Suggestions appear as you type. Use the up and down arrows to choose one and Enter to open it.

This page's audience our own tag's counts — open to see them
–Visits
–Page views
–Clicks to vendors
–Time on page
–Reading now
Clicks to vendors, by tool
  • –
Top countries
  • –
Devices
  • –

– · visits, page views and clicks counted by our own tag, which counts more than our checked analytics; every figure rounded down · how we count

Head-to-head · HOA Accounting Software

HOAfy vs HOA Fiscal

  • Updated Nov 2026
  • Both researched from official sources
  • 2 checks side by side
Higher score HOAfy #4 in HOA Accounting Software 8.8/10 30-day trial Free trial✓ 0 of 6 features Visit HOAfy
HOA Fiscal #8 in HOA Accounting Software 8.4/10 30-day trial Free trial✓ 0 of 6 features Visit HOA Fiscal

HOAfy leads on 1 check, HOA Fiscal on 0, and 1 is even. Who comes out ahead on the 2 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreHOAfy · 8.8/10
  • Lowest starting priceHOAfy · $36/mo
  • Free trialboth

HOAfy scores higher on our rubric for hoa accounting software: 8.8 against 8.4 out of 10; our editors rank them #4 and #8.

HOAfy is cheaper to start at $36/mo against $89/mo.

HOAfy is the better fit for associations wanting broad management at a low price. HOA Fiscal is the better fit for associations needing reserves and managed options.

  • HOAfy fits best

    Associations wanting broad management at a low price

  • HOA Fiscal fits best

    Associations needing reserves and managed options

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Side by side

Feature HOAfy 8.8/10 Visit ↗ HOA Fiscal 8.4/10 Visit ↗
At a glance
Editor score 8.8 8.4
Ranking #4 in HOA Accounting Software #8 in HOA Accounting Software
Best for Associations wanting broad management at a low price Associations needing reserves and managed options
Pricing model Paid Paid
Starting price $36/mo (best) $89/mo
Free plan — —
Free trial 30 days 30 days
Free trial length 30 days · no card needed 30 days · no card needed
Deployment Cloud Cloud
Platforms Web Web
Built for Solo, Small business, Mid-market Small business, Mid-market
Features HOAfy 0/6 · HOA Fiscal 0/6
Assessment billing Not checked yet Not checked yet
Owner ledgers Not checked yet Not checked yet
Vendor payments Not checked yet Not checked yet
Financial statements Not checked yet Not checked yet
Bank reconciliation Not checked yet Not checked yet
Budget tracking Not checked yet Not checked yet
Our review
Pros
  • Double-entry accounting, fund accounting, budgeting, and bank reconciliation
  • Owner portal with payments, balances, requests, and document access
  • Work orders, violations, communications, documents, and website tools included
  • Fund accounting, assessments and reserve studies in one system
  • Owner portal supports payment history, documents and online payments
  • Managed plans add reconciliation, bill payment and a named manager
Cons
  • The $36/month price uses annual billing and varies by community size
  • No free plan is available
  • Access is provided through the web platform
  • Available through the web platform only
  • No free plan; paid plans start at $89 per association monthly
  • Managed plans for 100+ units require a quote
Our verdict

HOAfy brings accounting, payments, operations, communications, and resident access into one web-based platform. It is designed for self-managed associations, volunteer boards, and community management companies that want more than general…

Read the review →

HOA Fiscal is association-management software for self-managed homeowner and condominium associations. It brings fund accounting, assessments, late fees, owner payments, elections, meetings, violations, work orders, reserve studies, resale…

Read the review →
  1. HOAfyHOA Accounting Software 8.830-day trial
  2. HOA FiscalHOA Accounting Software 8.430-day trial

Strengths and trade-offs

  • HOAfy — where it wins

    • Double-entry accounting, fund accounting, budgeting, and bank reconciliation
    • Owner portal with payments, balances, requests, and document access
    • Work orders, violations, communications, documents, and website tools included

    Where it doesn't

    • The $36/month price uses annual billing and varies by community size
    • No free plan is available
    • Access is provided through the web platform

  • HOA Fiscal — where it wins

    • Fund accounting, assessments and reserve studies in one system
    • Owner portal supports payment history, documents and online payments
    • Managed plans add reconciliation, bill payment and a named manager

    Where it doesn't

    • Available through the web platform only
    • No free plan; paid plans start at $89 per association monthly
    • Managed plans for 100+ units require a quote

More comparisons

All HOA accounting software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026

Last updated · How we research and update