Head-to-head · Digital Banking Apps in Brazil
Banco do Brasil Conta Digital vs Banco Bmg
Banco do Brasil Conta Digital leads on 1 check, Banco Bmg on 0, and 4 are even. Who comes out ahead on the 5 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scoreBanco do Brasil Conta Digital · 9.1/10
- Free planboth
- Most featuresBanco do Brasil Conta Digital · 4 of 4
Banco do Brasil Conta Digital scores higher on our rubric for digital banking apps in brazil: 9.1 against 8.6 out of 10; our editors rank them #3 and #8.
Banco do Brasil Conta Digital offers overdraft; Banco Bmg doesn't publish it.
Banco do Brasil Conta Digital is the better fit for digital banking plus online account management. Banco Bmg is the better fit for pix banking with savings goals and card controls.
- Banco do Brasil Conta Digital fits best
Digital banking plus online account management
- Banco Bmg fits best
Pix banking with savings goals and card controls
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Side by side
| Feature | Banco do Brasil Conta Digital 9.1/10 Visit ↗ | Banco Bmg 8.6/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 9.1 | 8.6 |
| Ranking | #3 in Digital Banking Apps in Brazil | #8 in Digital Banking Apps in Brazil |
| Best for | Digital banking plus online account management | Pix banking with savings goals and card controls |
| Pricing model | Free | Free plan + paid |
| Starting price | Not published | Not published |
| Free plan | ✓ | ✓ |
| Free trial | — | — |
| Deployment | Cloud, Mobile | Mobile |
| Platforms | Web, iOS, Android | Android, iOS |
| Support | Phone, Live chat | Live chat, Phone · 24/7 |
| Built for | Solo | Solo, Small business |
| Features Banco do Brasil Conta Digital 4/4 · Banco Bmg 3/4 | ||
| Pix transfers | ✓ | ✓ |
| Debit card | ✓ | ✓ |
| Credit card | ✓ | ✓ |
| Overdraft | ✓ (best) | Not published |
| Specs | ||
| Savings options | Multiple | Multiple |
| Mobile platforms | Both | Both |
| Our review | ||
| Pros |
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| Cons |
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| Our verdict | Banco do Brasil Conta Digital brings personal account opening and day-to-day banking into App BB, with access through mobile and online banking. It suits people who want Pix, payments, transfers and account records alongside savings and… Read the review → |
Banco Bmg is a digital bank account managed through an Android or iOS app, suited to people in Brazil who want Pix, everyday payments, card controls and savings goals in one place. The app supports balance and statement viewing, bill,… Read the review → |
Strengths and trade-offs
Banco do Brasil Conta Digital — where it wins
- Open a personal account digitally through App BB
- Manage Pix, bill payments, transfers and statements in one place
- Access savings, investments, budgeting tools and online banking
Where it doesn't
- Optional service packages and transactions beyond included allowances may cost extra
- Credit card access is subject to approval
- The Conta Fácil option is closed to new customers
Banco Bmg — where it wins
- Pix transfers and payments, plus bill and boleto payments
- Cofrinho savings goals with recurring deposits and CDB returns
- Manage card requests and lock or unlock cards in the app
Where it doesn't
- Paid service-package prices are not clear from the listed plan details
- Essencial charges by use for some services
- Credit products and card approval depend on eligibility and terms
- Banco do Brasil Conta Digital9.1/10 · Free plan
A free digital account with Pix, banking tools, cards and investments.
Visit siteFull verdict → - Banco Bmg8.6/10 · Free plan
A mobile account for Pix, bill payments, card controls and goal-based CDB savings.
Visit Banco BmgFull verdict →
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- Banco do Brasil Conta Digital vs Banco PAN
All digital banking apps in brazil comparisons → · Full ranking →
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update