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Head-to-head · Restaurant Payment Processing Software

NCR Voyix Payments vs Toast

  • Updated Oct 2026
  • Both researched from official sources
  • 5 checks side by side
Higher score NCR Voyix Payments #5 in Restaurant Payment Processing Software 8.7/10 Pricing on request ✓ 4 of 5 features Visit NCR Voyix
Toast #7 in Restaurant Payment Processing Software 8.5/10 Paid ✓ 0 of 5 features Visit Toast

NCR Voyix Payments leads on 0 checks, Toast on 0, and 5 are even. Who comes out ahead on the 5 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreNCR Voyix Payments · 8.7/10
  • Most featuresNCR Voyix Payments · 4 of 5

NCR Voyix Payments scores higher on our rubric for restaurant payment processing software: 8.7 against 8.5 out of 10; our editors rank them #5 and #7.

NCR Voyix Payments is the better fit for large restaurants with complex payment flows. Toast is the better fit for restaurants wanting payments plus a broad POS suite.

  • NCR Voyix Payments fits best

    Large restaurants with complex payment flows

  • Toast fits best

    Restaurants wanting payments plus a broad POS suite

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Side by side

Feature NCR Voyix Payments 8.7/10 Visit ↗ Toast 8.5/10 Visit ↗
At a glance
Editor score 8.7 8.5
Ranking #5 in Restaurant Payment Processing Software #7 in Restaurant Payment Processing Software
Best for Large restaurants with complex payment flows Restaurants wanting payments plus a broad POS suite
Pricing model Paid Paid
Starting price — —
Free plan — —
Free trial — —
Deployment Cloud Cloud, Mobile
Support Email, Phone, Docs · 24/7 Phone, Live chat · 24/7
Integrations 6 integrations 200+ integrations
Built for Mid-market, Enterprise Small business, Mid-market, Enterprise
Features NCR Voyix Payments 4/5 · Toast 0/5
Card-present payments ✓ (best) Not checked yet
Online payments ✓ (best) Not checked yet
Tableside payments ✓ (best) Not checked yet
Mobile payments ✓ (best) Not checked yet
Reconciliation tools Not checked yet Not checked yet
Specs
Pricing model Custom_quote Not checked yet
Our review
Pros
  • Supports in-person, online, pay-at-table, kiosk, QR, and drive-thru payments
  • Adds tokenization, point-to-point encryption, routing, reporting, and monitoring
  • Handles wallets, gift cards, loyalty cards, refunds, and card-on-file transactions
  • Free Starter Kit includes cloud POS and one terminal
  • Supports ordering, reservations, table service, and kitchen display
  • Adds inventory, scheduling, reporting, and multi-location management
Cons
  • Custom pricing makes cost comparison difficult
  • Online ordering and handheld POS require add-ons
  • The listed platform option is limited to API
  • Hardware, implementation, add-ons, and processing can affect total cost
  • Starter Kit includes one terminal
  • Build Your Own pricing is not shown
Our verdict

NCR Voyix Payments is an end-to-end restaurant payment ecosystem combining POS integration, a payment gateway, and payment processing services. It is designed for large restaurant operators managing multiple locations and varied guest…

Read the review →

Toast combines cloud-based point of sale, payment processing, restaurant hardware, online ordering, reservations, table service, inventory, reporting, and staff management. It is designed for U.S. restaurants ranging from single-location…

Read the review →
  1. NCR Voyix PaymentsRestaurant Payment Processing Software 8.7Pricing on request
  2. ToastRestaurant Payment Processing Software 8.5Paid

Strengths and trade-offs

  • NCR Voyix Payments — where it wins

    • Supports in-person, online, pay-at-table, kiosk, QR, and drive-thru payments
    • Adds tokenization, point-to-point encryption, routing, reporting, and monitoring
    • Handles wallets, gift cards, loyalty cards, refunds, and card-on-file transactions

    Where it doesn't

    • Custom pricing makes cost comparison difficult
    • Online ordering and handheld POS require add-ons
    • The listed platform option is limited to API

  • Toast — where it wins

    • Free Starter Kit includes cloud POS and one terminal
    • Supports ordering, reservations, table service, and kitchen display
    • Adds inventory, scheduling, reporting, and multi-location management

    Where it doesn't

    • Hardware, implementation, add-ons, and processing can affect total cost
    • Starter Kit includes one terminal
    • Build Your Own pricing is not shown
  • NCR Voyix Payments8.7/10 · Pricing on request

    A broad restaurant payment ecosystem for operators managing complex payment flows.

    Visit NCR VoyixFull verdict →
  • Toast8.5/10 · Paid

    Payments and POS with ordering, reservations, inventory, and multi-location tools.

    Visit ToastFull verdict →

More comparisons

All restaurant payment processing software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update