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Clear out junk files and repair common Windows errorsFree Scan →Fix the driver behind crashes, sound loss and screen glitchesFind Drivers →Repair Windows errors before they cause bigger problemsFix Now →If someone claiming to be from Social Security or Medicare demands money, threatens arrest or benefit suspension, or tells you to move money to a “protected” account, stop. Hang up or stop replying; do not pay, click links, or share personal or banking information. Verify any real issue by contacting the agency through details you find independently on its official website or on your official card.
Some agency calls can be legitimate—for example, a callback you requested or contact about an existing application or record. That does not authenticate an unexpected call or its caller ID. A surprising demand for immediate payment is a reason to end the contact and verify independently.
What Social Security and Medicare scams look like
Scammers impersonate government agencies to make a demand seem official. A common pattern is to claim there is a problem or prize, create pressure to act immediately, then dictate how to pay. They may spoof a phone number, use a real employee’s name, or send a fake badge image, letter, or social-media profile. None of those proves who contacted you.
- Social Security threats: A caller says your Social Security number or benefits will be suspended, you will be arrested, or you must pay to avoid legal trouble.
- “Protected account” instructions: Someone tells you to withdraw or transfer money to keep it safe, or arranges to collect cash or precious metals in person.
- Payment demands: The caller asks for gift cards, cryptocurrency, prepaid debit cards, cash, or a wire transfer. These are strong scam signals, and SSA says it does not demand these payment methods or threaten arrest to force immediate payment. SSA’s scam guidance explains the warning signs.
- Medicare number pitches: A caller, email, or visitor asks for your Medicare number to issue a supposedly new card or offers money, gifts, free care, or medical equipment in exchange for it.
- Fake transfer: On July 29, 2026, SSA’s Office of the Inspector General warned that a company or another agency cannot transfer a call directly to SSA or OIG. A caller claiming to do that is a scammer. Read the SSA OIG alert.
SSA says it will not suspend your Social Security number. It also says it will not ask for sensitive or personal information through social media, email, or text message. A message claiming that you must pay to receive a cost-of-living adjustment or benefit increase is not proof of a legitimate agency action.
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How to tell whether an agency contact may be legitimate
Do not decide based on caller ID, a badge, a name, or an official-looking document: scammers can imitate or spoof them. Instead, consider the contact’s context and request, then verify through an independently obtained official channel.
Social Security calls
SSA employees may call in some business situations, such as after you recently applied for benefits, when an existing recipient’s record needs an update, or when you requested a phone call. SSA says it typically mails a letter about problems with an SSN or record. A call can fit a legitimate situation and still should not be trusted automatically—particularly if it brings threats or an unusual payment demand. SSA explains how to handle calls from people claiming to be employees.
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Medicare calls
Medicare guidance describes limited circumstances for calls, including a return call you requested, certain plan-related calls, follow-up from an agent who helped you enroll, or contact after you reported suspected fraud. A Medicare-related caller’s claim that your card must be replaced does not, by itself, establish that the call is genuine. Medicare’s fraud guidance describes how to protect your information and report concerns.
Your Medicare card has a unique Medicare number, not your Social Security number. Medicare advises protecting that number as carefully as a credit card. Share it only with appropriate providers, plans, or trusted people who need it for Medicare-related work—not with an unsolicited caller, emailer, or visitor.
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What to do during a suspicious call, message, or visit
- Pause. Urgency and fear can make a demand feel real. Take time to think and, if useful, talk to someone you trust.
- End the contact. Hang up, stop replying, or close the message. Do not accept a transfer to another supposed agency representative.
- Do not act on the demand. Do not pay, disclose personal or banking details, move money, click links, or open attachments.
- Verify independently. Navigate to SSA.gov or Medicare.gov yourself, or call a number printed on an official agency card or material. Do not use contact details supplied by the suspicious caller or message.
- Report the attempt. Use the Social Security or Medicare reporting route below, and consider reporting a government-impersonation scam to the FTC.
