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Head-to-head · Marketplace Payment Platforms

Mangopay vs Xendit

  • Updated Nov 2026
  • Both researched from official sources
  • 2 checks side by side
Higher score Mangopay #4 in Marketplace Payment Platforms 8.8/10 Pricing on request ✓ 1 of 4 features Visit Mangopay
Xendit #7 in Marketplace Payment Platforms 8.5/10 Paid ✓ 0 of 4 features Visit Xendit

Mangopay leads on 0 checks, Xendit on 0, and 2 are even. Who comes out ahead on the 2 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreMangopay · 8.8/10
  • Most featuresMangopay · 1 of 4

Mangopay scores higher on our rubric for marketplace payment platforms: 8.8 against 8.5 out of 10; our editors rank them #4 and #7.

Mangopay is the better fit for wallet-based multi-party marketplaces. Xendit is the better fit for southeast Asian marketplaces needing local methods.

  • Mangopay fits best

    Wallet-based multi-party marketplaces

  • Xendit fits best

    Southeast Asian marketplaces needing local methods

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Side by side

Feature Mangopay 8.8/10 Visit ↗ Xendit 8.5/10 Visit ↗
At a glance
Editor score 8.8 8.5
Ranking #4 in Marketplace Payment Platforms #7 in Marketplace Payment Platforms
Best for Wallet-based multi-party marketplaces Southeast Asian marketplaces needing local methods
Pricing model Paid Paid
Starting price — Not checked yet
Free plan — Not checked yet
Free trial — —
Deployment Cloud Cloud, Mobile
Platforms Web Web, iOS, Android
Integrations 1 integrations 6 integrations
Features Mangopay 1/4 · Xendit 0/4
Seller onboarding Not checked yet Not checked yet
Split payments ✓ (best) Not checked yet
Commission tools Not checked yet Not checked yet
KYC/KYB support Not checked yet Not checked yet
Specs
Payout scheduling Not checked yet Not checked yet
Seller country coverage Not checked yet Not checked yet
Payment methods Not checked yet Cards, virtual accounts, bank transfers, e-wallets, QR codes, direct debit, retail outlets, online installments
Our review
Pros
  • Payment splits, wallets, transfers, and flexible payouts
  • Hosted KYC/KYB verification with liveness checks
  • REST API, server-side SDKs, virtual accounts, and FX
  • Accepts cards, bank transfers, e-wallets, QR codes, and retail payments
  • Supports sub-merchant onboarding, fund routing, and automated payouts
  • Provides APIs, mobile SDKs, hosted checkout, and commerce plug-ins
Cons
  • No free plan or public starting price
  • Custom pricing requires a sales-led buying process
  • Coverage is limited to web and API integrations
  • Fees vary by market, payment method, currency, and contract
  • Marketplace payment capabilities require integration work through APIs or SDKs
  • The platform is focused on Southeast Asian payment operations
Our verdict

Mangopay provides embedded payment infrastructure for platforms and marketplaces managing multi-party transactions. Its wallet-based model supports payment acceptance, fund holding, transfers, payment splits, foreign-exchange conversion,…

Read the review →

Xendit is a payment infrastructure platform for startups, SMEs, e-commerce businesses, enterprises, and marketplaces operating in Southeast Asia. Its payment coverage includes cards, virtual accounts, bank transfers, e-wallets, QR codes,…

Read the review →
  1. MangopayMarketplace Payment Platforms 8.8Pricing on request
  2. XenditMarketplace Payment Platforms 8.5Paid

Strengths and trade-offs

  • Mangopay — where it wins

    • Payment splits, wallets, transfers, and flexible payouts
    • Hosted KYC/KYB verification with liveness checks
    • REST API, server-side SDKs, virtual accounts, and FX

    Where it doesn't

    • No free plan or public starting price
    • Custom pricing requires a sales-led buying process
    • Coverage is limited to web and API integrations

  • Xendit — where it wins

    • Accepts cards, bank transfers, e-wallets, QR codes, and retail payments
    • Supports sub-merchant onboarding, fund routing, and automated payouts
    • Provides APIs, mobile SDKs, hosted checkout, and commerce plug-ins

    Where it doesn't

    • Fees vary by market, payment method, currency, and contract
    • Marketplace payment capabilities require integration work through APIs or SDKs
    • The platform is focused on Southeast Asian payment operations

More comparisons

All marketplace payment platforms comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026

Last updated · How we research and update