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Head-to-head · Marketplace Payment Platforms

Adyen vs Xendit

  • Updated Nov 2026
  • Both researched from official sources
  • 1 check side by side
Higher score Adyen #1 in Marketplace Payment Platforms 9.4/10 From $0.13 ✓ 0 of 4 features Visit Adyen
Xendit #7 in Marketplace Payment Platforms 8.5/10 Paid ✓ 0 of 4 features Visit Xendit

Adyen leads on 0 checks, Xendit on 0, and 1 is even. Who comes out ahead on the 1 yes/no, price and count check where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreAdyen · 9.4/10

Adyen scores higher on our rubric for marketplace payment platforms: 9.4 against 8.5 out of 10; our editors rank them #1 and #7.

Adyen is the better fit for global marketplaces needing broad payment coverage. Xendit is the better fit for southeast Asian marketplaces needing local methods.

  • Adyen fits best

    Global marketplaces needing broad payment coverage

  • Xendit fits best

    Southeast Asian marketplaces needing local methods

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Side by side

Feature Adyen 9.4/10 Visit ↗ Xendit 8.5/10 Visit ↗
At a glance
Editor score 9.4 8.5
Ranking #1 in Marketplace Payment Platforms #7 in Marketplace Payment Platforms
Best for Global marketplaces needing broad payment coverage Southeast Asian marketplaces needing local methods
Pricing model Paid Paid
Starting price From $0.13 Not checked yet
Free plan — Not checked yet
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, iOS, Android
Integrations 13 integrations 6 integrations
Features Adyen 0/4 · Xendit 0/4
Seller onboarding Not checked yet Not checked yet
Split payments Not checked yet Not checked yet
Commission tools Not checked yet Not checked yet
KYC/KYB support Not checked yet Not checked yet
Specs
Payout scheduling Not checked yet Not checked yet
Seller country coverage Not checked yet Not checked yet
Payment methods ACH Direct Debit, Afterpay, Alipay, American Express, Apple Pay, Bancontact, Blik, Carte Bancaire, China UnionPay, Clearpay, Diners, Discover, eftpos Australia, Girocard, Google Pay, iDEAL, JCB, Klarna, Maestro, Mastercard, MB Way, MobilePay, Multibanco, online banking, open banking, PayPal, PayTo, Trustly, TWINT, Vipps, Visa, WeChat Pay Cards, virtual accounts, bank transfers, e-wallets, QR codes, direct debit, retail outlets, online installments
Our review
Pros
  • Marketplace onboarding, split payments, and payouts
  • Supports 136 currencies and payouts to 36 countries
  • Web, mobile, API, SDK, webhook, and plugin integrations
  • Accepts cards, bank transfers, e-wallets, QR codes, and retail payments
  • Supports sub-merchant onboarding, fund routing, and automated payouts
  • Provides APIs, mobile SDKs, hosted checkout, and commerce plug-ins
Cons
  • No free plan or monthly subscription option
  • Payment-method fees vary by region, method, and volume
  • Broad API and SDK coverage may require technical implementation
  • Fees vary by market, payment method, currency, and contract
  • Marketplace payment capabilities require integration work through APIs or SDKs
  • The platform is focused on Southeast Asian payment operations
Our verdict

Adyen is a paid payment platform for businesses accepting online and in-person payments. It supports card, wallet, and local payment processing across websites and mobile apps, with marketplace onboarding, split payments, and payouts for…

Read the review →

Xendit is a payment infrastructure platform for startups, SMEs, e-commerce businesses, enterprises, and marketplaces operating in Southeast Asia. Its payment coverage includes cards, virtual accounts, bank transfers, e-wallets, QR codes,…

Read the review →
  1. AdyenMarketplace Payment Platforms 9.4From $0.13
  2. XenditMarketplace Payment Platforms 8.5Paid

Strengths and trade-offs

  • Adyen — where it wins

    • Marketplace onboarding, split payments, and payouts
    • Supports 136 currencies and payouts to 36 countries
    • Web, mobile, API, SDK, webhook, and plugin integrations

    Where it doesn't

    • No free plan or monthly subscription option
    • Payment-method fees vary by region, method, and volume
    • Broad API and SDK coverage may require technical implementation
  • Xendit — where it wins

    • Accepts cards, bank transfers, e-wallets, QR codes, and retail payments
    • Supports sub-merchant onboarding, fund routing, and automated payouts
    • Provides APIs, mobile SDKs, hosted checkout, and commerce plug-ins

    Where it doesn't

    • Fees vary by market, payment method, currency, and contract
    • Marketplace payment capabilities require integration work through APIs or SDKs
    • The platform is focused on Southeast Asian payment operations

More comparisons

Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026

Last updated · How we research and update