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Head-to-head · Cross-Border Payment Platforms

Airwallex Payments vs dLocal

  • Updated Sep 2026
  • Both researched from official sources
  • 1 check side by side
Higher score Airwallex Payments #2 in Cross-Border Payment Platforms 8.2/10 Free plan · paid from $12/user/mo Free plan✓ 0 of 1 features Visit Airwallex
dLocal #7 in Cross-Border Payment Platforms 6.8/10 Pricing on request ✓ 0 of 1 features Visit dLocal

Airwallex Payments leads on 1 check, dLocal on 0, and 0 are even. Who comes out ahead on the 1 yes/no, price and count check where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreAirwallex Payments · 8.2/10
  • Free planonly Airwallex Payments

Airwallex Payments scores higher on our rubric for cross-border payment platforms: 8.2 against 6.8 out of 10; our editors rank them #2 and #7.

Airwallex Payments offers free plan; dLocal doesn't publish it.

Airwallex Payments is the better fit for businesses wanting a free entry plan. dLocal is the better fit for businesses expanding through local payment methods.

  • Airwallex Payments fits best

    Businesses wanting a free entry plan

  • dLocal fits best

    Businesses expanding through local payment methods

Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. How we rank.

Side by side

Feature Airwallex Payments 8.2/10 Visit ↗ dLocal 6.8/10 Visit ↗
At a glance
Editor score 8.2 6.8
Ranking #2 in Cross-Border Payment Platforms #7 in Cross-Border Payment Platforms
Best for Businesses wanting a free entry plan Businesses expanding through local payment methods
Pricing model Free plan + paid Paid
Starting price Not published Not published
Free plan ✓ (best) Not published
Free trial — —
Deployment Cloud Cloud
Platforms Web Web
Support Docs Docs
Compliance SOC 2, ISO 27001, GDPR, PCI DSS, 2FA PCI DSS
Integrations 10 integrations 3 integrations
Built for Small business, Mid-market, Enterprise Enterprise, Mid-market
Features Airwallex Payments 0/1 · dLocal 0/1
Local settlement Not published Not published
Specs
Local payment methods Cards, digital wallets, bank transfers, buy-now-pay-later, direct debit, online banking, and cash methods credit cards, debit cards, local bank transfers, cash payments, digital wallets, mobile money, real-time payments, buy now pay later
Supported currencies Not published Not published
FX handling Not published Not published
Payout speed Not published Not published
Merchant coverage Not published Not published
Our review
Pros
  • Explore includes global cards and local payment methods at no monthly plan cost
  • Supports hosted or embedded checkout, payment links, subscriptions, and POS
  • Integrates with Shopify, WooCommerce, Magento, Xero, NetSuite, and more
  • Accepts cards, bank transfers, cash, wallets, mobile money, and real-time payments
  • Combines pay-ins, payouts, recurring billing, settlement, and reconciliation
  • Adds routing, retries, fraud controls, and 3D Secure
Cons
  • Payment acceptance fees apply in addition to monthly plan fees
  • Payment-method availability varies by merchant region and entity location
  • Advanced approvals and automation require the paid Grow plan
  • Standard platform pricing is not published
  • Payment-method availability varies by country and merchant configuration
  • Named integrations are limited to Shopify, Google Pay, and Tiendanube
Our verdict

Airwallex Payments is a cross-border payment platform for e-commerce businesses, subscription companies, marketplaces, platforms, and other businesses that need online or in-person payment acceptance across markets. It supports cards,…

Read the review →

dLocal provides payment processing infrastructure for global enterprise merchants selling in emerging markets. Its Payins product supports local card and alternative payment acceptance through a single API or hosted checkout, while Payouts…

Read the review →
  1. Airwallex PaymentsCross-Border Payment Platforms 8.2Free plan · paid from $12/user/mo
  2. dLocalCross-Border Payment Platforms 6.8Pricing on request

Strengths and trade-offs

  • Airwallex Payments — where it wins

    • Explore includes global cards and local payment methods at no monthly plan cost
    • Supports hosted or embedded checkout, payment links, subscriptions, and POS
    • Integrates with Shopify, WooCommerce, Magento, Xero, NetSuite, and more

    Where it doesn't

    • Payment acceptance fees apply in addition to monthly plan fees
    • Payment-method availability varies by merchant region and entity location
    • Advanced approvals and automation require the paid Grow plan

  • dLocal — where it wins

    • Accepts cards, bank transfers, cash, wallets, mobile money, and real-time payments
    • Combines pay-ins, payouts, recurring billing, settlement, and reconciliation
    • Adds routing, retries, fraud controls, and 3D Secure

    Where it doesn't

    • Standard platform pricing is not published
    • Payment-method availability varies by country and merchant configuration
    • Named integrations are limited to Shopify, Google Pay, and Tiendanube
  • Airwallex Payments8.2/10 · Free plan · paid from $12/user/mo

    A free-entry payment platform with global methods, recurring billing, POS, and multi-currency settlement.

    Visit AirwallexFull verdict →
  • dLocal6.8/10 · Pricing on request

    A broad cross-border payments platform for businesses expanding through local methods.

    Visit dLocalFull verdict →

More comparisons

All Cross-Border payment platforms comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026

Last updated · How we research and update