Choose a Stellar wallet by starting with the DeFi app you intend to use—not by assuming one wallet works everywhere. For Soroban apps, confirm that the wallet can connect to that specific app and sign its contract transactions. Freighter is a well-documented browser option for Soroban workflows; LOBSTR documents useful Stellar asset and exchange features, but those alone do not prove compatibility with a particular Soroban protocol. Check the app’s current wallet list and verify the signing flow before depositing funds.
Start with the DeFi app you want to use
Wallet support is specific to the combination of application, wallet, device, and signing flow. Stellar’s Wallet Kit lists several wallet options, but the available documentation does not provide a current compatibility matrix for every wallet, DeFi protocol, and hardware device. A wallet’s presence in the ecosystem is not proof that a particular lending, trading, or yield app supports it.
- Open the target app’s current documentation. Find its supported wallets and any device or network requirements.
- Confirm the relevant transaction type. For a Soroban app, check that the wallet supports connecting to it and signing smart-contract transactions—not only ordinary Stellar payments.
- Test the complete flow before committing funds. Connect, review the requested permissions and transaction details, and start with a small amount if you proceed.
Stellar’s wallet integration documentation describes ecosystem integrations and names multiple wallet options. It does not replace the target application’s own compatibility guidance.
Check Soroban support, not just token visibility
Soroban is Stellar’s smart-contract platform. For DeFi use, the wallet must handle the app’s connection and contract-signing workflow. Seeing a token balance or being able to send a Stellar asset is a different capability from signing a Soroban contract transaction.
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Freighter
Stellar Developers describes Freighter as “SDF’s flagship non-custodial wallet extension that allows users to sign Stellar transactions via their browser.” Official Freighter guides cover adding Soroban tokens, integrating with dapps, sending Soroban token payments, and signing Soroban XDRs. The documentation is dated July 21, 2026. These documented workflows make Freighter a practical starting point for browser-based Soroban use, but do not establish that it works with every Soroban app.
Before choosing it, compare the target app’s stated requirements with the exact Freighter workflow it uses. Stellar’s guides are available at the Freighter documentation.
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LOBSTR
LOBSTR’s documentation focuses on Stellar accounts and assets, including trustlines, asset holding, trading on the Stellar decentralized exchange (SDEX), and mobile swaps. Those features can be useful for managing Stellar assets, but they do not by themselves establish that LOBSTR can connect to or sign transactions for a particular Soroban protocol. Check the target app’s support list before treating it as a DeFi wallet for that app.
Scopuly
Stellar’s wallet integration page describes Scopuly as a non-custodial wallet with an open-source browser extension paired with a Scopuly signer on iOS, Android, or macOS. The page says the browser extension handles account access and signing requests without storing secret keys or seed phrases in that extension. Confirm that the specific app supports this paired setup and that you understand where signing takes place.
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Compare custody, recovery, and signing safeguards
Non-custodial means you control the credentials used to authorize transactions; it does not mean funds or transactions are automatically safe. Assess how the wallet stores or protects keys, how you recover access, what happens if you lose a device, and what information you must keep available. Never disclose a secret key or recovery phrase to a person or site claiming to provide support.
LOBSTR’s documented approach
LOBSTR says its secret key is generated on-device, encrypted client-side, downloaded in encrypted form for use on another supported device, then decrypted and used to sign locally. It also offers Vault, an optional multisignature feature; LOBSTR describes it as using “the Stellar network multisig.” These are vendor descriptions, not independent security audit findings. Read LOBSTR’s explanations of its wallet and Vault, and make sure you understand the recovery and device-transfer process before relying on it.
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Multisignature and hardware devices
Multisignature can require more than one key to authorize an account operation, while a hardware wallet can keep signing keys in a separate device. Both add setup and recovery considerations. The fact that an ecosystem toolkit lists a hardware brand does not guarantee support across all models, wallet software, or DeFi apps.
Independent reader supportYour contribution helps us test, update, and keep practical guides available for everyone.Choose a device and interface that fit your workflow
| Option | Documented setup or use | What to verify for DeFi |
|---|---|---|
| Freighter | Browser extension; official guides document Soroban token and contract-signing workflows. | Whether the particular app supports Freighter and the required transaction flow. |
| LOBSTR | Vendor documentation describes mobile passkey accounts, email-based web accounts, encrypted key sync across supported platforms, and Stellar asset/DEX features. | Whether the app supports LOBSTR for its specific Soroban transactions; asset and SDEX features alone do not establish this. |
| Scopuly | Browser extension paired with a signer on iOS, Android, or macOS, as described by Stellar’s integration page. | Whether the app supports the paired signer and the device you plan to use. |
| Ledger or Trezor | Both hardware-wallet brands appear in Stellar’s Wallet Kit. | The exact wallet, app, device model, firmware, and signing flow; broad compatibility is not established. |
The Scopuly and hardware-wallet integration details are listed in Stellar’s Wallet Kit documentation. Its listing should be treated as an ecosystem integration reference, not a promise that every listed choice works with every application.
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Separate Stellar asset features from DeFi compatibility
Stellar-issued assets may require a trustline, and wallets may support holding assets or trading on the SDEX. These are useful network functions, but they are not interchangeable with Soroban app support. Before selecting a wallet for a lending, borrowing, or yield protocol, verify the app connection and contract signing separately from any asset-management features.
Stellar’s DeFi overview discusses lending, borrowing, staking, wallet connections, and infrastructure such as bridges and oracles. It gives Blend as an example of a Stellar lending and borrowing protocol used in a Meru yield-product case study. That ecosystem overview does not establish which wallet a reader’s chosen app currently supports.
Use this decision checklist before funding the wallet
- App compatibility: The application itself lists the wallet and device combination you plan to use.
- Soroban transactions: The wallet can perform the app’s required contract-signing flow, not merely display or send tokens.
- Key control and recovery: You know where signing happens, how access is restored, and what credentials or devices must be protected.
- Interface fit: The browser, mobile, desktop, or paired-signer setup suits the way you access the app.
- Optional safeguards: If using hardware signing or multisignature, the exact setup is supported and its recovery steps are clear.
- Small initial test: You have verified the connection and transaction details with a limited amount before moving more.
A wallet manages access and signing; it does not make a DeFi protocol safe, eliminate transaction or smart-contract risk, or guarantee returns.
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