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Head-to-head · Marketplace Payment Platforms

PayPal Multiparty Payments vs Xendit

  • Updated Nov 2026
  • Both researched from official sources
  • 1 check side by side
Higher score PayPal Multiparty Payments #6 in Marketplace Payment Platforms 8.6/10 Pricing on request ✓ 1 of 4 features Visit PayPal
Xendit #7 in Marketplace Payment Platforms 8.5/10 Paid ✓ 0 of 4 features Visit Xendit

PayPal Multiparty Payments leads on 0 checks, Xendit on 0, and 1 is even. Who comes out ahead on the 1 yes/no, price and count check where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scorePayPal Multiparty Payments · 8.6/10
  • Most featuresPayPal Multiparty Payments · 1 of 4

PayPal Multiparty Payments scores higher on our rubric for marketplace payment platforms: 8.6 against 8.5 out of 10; our editors rank them #6 and #7.

PayPal Multiparty Payments is the better fit for marketplaces centered on PayPal checkout. Xendit is the better fit for southeast Asian marketplaces needing local methods.

  • PayPal Multiparty Payments fits best

    Marketplaces centered on PayPal checkout

  • Xendit fits best

    Southeast Asian marketplaces needing local methods

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Side by side

Feature PayPal Multiparty Payments 8.6/10 Visit ↗ Xendit 8.5/10 Visit ↗
At a glance
Editor score 8.6 8.5
Ranking #6 in Marketplace Payment Platforms #7 in Marketplace Payment Platforms
Best for Marketplaces centered on PayPal checkout Southeast Asian marketplaces needing local methods
Pricing model Paid Paid
Starting price Pricing on request Not checked yet
Free plan Not checked yet Not checked yet
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, iOS, Android
Integrations 5 integrations 6 integrations
Features PayPal Multiparty Payments 1/4 · Xendit 0/4
Seller onboarding Not checked yet Not checked yet
Split payments ✓ (best) Not checked yet
Commission tools Not checked yet Not checked yet
KYC/KYB support Not checked yet Not checked yet
Specs
Payout scheduling Not checked yet Not checked yet
Seller country coverage Not checked yet Not checked yet
Payment methods Not checked yet Cards, virtual accounts, bank transfers, e-wallets, QR codes, direct debit, retail outlets, online installments
Our review
Pros
  • Supports multiseller payments, platform fees, and multiple recipients.
  • Offers hosted, embedded, and API integration models across web and mobile.
  • Includes seller onboarding, permissions, risk controls, and compliance checks.
  • Accepts cards, bank transfers, e-wallets, QR codes, and retail payments
  • Supports sub-merchant onboarding, fund routing, and automated payouts
  • Provides APIs, mobile SDKs, hosted checkout, and commerce plug-ins
Cons
  • Pricing requires a sales discussion and negotiable transaction rates.
  • Payout capabilities are categorized as basic.
  • The payment ecosystem is centered on PayPal services and integrations.
  • Fees vary by market, payment method, currency, and contract
  • Marketplace payment capabilities require integration work through APIs or SDKs
  • The platform is focused on Southeast Asian payment operations
Our verdict

PayPal Multiparty Payments is a marketplace payment platform for marketplaces, SaaS companies, ecommerce platforms, and other software businesses that need embedded payment acceptance and seller onboarding. It supports PayPal Checkout,…

Read the review →

Xendit is a payment infrastructure platform for startups, SMEs, e-commerce businesses, enterprises, and marketplaces operating in Southeast Asia. Its payment coverage includes cards, virtual accounts, bank transfers, e-wallets, QR codes,…

Read the review →
  1. PayPal Multiparty PaymentsMarketplace Payment Platforms 8.6Pricing on request
  2. XenditMarketplace Payment Platforms 8.5Paid

Strengths and trade-offs

  • PayPal Multiparty Payments — where it wins

    • Supports multiseller payments, platform fees, and multiple recipients.
    • Offers hosted, embedded, and API integration models across web and mobile.
    • Includes seller onboarding, permissions, risk controls, and compliance checks.

    Where it doesn't

    • Pricing requires a sales discussion and negotiable transaction rates.
    • Payout capabilities are categorized as basic.
    • The payment ecosystem is centered on PayPal services and integrations.

  • Xendit — where it wins

    • Accepts cards, bank transfers, e-wallets, QR codes, and retail payments
    • Supports sub-merchant onboarding, fund routing, and automated payouts
    • Provides APIs, mobile SDKs, hosted checkout, and commerce plug-ins

    Where it doesn't

    • Fees vary by market, payment method, currency, and contract
    • Marketplace payment capabilities require integration work through APIs or SDKs
    • The platform is focused on Southeast Asian payment operations
  • PayPal Multiparty Payments8.6/10 · Pricing on request

    A PayPal-centered marketplace payment stack with broad integration and managed seller onboarding.

    Visit PayPalFull verdict →
  • Xendit8.5/10 · Paid

    A broad payment and payout platform for Southeast Asian marketplaces.

    Visit XenditFull verdict →

More comparisons

All marketplace payment platforms comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026

Last updated · How we research and update