RAW Capital Partners’ mortgage loan book was reported to have exceeded £250 million on 1 October 2026. That is a loan-book milestone—not the assets under management (AUM) of the separate RAW Mortgage Fund. The figure marks an expansion for the Guernsey-based specialist lender, which has broadened its borrower base and added bridging finance.
What the £250 million figure means
Trade coverage reported that RAW Capital Partners’ mortgage loan book had passed £250 million. The reports do not establish an exact measurement date or say the figure was independently audited, so it is best understood as a reported company milestone rather than a verified balance-sheet figure.
A loan book is the lender’s portfolio of loans. AUM, by contrast, refers to assets managed by an investment fund. RAW’s £250 million loan-book report should not be presented as the RAW Mortgage Fund’s AUM.
How RAW’s lending business has expanded
RAW Capital Partners launched in 2015. Its first decade focused on specialist mortgages for foreign nationals, UK expatriates and Channel Islanders investing in UK property. It began lending to UK residents in December 2025, then announced a bridging range in July 2026.
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Coverage has associated the business’s growth with a wider product range and changes including penalty-free overpayments, higher maximum loan-to-value ratios and simpler valuations. The reports do not quantify how much any one change contributed.
What RAW announced for bridging finance
RAW’s July 2026 announcement described the new range as unregulated, first-charge bridging loans secured against UK residential property. It was aimed at buy-to-let investors and cited purchases, broken property chains and development exits as relevant uses.
| Announced feature | Terms |
|---|---|
| Loan size | £100,000 minimum; £4 million maximum |
| Term | Three to 18 months |
| Maximum LTV | 60% |
| Pricing | Tiered by LTV |
| Security and charge | UK residential property; first charge |
| Regulatory description | Described by RAW as unregulated |
These are terms in the July product announcement, not a guarantee of current availability, eligibility or pricing for a particular borrower. RAW CEO Ben Nichols said at the launch: “We are seeing clear demand from brokers for fast and flexible bridging finance to address particular challenges, such as a broken chain or a development exit, so it’s important that we evolve our product range accordingly.”
Loan book and fund AUM: separate reported figures
RAW says its loans are funded through the RAW Mortgage Fund, described as a cell of RAW Alpha PCC Ltd. The fund gives institutional and private investors access to a portfolio of mortgage loans secured against UK property. Its reported AUM milestones are a different measure from RAW Capital Partners’ loan-book figure.
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| Figure | What it refers to | Status and date |
|---|---|---|
| More than £250 million | RAW Capital Partners’ mortgage loan book | Reported milestone, 1 October 2026 |
| More than £200 million | RAW Mortgage Fund AUM | Reported as surpassed in late 2025 |
| £500 million | RAW Mortgage Fund AUM | Company target for the end of 2028; not an achieved result |
What the regulator entry does—and does not—show
The Guernsey Financial Services Commission register lists RAW Capital Partners Limited as licensed to carry on Controlled Investment Business and under Guernsey’s Lending, Credit and Finance law for services ancillary to credit. That entry concerns the named Guernsey entity; it does not, on its own, establish the UK regulatory treatment of each loan or product.
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Sources
- Bridging & Commercial, “RAW Capital Partners’ loan book exceeds £250m,” 1 October 2026
- RAW Capital Partners, “RAW Capital Partners launches bridging products for BTL investors,” 22 July 2026
- Guernsey Financial Services Commission register entry for RAW Capital Partners Limited
- PropertyWire, “RAW Capital Partners’ loan book exceeds £250m,” 1 October 2026
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