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Yes—Microsoft Copilot offers free chat and web-based assistance. A qualifying Microsoft 365 subscription adds Copilot inside desktop Office apps for the plan owner, while Microsoft 365 Premium includes specified advanced AI features and a higher usage allowance. For eligible work or school accounts, Copilot Chat is included at no extra cost; using Copilot with work data and accessing some advanced features may require a separate license.

What do you get with free Microsoft Copilot?

Microsoft Support says Copilot is available at no cost at copilot.cloud.microsoft. Free Copilot can help with questions, writing, brainstorming, summaries, web-based answers, and image creation. In Edge, it can also summarize webpages and provide insights about them. Signing in with a personal Microsoft account can enable features such as chat history, longer conversations, and voice interactions. Features and limits vary by availability and account.

Free Copilot is a chat service; it does not mean every Copilot feature in Microsoft 365 apps is free. For the distinction, consider where Copilot works, who is signed in, and what information it can use.

What does an individual Microsoft 365 subscription add?

With an eligible Microsoft 365 Personal, Family, or Premium plan, the subscription owner can use Copilot in desktop Microsoft 365 apps, including Word, Excel, PowerPoint, Outlook, and OneNote. The available features and AI usage allowances depend on the plan. See Microsoft’s individual plans and features for current terms in your market.

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#1 Best Overall
Sale
Microsoft Surface Pro Keyboard with Pen Storage, Compatible with Copilot+ (11th Edition), Surface 9 and 8, Alcantara Material, Black
  • Instant Copilot. Unlock new possibilities with the dedicated Copilot key, which gives you instant access to experiences that can enhance your productivity¹.
  • Enhance your experience With the new microphone mute key and snipping key
  • Full keyboard experience. Features a full mechanical keyset, backlit keys, and a large trackpad for precise navigation and control. Optimal key spacing allows fast, fluid typing.
  • Slim and compact Performs like a traditional, full-size keyboard.
  • Clicks in place instantly Use in combination with the Surface Pro (11th Edition), Pro 9 and Pro 8* kickstand for a perfect laptop experience anywhere.

Microsoft 365 Personal and Family

Copilot access in desktop apps is for the subscription owner. A Family plan does not extend those in-app AI benefits to every person sharing the plan. Shared members can access Chat at microsoft365.com with their associated accounts, but should not assume they receive the owner’s desktop-app Copilot access. Microsoft’s Copilot comparison explains the distinction.

Microsoft 365 Premium

Premium includes specified advanced AI features and agents, including Tasks, Analyst, and Researcher, along with an extended usage allowance. These are not unlimited benefits: the plan’s current feature rules and limits apply.

Rank #2
Sale
Microsoft Type Cover for Surface Pro - Black (Renewed)
  • Surface Pro Type Cover has a new improved design with slightly spread out keys for a more familiar and efficient typing experience that feels like a traditional laptop
  • The two button trackpad is now larger for precision control and navigation
  • The keyboard is sturdy with enhanced magnetic stability along the fold so you can adjust it to the right angle and work on your lap, on the plane, or at your desk. Since it's designed just for Surface, Surface Pro Type Cover easily clicks into place to go from tablet to laptop instantly
  • Protects and shields the screen from bumps and scratches

Is Copilot in Microsoft 365 unlimited?

No. Paid access does not mean unlimited or identical AI usage across plans. Microsoft says allowances vary by plan and feature, and may also depend on the feature’s entry point and system conditions. Its AI credits and limits guidance, last updated September 2026, notes that limits can change as models become available. Check the current allowance for the feature you intend to use.

What is free for work or school accounts?

Copilot Chat is included at no additional cost with eligible Microsoft 365 business licenses. It provides web-grounded chat and can support research, document or webpage summaries, and image creation; agents may also be available on a pay-as-you-go basis.

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Rank #3
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Microsoft Surface Pro Keyboard for Surface Pro Copilot+ (11th Edition), Pro 9 and 8 with Pen Storage, Alcantara Material, Platinum
  • Instant Copilot. Unlock new possibilities with the dedicated Copilot key, which gives you instant access to experiences that can enhance your productivity¹.
  • Enhance your experience With the new microphone mute key and snipping key
  • Full keyboard experience. Features a full mechanical keyset, backlit keys, and a large trackpad for precise navigation and control. Optimal key spacing allows fast, fluid typing.
  • Slim and compact Performs like a traditional, full-size keyboard.
  • Clicks in place instantly Use in combination with the Surface Pro (11th Edition), Pro 9 and Pro 8* kickstand for a perfect laptop experience anywhere.

A separate Microsoft Copilot license adds capabilities such as responses grounded in work data, work-data agents and reasoning agents, advanced features in Microsoft 365 apps, and additional administration and security capabilities. Access depends on the assigned license and the organization’s configuration. Some features, including Teams meeting recaps, may also depend on availability and setup. Microsoft Learn’s license options for Microsoft Copilot describes the business distinction.

How can you check which Copilot access you have?

