Head-to-head · Digital Banking Apps in Brazil
Nubank vs Banco Bmg
Nubank leads on 0 checks, Banco Bmg on 0, and 5 are even. Who comes out ahead on the 5 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scoreNubank · 9.3/10
- Free planboth
Nubank scores higher on our rubric for digital banking apps in brazil: 9.3 against 8.6 out of 10; our editors rank them #1 and #8.
Nubank is the better fit for everyday mobile banking with savings goals. Banco Bmg is the better fit for pix banking with savings goals and card controls.
- Nubank fits best
Everyday mobile banking with savings goals
- Banco Bmg fits best
Pix banking with savings goals and card controls
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Side by side
| Feature | Nubank 9.3/10 Visit ↗ | Banco Bmg 8.6/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 9.3 | 8.6 |
| Ranking | #1 in Digital Banking Apps in Brazil | #8 in Digital Banking Apps in Brazil |
| Best for | Everyday mobile banking with savings goals | Pix banking with savings goals and card controls |
| Pricing model | Free | Free plan + paid |
| Starting price | Not published | Not published |
| Free plan | ✓ | ✓ |
| Free trial | — | — |
| Deployment | Mobile | Mobile |
| Platforms | iOS, Android | Android, iOS |
| Support | Live chat, Phone | Live chat, Phone · 24/7 |
| Built for | Solo | Solo, Small business |
| Features Nubank 3/4 · Banco Bmg 3/4 | ||
| Pix transfers | ✓ | ✓ |
| Debit card | ✓ | ✓ |
| Credit card | ✓ | ✓ |
| Overdraft | — | Not published |
| Specs | ||
| Savings options | Multiple | Multiple |
| Mobile platforms | Both | Both |
| Our review | ||
| Pros |
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| Cons |
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| Our verdict | Nubank is a mobile financial-services app in Brazil for people who want an account for receiving, transferring and spending money, alongside simple ways to set savings goals. Its basic account is described as free and supports… Read the review → |
Banco Bmg is a digital bank account managed through an Android or iOS app, suited to people in Brazil who want Pix, everyday payments, card controls and savings goals in one place. The app supports balance and statement viewing, bill,… Read the review → |
Strengths and trade-offs
Nubank — where it wins
- Free basic account with Pix, payments and transfers
- Caixinhas organize savings goals and can link to fixed-income investments
- Android and iOS apps include debit and credit options
Where it doesn't
- Debit card must be requested through the app
- Credit card and credit-limit transactions require separate approval
- Cash withdrawals and other account-linked services may have fees
Banco Bmg — where it wins
- Pix transfers and payments, plus bill and boleto payments
- Cofrinho savings goals with recurring deposits and CDB returns
- Manage card requests and lock or unlock cards in the app
Where it doesn't
- Paid service-package prices are not clear from the listed plan details
- Essencial charges by use for some services
- Credit products and card approval depend on eligibility and terms
- Nubank9.3/10 · Free plan
A free mobile account for everyday banking and savings goals, with credit subject to approval.
Visit NubankFull verdict → - Banco Bmg8.6/10 · Free plan
A mobile account for Pix, bill payments, card controls and goal-based CDB savings.
Visit Banco BmgFull verdict →
More comparisons
- Nubank vs BTG Pactual Banking
- Nubank vs Banco do Brasil Conta Digital
- Nubank vs Conta Corrente Itaú
- Nubank vs Banco Santander Brasil
- Nubank vs CAIXA Conta Digital
- Nubank vs Banco PAN
- BTG Pactual Banking vs Banco Bmg
- Banco do Brasil Conta Digital vs Banco Bmg
All digital banking apps in brazil comparisons → · Full ranking →
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update