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Head-to-head · Marketplace Payment Platforms

Checkout.com vs Xendit

  • Updated Nov 2026
  • Both researched from official sources
  • 1 check side by side
Higher score Checkout.com #3 in Marketplace Payment Platforms 9.0/10 Pricing on request ✓ 0 of 4 features Visit Checkout.com
Xendit #7 in Marketplace Payment Platforms 8.5/10 Paid ✓ 0 of 4 features Visit Xendit

Checkout.com leads on 0 checks, Xendit on 0, and 1 is even. Who comes out ahead on the 1 yes/no, price and count check where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreCheckout.com · 9.0/10

Checkout.com scores higher on our rubric for marketplace payment platforms: 9.0 against 8.5 out of 10; our editors rank them #3 and #7.

Checkout.com is the better fit for large marketplaces wanting global acquiring. Xendit is the better fit for southeast Asian marketplaces needing local methods.

  • Checkout.com fits best

    Large marketplaces wanting global acquiring

  • Xendit fits best

    Southeast Asian marketplaces needing local methods

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Side by side

Feature Checkout.com 9.0/10 Visit ↗ Xendit 8.5/10 Visit ↗
At a glance
Editor score 9.0 8.5
Ranking #3 in Marketplace Payment Platforms #7 in Marketplace Payment Platforms
Best for Large marketplaces wanting global acquiring Southeast Asian marketplaces needing local methods
Pricing model Paid Paid
Starting price Pricing on request Not checked yet
Free plan — Not checked yet
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, iOS, Android
Integrations 5 integrations 6 integrations
Features Checkout.com 0/4 · Xendit 0/4
Seller onboarding Not checked yet Not checked yet
Split payments Not checked yet Not checked yet
Commission tools Not checked yet Not checked yet
KYC/KYB support Not checked yet Not checked yet
Specs
Payout scheduling Not checked yet Not checked yet
Seller country coverage Not checked yet Not checked yet
Payment methods major card schemes; direct debit; voucher payment schemes; digital wallets; bank transfers Cards, virtual accounts, bank transfers, e-wallets, QR codes, direct debit, retail outlets, online installments
Our review
Pros
  • Supports seller onboarding, split payments, commissions, and payouts
  • Covers cards, direct debit, wallets, vouchers, and bank transfers
  • Combines fraud controls, reporting, reconciliation, and analytics
  • Accepts cards, bank transfers, e-wallets, QR codes, and retail payments
  • Supports sub-merchant onboarding, fund routing, and automated payouts
  • Provides APIs, mobile SDKs, hosted checkout, and commerce plug-ins
Cons
  • Pricing is tailored and requires contacting Checkout.com
  • There is no free plan
  • Products and features may vary by country
  • Fees vary by market, payment method, currency, and contract
  • Marketplace payment capabilities require integration work through APIs or SDKs
  • The platform is focused on Southeast Asian payment operations
Our verdict

Checkout.com is a payment services platform for businesses that accept and move money online. It is aimed at enterprise merchants and platforms operating across multiple markets, with support for online and mobile payment experiences. Its…

Read the review →

Xendit is a payment infrastructure platform for startups, SMEs, e-commerce businesses, enterprises, and marketplaces operating in Southeast Asia. Its payment coverage includes cards, virtual accounts, bank transfers, e-wallets, QR codes,…

Read the review →
  1. Checkout.comMarketplace Payment Platforms 9.0Pricing on request
  2. XenditMarketplace Payment Platforms 8.5Paid

Strengths and trade-offs

  • Checkout.com — where it wins

    • Supports seller onboarding, split payments, commissions, and payouts
    • Covers cards, direct debit, wallets, vouchers, and bank transfers
    • Combines fraud controls, reporting, reconciliation, and analytics

    Where it doesn't

    • Pricing is tailored and requires contacting Checkout.com
    • There is no free plan
    • Products and features may vary by country
  • Xendit — where it wins

    • Accepts cards, bank transfers, e-wallets, QR codes, and retail payments
    • Supports sub-merchant onboarding, fund routing, and automated payouts
    • Provides APIs, mobile SDKs, hosted checkout, and commerce plug-ins

    Where it doesn't

    • Fees vary by market, payment method, currency, and contract
    • Marketplace payment capabilities require integration work through APIs or SDKs
    • The platform is focused on Southeast Asian payment operations

More comparisons

Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026

Last updated · How we research and update