  1. Confirm the account: Check whether you are signed in with a personal Microsoft account or a work or school account. Access can differ between them.
  2. For a personal account, check the subscription owner: Review the plan shown in your Microsoft account dashboard. Desktop-app Copilot benefits belong to the eligible plan owner, not automatically to everyone sharing a Family subscription.
  3. For work or school, check the Microsoft 365 home page: Labels such as Copilot Chat (Basic), M365 Copilot (Basic), and M365 Copilot (Premium) indicate access levels. Your organization’s administrator controls license assignment and configuration. Microsoft explains the labels in What Copilot license do I have?
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Which option fits what you want to do?

Option Where you can use Copilot Who gets access Context and limits
Free Copilot Copilot chat and web-based assistance; Edge webpage help Users of the free service; signing in may enable additional features Web-grounded assistance and feature availability or limits may vary.
Eligible Microsoft 365 Personal, Family, or Premium Chat plus Copilot in desktop Microsoft 365 apps for the subscription owner The subscription owner; shared members do not automatically receive the owner’s in-app AI benefits Features and usage allowances depend on plan and feature.
Eligible business Microsoft 365 license with Copilot Chat Copilot Chat Eligible work or school users, subject to organizational setup Chat is web-grounded; agents may be pay-as-you-go.
Business Microsoft Copilot add-on Copilot Chat plus specified advanced app and agent capabilities Users assigned the license, subject to organizational setup Adds work-data grounding and other licensed capabilities; availability and configuration matter.

There is no universally applicable price to quote for these options: Microsoft’s offers depend on market, billing term, plan, and eligibility. Check the individual pricing page or business pricing page for the terms available to you.

Quick Recap

SaleBestseller No. 1
Microsoft Surface Pro Keyboard with Pen Storage, Compatible with Copilot+ (11th Edition), Surface 9 and 8, Alcantara Material, Black
Microsoft Surface Pro Keyboard with Pen Storage, Compatible with Copilot+ (11th Edition), Surface 9 and 8, Alcantara Material, Black
Enhance your experience With the new microphone mute key and snipping key; Slim and compact Performs like a traditional, full-size keyboard.
$128.99
SaleBestseller No. 2
Microsoft Type Cover for Surface Pro - Black (Renewed)
Microsoft Type Cover for Surface Pro - Black (Renewed)
The two button trackpad is now larger for precision control and navigation; Protects and shields the screen from bumps and scratches
$69.99
SaleBestseller No. 3
Microsoft Surface Pro Keyboard for Surface Pro Copilot+ (11th Edition), Pro 9 and 8 with Pen Storage, Alcantara Material, Platinum
Microsoft Surface Pro Keyboard for Surface Pro Copilot+ (11th Edition), Pro 9 and 8 with Pen Storage, Alcantara Material, Platinum
Enhance your experience With the new microphone mute key and snipping key; Slim and compact Performs like a traditional, full-size keyboard.
$128.99
Best Value
WirelessFinest Microsoft Surface Pro Keyboard 3/4/5/6/7/7+ Bluetooth
  • EXCLUSIVE sophisticated look design for Microsoft Surface Pro 7 Plus (2021) / Surface Pro 7 (2019) / Surface Pro 6 (2018) / Surface Pro 5th Gen (2017) / Surface Pro 4 / Surface Pro 3 12.3 inch tablet. ** PLEASE MAKE SURE YOUR SURFACE PRO VERSION BEFORE MAKE PURCHASE !! NOT fit for Pro 2, not fit Pro 8, not fit Pro 9 **
  • RESPONSIVE TRACKPAD - Built-in with a responsive trackpad, scrolling & multi-touch gesture, conveniently using like a mouse, navigate and control your tablet precisely, gives you the touch screen experience, without having to take your hands off the keyboard.
  • MAGNETIC removable attach or detach, The keyboard is sturdy with enhanced magnetic stability along the fold so you can adjust it to the right angle and work on your lap, on the plane, or at your desk. When you don't need to use the keyboard, you can always detach it from the surface pro and easily switch between surface pro tablet and laptop.(NOT CHARGING VIA MAGNET ATTACH, CHARGE WITH USB CABLE INCLUDED).
  • SLIM and LIGHTWEIGHT - Compact size and light weight allows easily be carried and packed in backpack, message bag or case. Comfortable, quiet typing with sturdy ergonomic design could make your hands feel more comfortable when typing, reducing the burden of your hands. Auto-sleep for scientific power saving and extended battery life.
  • 7-COLOR BACKLIT - Special 7 colors elegant LED backlights. Ideal for typing freely even in low light conditions or at night.
Rank #4
Sale
Microsoft Surface Pro Keyboard for Surface Pro 12" Device, Keyboard Only, Alcantara Material, Slate
  • [Expand Your Possibilities] – Instantly turn Surface Pro[1] into a full laptop with the Surface Pro Keyboard, giving you more ways to work, create, and stay productive anywhere.
  • [Comfortable, Precise Typing] – Designed for Surface Pro 12”, this premium keyboard offers a responsive, laptop-like typing experience so you can work comfortably on the go.
  • [Flexible Hinge for Any Angle] – The new dynamic hinge flexes a full 360°, letting you type, draw, or stream from virtually any position.
  • [Stable on Lap or Desk] – A web-style internal structure adds support and balance, keeping your keyboard steady whether you're at a desk or on your lap.
  • [Premium Feel, Built-in Convenience] – Includes a backlit keyboard and large precision touchpad for effortless typing, navigation, and control — day or night.

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