Adyen vs dLocal

Adyen9.0Visit dLocal6.8Visit

Higher score Adyen #1 in Cross-Border Payment Platforms 9.0/10 From $0.13 ✓ 0 of 1 features Visit Adyen

vs

dLocal #7 in Cross-Border Payment Platforms 6.8/10 Pricing on request ✓ 0 of 1 features Visit dLocal

• Adyen fits best

  Global enterprises needing broad payment coverage

• dLocal fits best

  Businesses expanding through local payment methods

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Side by side

Feature	Adyen 9.0/10 Visit ↗	dLocal 6.8/10 Visit ↗
At a glance
Editor score	9.0	6.8
Ranking	#1 in Cross-Border Payment Platforms	#7 in Cross-Border Payment Platforms
Best for	Global enterprises needing broad payment coverage	Businesses expanding through local payment methods
Pricing model	Paid	Paid
Starting price	Not published	Not published
Free plan	—	Not published
Free trial	—	—
Deployment	Cloud, Mobile	Cloud
Platforms	Web, iOS, Android	Web
Integrations	13 integrations	3 integrations
Features Adyen 0/1 · dLocal 0/1
Local settlement	Not published	Not published
Specs
Local payment methods	ACH Direct Debit, Afterpay, Alipay, American Express, Apple Pay, Bancontact, Blik, Carte Bancaire, China UnionPay, Clearpay, Diners, Discover, eftpos Australia, Girocard, Google Pay, iDEAL, JCB, Klarna, Maestro, Mastercard, MB Way, MobilePay, Multibanco, online banking, open banking, PayPal, PayTo, Trustly, TWINT, Vipps, Visa, WeChat Pay	credit cards, debit cards, local bank transfers, cash payments, digital wallets, mobile money, real-time payments, buy now pay later
Supported currencies	136 currencies	Not published
FX handling	Not published	Not published
Payout speed	Not published	Not published
Merchant coverage	Not published	Not published
Our review
Pros	Supports 136 currencies and extensive local payment methods Covers recurring payments, marketplaces, split payments, and payouts Offers web, mobile, API, SDK, webhook, and plugin integrations	Accepts cards, bank transfers, cash, wallets, mobile money, and real-time payments Combines pay-ins, payouts, recurring billing, settlement, and reconciliation Adds routing, retries, fraud controls, and 3D Secure
Cons	No free plan or monthly subscription option Payment-method fees vary by region, method, and transaction volume Payout coverage is listed for 36 countries	Standard platform pricing is not published Payment-method availability varies by country and merchant configuration Named integrations are limited to Shopify, Google Pay, and Tiendanube
Our verdict	Adyen is payment infrastructure for businesses accepting online and in-person payments. It supports card, wallet, and local payment processing across websites and mobile apps, with mobile integrations for iOS and Android. The platform also… Read the review →	dLocal provides payment processing infrastructure for global enterprise merchants selling in emerging markets. Its Payins product supports local card and alternative payment acceptance through a single API or hosted checkout, while Payouts… Read the review →

Strengths and trade-offs

• Adyen — where it wins

  • Supports 136 currencies and extensive local payment methods
  • Covers recurring payments, marketplaces, split payments, and payouts
  • Offers web, mobile, API, SDK, webhook, and plugin integrations

  Where it doesn't

  • No free plan or monthly subscription option
  • Payment-method fees vary by region, method, and transaction volume
  • Payout coverage is listed for 36 countries

• dLocal — where it wins

  • Accepts cards, bank transfers, cash, wallets, mobile money, and real-time payments
  • Combines pay-ins, payouts, recurring billing, settlement, and reconciliation
  • Adds routing, retries, fraud controls, and 3D Secure

  Where it doesn't

  • Standard platform pricing is not published
  • Payment-method availability varies by country and merchant configuration
  • Named integrations are limited to Shopify, Google Pay, and Tiendanube

• Adyen9.0/10 · From $0.13

  Broad global payment coverage for enterprises with complex payment flows.

  Visit AdyenFull verdict →
• dLocal6.8/10 · Pricing on request

  A broad cross-border payments platform for businesses expanding through local methods.

  Visit dLocalFull verdict →