Plum vs Capital One AutoSave

Plum7.9Visit Capital One AutoSave7.9Visit

Plum #5 in Savings Apps 7.9/10 Free plan · 30-day trial Free planFree trial✓ 0 of 4 features Visit Plum

vs

Capital One AutoSave #7 in Savings Apps 7.9/10 Free plan Free plan✓ 1 of 4 features Visit Capital One

• Plum fits best

  UK users seeking automated saving and investing

• Capital One AutoSave fits best

  Capital One customers scheduling transfers to savings

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Side by side

Feature	Plum 7.9/10 Visit ↗	Capital One AutoSave 7.9/10 Visit ↗
At a glance
Editor score	7.9	7.9
Ranking	#5 in Savings Apps	#7 in Savings Apps
Best for	UK users seeking automated saving and investing	Capital One customers scheduling transfers to savings
Pricing model	Free plan + paid	Free
Starting price	£3.99/mo	Free plan
Free plan	✓	✓
Free trial	30 days	—
Deployment	Cloud, Mobile	Cloud, Mobile
Platforms	iOS, Android	Web, iOS, Android
Built for	Solo, Small business	Solo
Features Plum 0/4 · Capital One AutoSave 1/4
Round-up saving	Not checked yet	—
Scheduled transfers	Not checked yet	✓ (best)
Savings goals	Not checked yet	Not checked yet
Shared goals	Not checked yet	Not checked yet
Specs
Savings account access	Not checked yet	In-app
Withdrawal timing	Not checked yet	Not checked yet
Our review
Pros	Automatic deposits, round-ups and scheduled saving rules Savings Pockets, Cash ISA, money-market products and investments Free Basic tier with iOS and Android apps	Schedules recurring transfers from Capital One checking to savings Runs through Capital One online banking and mobile applications Automates deposits without one-off manual transfers
Cons	Advanced rules and higher-rate options require paid plans Pricing and feature availability vary by region Withdrawal timing depends on the savings product	Limited to transfers from an eligible Capital One checking account Does not offer round-up saving Focused on scheduled deposits, not budgeting or investing
Our verdict	Plum is a personal finance app for people who want to automate saving, investing and budgeting from a connected bank account. It analyzes financial activity to trigger automatic deposits, while round-ups, weekly deposits and PayDay… Read the review →	For Capital One customers who want routine deposits into savings, AutoSave automates recurring transfers from an eligible Capital One checking account to a Capital One savings account. It is a banking feature rather than a standalone… Read the review →

Strengths and trade-offs

• Plum — where it wins

  • Automatic deposits, round-ups and scheduled saving rules
  • Savings Pockets, Cash ISA, money-market products and investments
  • Free Basic tier with iOS and Android apps

  Where it doesn't

  • Advanced rules and higher-rate options require paid plans
  • Pricing and feature availability vary by region
  • Withdrawal timing depends on the savings product

• Capital One AutoSave — where it wins

  • Schedules recurring transfers from Capital One checking to savings
  • Runs through Capital One online banking and mobile applications
  • Automates deposits without one-off manual transfers

  Where it doesn't

  • Limited to transfers from an eligible Capital One checking account
  • Does not offer round-up saving
  • Focused on scheduled deposits, not budgeting or investing

• Plum7.9/10 · Free plan · 30-day trial

  A broad UK savings app combining automatic deposits, investing and goal-based Pockets.

  Visit PlumFull verdict →
• Capital One AutoSave7.9/10 · Free plan

  A no-cost way for Capital One customers to schedule recurring savings transfers.

  Visit Capital OneFull verdict →