HOAfy vs SMPLR HOA

HOAfy8.8Visit SMPLR HOA8.5Visit

Higher score HOAfy #4 in HOA Accounting Software 8.8/10 30-day trial Free trial✓ 0 of 6 features Visit HOAfy

vs

SMPLR HOA #7 in HOA Accounting Software 8.5/10 30-day trial Free trial✓ 6 of 6 features Visit SMPLR HOA

• HOAfy fits best

  Associations wanting broad management at a low price

• SMPLR HOA fits best

  Associations needing detailed financial operations

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Side by side

Feature	HOAfy 8.8/10 Visit ↗	SMPLR HOA 8.5/10 Visit ↗
At a glance
Editor score	8.8	8.5
Ranking	#4 in HOA Accounting Software	#7 in HOA Accounting Software
Best for	Associations wanting broad management at a low price	Associations needing detailed financial operations
Pricing model	Paid	Paid
Starting price	$36/mo	—
Free plan	—	—
Free trial	30 days	30 days
Free trial length	30 days · no card needed	30 days · no card needed
Deployment	Cloud	Cloud
Platforms	Web	Web
Compliance	SOC 2	PCI DSS, 2FA
Built for	Solo, Small business, Mid-market	Small business, Mid-market
Features HOAfy 0/6 · SMPLR HOA 6/6
Assessment billing	Not checked yet	✓ (best)
Owner ledgers	Not checked yet	✓ (best)
Vendor payments	Not checked yet	✓ (best)
Financial statements	Not checked yet	✓ (best)
Bank reconciliation	Not checked yet	✓ (best)
Budget tracking	Not checked yet	✓ (best)
Our review
Pros	Double-entry accounting, fund accounting, budgeting, and bank reconciliation Owner portal with payments, balances, requests, and document access Work orders, violations, communications, documents, and website tools included	Handles assessments, owner ledgers, reconciliation, budgets, and reserves Supports ACH, cards, Apple Pay, Google Pay, and lockbox payments Includes vendor payments, W-9s, 1099-NEC filing, and mailed checks
Cons	The $36/month price uses annual billing and varies by community size No free plan is available Access is provided through the web platform	Runs through the web platform rather than listed native apps Portfolio dashboards and named CSM support require Multi-Portfolio The 30-day trial is separate from the paid platform model
Our verdict	HOAfy brings accounting, payments, operations, communications, and resident access into one web-based platform. It is designed for self-managed associations, volunteer boards, and community management companies that want more than general… Read the review →	SMPLR HOA is community association management software for self-managed HOA boards, treasurers, and property managers. Its scope spans recurring dues, special assessments, late fees, one-off invoices, owner and unit ledgers, online… Read the review →

Strengths and trade-offs

• HOAfy — where it wins

  • Double-entry accounting, fund accounting, budgeting, and bank reconciliation
  • Owner portal with payments, balances, requests, and document access
  • Work orders, violations, communications, documents, and website tools included

  Where it doesn't

  • The $36/month price uses annual billing and varies by community size
  • No free plan is available
  • Access is provided through the web platform

• SMPLR HOA — where it wins

  • Handles assessments, owner ledgers, reconciliation, budgets, and reserves
  • Supports ACH, cards, Apple Pay, Google Pay, and lockbox payments
  • Includes vendor payments, W-9s, 1099-NEC filing, and mailed checks

  Where it doesn't

  • Runs through the web platform rather than listed native apps
  • Portfolio dashboards and named CSM support require Multi-Portfolio
  • The 30-day trial is separate from the paid platform model

• HOAfy8.8/10 · 30-day trial

  Broad HOA accounting and management tools at a published $36/month annual price.

  Visit HOAfyFull verdict →
• SMPLR HOA8.5/10 · 30-day trial

  A broad HOA operations suite for associations that need detailed accounting workflows.

  Visit SMPLR HOAFull verdict →