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Head-to-head · Digital Banking Apps in Brazil

Nubank vs Conta Corrente Itaú

  • Updated Oct 2026
  • Both researched from official sources
  • 5 checks side by side
Higher score Nubank #1 in Digital Banking Apps in Brazil 9.3/10 Free plan Free plan✓ 3 of 4 features Visit Nubank
Conta Corrente Itaú #4 in Digital Banking Apps in Brazil 9.0/10 Free plan Free plan✓ 4 of 4 features Visit Itaú

Nubank leads on 0 checks, Conta Corrente Itaú on 1, and 4 are even. Who comes out ahead on the 5 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreNubank · 9.3/10
  • Free planboth
  • Most featuresConta Corrente Itaú · 4 of 4

Nubank scores higher on our rubric for digital banking apps in brazil: 9.3 against 9.0 out of 10; our editors rank them #1 and #4.

Conta Corrente Itaú offers overdraft; Nubank doesn't.

Nubank is the better fit for everyday mobile banking with savings goals. Conta Corrente Itaú is the better fit for mobile and web banking with scheduled payments.

  • Nubank fits best

    Everyday mobile banking with savings goals

  • Conta Corrente Itaú fits best

    Mobile and web banking with scheduled payments

Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. How we rank.

Side by side

Feature Nubank 9.3/10 Visit ↗ Conta Corrente Itaú 9.0/10 Visit ↗
At a glance
Editor score 9.3 9.0
Ranking #1 in Digital Banking Apps in Brazil #4 in Digital Banking Apps in Brazil
Best for Everyday mobile banking with savings goals Mobile and web banking with scheduled payments
Pricing model Free Free plan + paid
Starting price Not published Not published
Free plan ✓ ✓
Free trial — —
Deployment Mobile Cloud, Mobile
Platforms iOS, Android Web, Android, iOS
Support Live chat, Phone Phone, Live chat
Built for Solo Solo
Features Nubank 3/4 · Conta Corrente Itaú 4/4
Pix transfers ✓ ✓
Debit card ✓ ✓
Credit card ✓ ✓
Overdraft — ✓ (best)
Specs
Savings options Multiple Multiple
Mobile platforms Both Both
Our review
Pros
  • Free basic account with Pix, payments and transfers
  • Caixinhas organize savings goals and can link to fixed-income investments
  • Android and iOS apps include debit and credit options
  • Open an individual account online and manage activity in the app.
  • Pix, bill payment, scheduled payments and direct debit are supported.
  • Available on web, Android and iOS, with debit card access.
Cons
  • Debit card must be requested through the app
  • Credit card and credit-limit transactions require separate approval
  • Cash withdrawals and other account-linked services may have fees
  • Credit card options depend on eligibility and approval.
  • Overdraft or available account credit requires a contract.
  • Fees depend on the selected service package and applicable tariffs.
Our verdict

Nubank is a mobile financial-services app in Brazil for people who want an account for receiving, transferring and spending money, alongside simple ways to set savings goals. Its basic account is described as free and supports…

Read the review →

Conta Corrente Itaú is a Brazilian personal current account for people who want to handle everyday deposits, withdrawals, transfers and payments through Itaú’s app, with web access also available. Online account opening is offered for…

Read the review →
  1. NubankDigital Banking Apps in Brazil 9.3Free plan
  2. Conta Corrente ItaúDigital Banking Apps in Brazil 9.0Free plan

Strengths and trade-offs

  • Nubank — where it wins

    • Free basic account with Pix, payments and transfers
    • Caixinhas organize savings goals and can link to fixed-income investments
    • Android and iOS apps include debit and credit options

    Where it doesn't

    • Debit card must be requested through the app
    • Credit card and credit-limit transactions require separate approval
    • Cash withdrawals and other account-linked services may have fees

  • Conta Corrente Itaú — where it wins

    • Open an individual account online and manage activity in the app.
    • Pix, bill payment, scheduled payments and direct debit are supported.
    • Available on web, Android and iOS, with debit card access.

    Where it doesn't

    • Credit card options depend on eligibility and approval.
    • Overdraft or available account credit requires a contract.
    • Fees depend on the selected service package and applicable tariffs.
  • Nubank9.3/10 · Free plan

    A free mobile account for everyday banking and savings goals, with credit subject to approval.

    Visit NubankFull verdict →
  • Conta Corrente Itaú9.0/10 · Free plan

    A free-to-open everyday account with Pix, scheduled payments and web and mobile access.

    Visit ItaúFull verdict →

More comparisons

All digital banking apps in brazil comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update