Checkout.com vs dLocal

Checkout.com7.1Visit dLocal6.8Visit

Higher score Checkout.com #4 in Cross-Border Payment Platforms 7.1/10 Pricing on request ✓ 0 of 1 features Visit Checkout.com

vs

dLocal #7 in Cross-Border Payment Platforms 6.8/10 Pricing on request ✓ 0 of 1 features Visit dLocal

• Checkout.com fits best

  Large merchants needing acquiring and marketplaces

• dLocal fits best

  Businesses expanding through local payment methods

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Side by side

Feature	Checkout.com 7.1/10 Visit ↗	dLocal 6.8/10 Visit ↗
At a glance
Editor score	7.1	6.8
Ranking	#4 in Cross-Border Payment Platforms	#7 in Cross-Border Payment Platforms
Best for	Large merchants needing acquiring and marketplaces	Businesses expanding through local payment methods
Pricing model	Paid	Paid
Starting price	Not published	Not published
Free plan	—	Not published
Free trial	—	—
Deployment	Cloud, Mobile	Cloud
Platforms	Web, iOS, Android	Web
Integrations	5 integrations	3 integrations
Features Checkout.com 0/1 · dLocal 0/1
Local settlement	Not published	Not published
Specs
Local payment methods	major card schemes; direct debit; voucher payment schemes; digital wallets; bank transfers	credit cards, debit cards, local bank transfers, cash payments, digital wallets, mobile money, real-time payments, buy now pay later
Supported currencies	Not published	Not published
FX handling	Not published	Not published
Payout speed	Not published	Not published
Merchant coverage	Not published	Not published
Our review
Pros	Combines domestic and international acquiring with multiple payment methods Supports marketplace onboarding, split payments, commissions, and payouts Offers fraud controls, reporting, mobile SDKs, plugins, and a unified API	Accepts cards, bank transfers, cash, wallets, mobile money, and real-time payments Combines pay-ins, payouts, recurring billing, settlement, and reconciliation Adds routing, retries, fraud controls, and 3D Secure
Cons	Pricing requires contacting sales Products and features may vary by country Enterprise focus may exceed the needs of smaller merchants	Standard platform pricing is not published Payment-method availability varies by country and merchant configuration Named integrations are limited to Shopify, Google Pay, and Tiendanube
Our verdict	Checkout.com is a payment services platform for businesses that accept and move money online. It is designed for enterprise merchants and platforms operating across multiple markets, with online payment processing, domestic and… Read the review →	dLocal provides payment processing infrastructure for global enterprise merchants selling in emerging markets. Its Payins product supports local card and alternative payment acceptance through a single API or hosted checkout, while Payouts… Read the review →

Strengths and trade-offs

• Checkout.com — where it wins

  • Combines domestic and international acquiring with multiple payment methods
  • Supports marketplace onboarding, split payments, commissions, and payouts
  • Offers fraud controls, reporting, mobile SDKs, plugins, and a unified API

  Where it doesn't

  • Pricing requires contacting sales
  • Products and features may vary by country
  • Enterprise focus may exceed the needs of smaller merchants

• dLocal — where it wins

  • Accepts cards, bank transfers, cash, wallets, mobile money, and real-time payments
  • Combines pay-ins, payouts, recurring billing, settlement, and reconciliation
  • Adds routing, retries, fraud controls, and 3D Secure

  Where it doesn't

  • Standard platform pricing is not published
  • Payment-method availability varies by country and merchant configuration
  • Named integrations are limited to Shopify, Google Pay, and Tiendanube

• Checkout.com7.1/10 · Pricing on request

  A broad cross-border payments platform for large merchants and marketplaces.

  Visit Checkout.comFull verdict →
• dLocal6.8/10 · Pricing on request

  A broad cross-border payments platform for businesses expanding through local methods.

  Visit dLocalFull verdict →