Where to report Social Security or Medicare scams
| Concern | Reporting route |
|---|---|
| Social Security or SSI fraud or scam | SSA Office of the Inspector General: online reporting, or 1-800-269-0271 (TTY 1-866-501-2101), Monday–Friday, 10 a.m.–2 p.m. Eastern, excluding federal holidays. SSA’s reporting FAQ lists these options. |
| Suspected Medicare fraud or a questionable Medicare claim | Call 1-800-MEDICARE (1-800-633-4227) or the HHS OIG hotline at 1-800-447-8477 (1-800-HHS-TIPS); online tips are accepted at tips.oig.hhs.gov. People in Medicare Advantage or a Medicare drug plan can also contact I-MEDIC at 1-877-772-3379. Medicare lists its reporting options. |
| Government impersonation or consumer scam | Report to the FTC at ReportFraud.ftc.gov. The FTC’s reported losses for 2025 covered government-impersonation scams overall, not only Social Security or Medicare scams. The FTC’s September 25, 2026 post describes that reporting data. |
If you are reporting a Medicare claim, gather the service or item, date, amount Medicare approved and paid, the Medicare Summary Notice or claim date, and why the payment seems wrong. For a concern not tied to one claim, note what happened, where and when, and any supporting evidence. Do not delay urgent account protection while collecting details.
Independent reader supportYour contribution helps us test, update, and keep practical guides available for everyone.If you already shared information or sent money
If you paid or transferred money
- End contact and block the number or email.
- Report the crime to local police.
- Follow the FTC’s guidance on what to do after a scam.
If you shared Social Security or identity information
- Sign in to or create your my Social Security account to protect it and check for unauthorized address or direct-deposit changes.
- Place a fraud alert with Equifax, Experian, and TransUnion.
- Report identity theft at IdentityTheft.gov.
- Change any passwords you shared.
If you shared a Medicare number
Contact Medicare using the official 1-800-MEDICARE route, then review your claims for services or supplies you do not recognize. Report suspicious billing to Medicare or HHS OIG.
Quick Recap
Best Value
- Personal Information Protection: there are 4 pieces of address blocker roller stamps in 2 different sizes, and 5 pieces of 1.5 ml inks, a total of 9 pieces. Mainly applied to hide information such as social security numbers, bank statements, billing addresses, shipping addresses, tax documents and so on, protecting your personal information
- Re Inking Unlimitedly: the information blocker stamp can cover information of the length about 100 meters. And each security stamper roller has an oil hole, so you don't have to worry about you having to throw away the roller stamps when the ink runs out. They can be refilled with oil for repeated use, saving time and energy
- Cover Fast: our identity protection rollers come in 2 different sizes, and you can choose different sizes according to different areas of information to cover large amounts of private information in a fast and clean way, avoiding identity theft and rejecting privacy disclosure harassment
- Easy to Use: just remove the lid on the ID stamp blocker roller and open it, and then gently slide it on the place where the information needs to be covered. It is suitable for most ordinary paper with black words, and can protect your personal privacy in time
- Save Time and Energy: compared with the shredder, the personal confidential stamp has a small size, easy to carry, can be applied anytime and anywhere. Compared to the marker, it covers a larger area and can be quickly covered with a single swipe. There is no need to worry about whether you can not protect your privacy in time
Rank #4
- Personal Information Protection: there are 4 pieces of address blocker roller stamps in 2 different sizes, and 5 pieces of 1.5 ml inks, a total of 9 pieces. Mainly applied to hide information such as social security numbers, bank statements, billing addresses, shipping addresses, tax documents and so on, protecting your personal information
- Re Inking Unlimitedly: the information blocker stamp can cover information of the length about 100 meters. And each security stamper roller has an oil hole, so you don't have to worry about you having to throw away the roller stamps when the ink runs out. They can be refilled with oil for repeated use, saving time and energy
- Cover Fast: our identity protection rollers come in 2 different sizes, and you can choose different sizes according to different areas of information to cover large amounts of private information in a fast and clean way, avoiding identity theft and rejecting privacy disclosure harassment
- Easy to Use: just remove the lid on the ID stamp blocker roller and open it, and then gently slide it on the place where the information needs to be covered. It is suitable for most ordinary paper with black words, and can protect your personal privacy in time
- Save Time and Energy: compared with the shredder, the personal confidential stamp has a small size, easy to carry, can be applied anytime and anywhere. Compared to the marker, it covers a larger area and can be quickly covered with a single swipe. There is no need to worry about whether you can not protect your privacy in time
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
