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Head-to-head · Savings Apps

Plum vs SaverLife

  • Updated Oct 2026
  • Both researched from official sources
  • 4 checks side by side
Higher score Plum #5 in Savings Apps 7.9/10 Free plan · 30-day trial Free planFree trial✓ 0 of 4 features Visit Plum
SaverLife #8 in Savings Apps 7.7/10 Free plan Free plan✓ 1 of 4 features Visit SaverLife

Plum leads on 0 checks, SaverLife on 0, and 4 are even. Who comes out ahead on the 4 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scorePlum · 7.9/10
  • Free planboth
  • Free trialonly Plum
  • Most featuresSaverLife · 1 of 4

Plum scores higher on our rubric for savings apps: 7.9 against 7.7 out of 10; our editors rank them #5 and #8.

Plum is the better fit for UK users seeking automated saving and investing. SaverLife is the better fit for savers motivated by challenges, education, and rewards.

  • Plum fits best

    UK users seeking automated saving and investing

  • SaverLife fits best

    Savers motivated by challenges, education, and rewards

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Side by side

Feature Plum 7.9/10 Visit ↗ SaverLife 7.7/10 Visit ↗
At a glance
Editor score 7.9 7.7
Ranking #5 in Savings Apps #8 in Savings Apps
Best for UK users seeking automated saving and investing Savers motivated by challenges, education, and rewards
Pricing model Free plan + paid Free
Starting price £3.99/mo Free plan
Free plan ✓ ✓
Free trial 30 days —
Deployment Cloud, Mobile Cloud, Mobile
Platforms iOS, Android Web, iOS, Android
Support Email, Live chat, Docs Email, Tickets, Docs
Compliance GDPR GDPR
Built for Solo, Small business Solo
Features Plum 0/4 · SaverLife 1/4
Round-up saving Not checked yet —
Scheduled transfers Not checked yet —
Savings goals Not checked yet ✓ (best)
Shared goals Not checked yet Not checked yet
Specs
Savings account access Not checked yet Linked-only
Withdrawal timing Not checked yet Not checked yet
Our review
Pros
  • Automatic deposits, round-ups and scheduled saving rules
  • Savings Pockets, Cash ISA, money-market products and investments
  • Free Basic tier with iOS and Android apps
  • Cash-prize challenges and points make saving progress engaging.
  • Financial education articles, quizzes, activities, and a member forum.
  • Supports web, iOS, and Android with linked-account tracking.
Cons
  • Advanced rules and higher-rate options require paid plans
  • Pricing and feature availability vary by region
  • Withdrawal timing depends on the savings product
  • No round-up, scheduled, or automated saving transfers.
  • Requires linking an existing savings, checking, or prepaid debit account.
  • Rewards depend on challenge participation, points, and scratchers.
Our verdict

Plum is a personal finance app for people who want to automate saving, investing and budgeting from a connected bank account. It analyzes financial activity to trigger automatic deposits, while round-ups, weekly deposits and PayDay…

Read the review →

SaverLife is a free savings-engagement platform for people building savings habits through challenges, learning, and rewards. Members link an existing savings, checking, or prepaid debit account, then track progress in savings challenges,…

Read the review →
  1. PlumSavings Apps 7.9Free plan · 30-day trial
  2. SaverLifeSavings Apps 7.7Free plan

Strengths and trade-offs

  • Plum — where it wins

    • Automatic deposits, round-ups and scheduled saving rules
    • Savings Pockets, Cash ISA, money-market products and investments
    • Free Basic tier with iOS and Android apps

    Where it doesn't

    • Advanced rules and higher-rate options require paid plans
    • Pricing and feature availability vary by region
    • Withdrawal timing depends on the savings product

  • SaverLife — where it wins

    • Cash-prize challenges and points make saving progress engaging.
    • Financial education articles, quizzes, activities, and a member forum.
    • Supports web, iOS, and Android with linked-account tracking.

    Where it doesn't

    • No round-up, scheduled, or automated saving transfers.
    • Requires linking an existing savings, checking, or prepaid debit account.
    • Rewards depend on challenge participation, points, and scratchers.
  • Plum7.9/10 · Free plan · 30-day trial

    A broad UK savings app combining automatic deposits, investing and goal-based Pockets.

    Visit PlumFull verdict →
  • SaverLife7.7/10 · Free plan

    A free, reward-led way to build savings habits, but not an automated savings account.

    Visit SaverLifeFull verdict →

More comparisons

All savings apps comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update