing, while linked external account…

Read the review →
  1. Questwealth PortfoliosRobo-Advisor Apps 8.1Paid
  2. BettermentRobo-Advisor Apps 7.1Free plan · paid from $5/mo

Strengths and trade-offs

  • Questwealth Portfolios — where it wins

    • Actively managed ETF portfolios with real-time rebalancing
    • Socially responsible investing portfolio options
    • RRSP, TFSA, FHSA, RESP, and cash account options

    Where it doesn't

    • $250 minimum to start investing
    • Portfolio customization is limited
    • Management fees exclude ETF MERs

  • Betterment — where it wins

    • Automates portfolio management, trading, and rebalancing
    • Supports tax management, retirement planning, and recurring deposits
    • Cash Reserve has no monthly management fees and no withdrawal limits

    Where it doesn't

    • Digital costs $5 per month unless deposit or balance conditions apply
    • Premium adds financial experts, but the plan price is not specified
    • Cash Reserve requires a Betterment Securities brokerage account

More comparisons

All Robo-Advisor apps comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026

Last updated · How we research and update