Head-to-head · Digital Banking Apps in Brazil
Banco do Brasil Conta Digital vs Banco Santander Brasil
Banco do Brasil Conta Digital leads on 0 checks, Banco Santander Brasil on 0, and 5 are even. Who comes out ahead on the 5 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scoreBanco do Brasil Conta Digital · 9.1/10
- Free planboth
Banco do Brasil Conta Digital scores higher on our rubric for digital banking apps in brazil: 9.1 against 9.0 out of 10; our editors rank them #3 and #5.
Banco do Brasil Conta Digital is the better fit for digital banking plus online account management. Banco Santander Brasil is the better fit for banking with Open Finance aggregation.
- Banco do Brasil Conta Digital fits best
Digital banking plus online account management
- Banco Santander Brasil fits best
Banking with Open Finance aggregation
Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. How we rank.
Side by side
| Feature | Banco do Brasil Conta Digital 9.1/10 Visit ↗ | Banco Santander Brasil 9.0/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 9.1 | 9.0 |
| Ranking | #3 in Digital Banking Apps in Brazil | #5 in Digital Banking Apps in Brazil |
| Best for | Digital banking plus online account management | Banking with Open Finance aggregation |
| Pricing model | Free | Free plan + paid |
| Starting price | Not published | Not published |
| Free plan | ✓ | ✓ |
| Free trial | — | — |
| Deployment | Cloud, Mobile | Cloud, Mobile |
| Platforms | Web, iOS, Android | Web, Android, iOS |
| Support | Phone, Live chat | Live chat, Phone, Docs |
| Built for | Solo | Solo, Small business, Mid-market, Enterprise |
| Features Banco do Brasil Conta Digital 4/4 · Banco Santander Brasil 4/4 | ||
| Pix transfers | ✓ | ✓ |
| Debit card | ✓ | ✓ |
| Credit card | ✓ | ✓ |
| Overdraft | ✓ | ✓ |
| Specs | ||
| Savings options | Multiple | Multiple |
| Mobile platforms | Both | Both |
| Our review | ||
| Pros |
|
|
| Cons |
|
|
| Our verdict | Banco do Brasil Conta Digital brings personal account opening and day-to-day banking into App BB, with access through mobile and online banking. It suits people who want Pix, payments, transfers and account records alongside savings and… Read the review → |
Banco Santander Brasil combines personal accounts with payments, cards, credit products and investments, managed through its mobile app and web access. Customers can open a personal account online, check balances and statements, send and… Read the review → |
Strengths and trade-offs
Banco do Brasil Conta Digital — where it wins
- Open a personal account digitally through App BB
- Manage Pix, bill payments, transfers and statements in one place
- Access savings, investments, budgeting tools and online banking
Where it doesn't
- Optional service packages and transactions beyond included allowances may cost extra
- Credit card access is subject to approval
- The Conta Fácil option is closed to new customers
Banco Santander Brasil — where it wins
- Link other banks’ account information through Open Finance
- Conta Free includes unlimited Pix and free ATM and branch withdrawals
- Manage bills, cards, transfers and investments in the app
Where it doesn't
- Credit products are subject to approval and eligibility
- Conta Plus specialist chat and phone service runs 06:00–22:00 daily
- Personalized Select Plus service requires that account tier
- Banco do Brasil Conta Digital9.1/10 · Free plan
A free digital account with Pix, banking tools, cards and investments.
Visit siteFull verdict → - Banco Santander Brasil9.0/10 · Free plan
A full-service Brazilian bank app with Pix, investments and Open Finance links.
Visit SantanderFull verdict →
More comparisons
- Nubank vs Banco do Brasil Conta Digital
- Nubank vs Banco Santander Brasil
- BTG Pactual Banking vs Banco do Brasil Conta Digital
- BTG Pactual Banking vs Banco Santander Brasil
- Banco do Brasil Conta Digital vs Conta Corrente Itaú
- Banco do Brasil Conta Digital vs CAIXA Conta Digital
- Banco do Brasil Conta Digital vs Banco PAN
- Banco do Brasil Conta Digital vs Banco Bmg
All digital banking apps in brazil comparisons → · Full ranking →
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update