Zaim
Zaim: A Japan-focused finance app with receipt scanning, connected accounts, and household budgeting. Ranked #12 of 181 in Personal Finance Software by our editors (8.1/10); pricing: Free plan · 30-day trial; best for japanese users needing receipt capture.
At a glance
- Editor score8.1 / 10
- PricingFree plan · 30-day trial
- Best forJapanese users needing receipt capture
- Free planYes
- Founded2012 · Tokyo, Japan
- Facts checked22 Sep 2026
Where it wins
- Receipt scanning recognizes products and amounts
- Connects banks, cards, e-money, shopping, points, and securities accounts
- Includes budgets, alerts, asset tracking, CSV tools, and household sharing
Where it doesn't
- Premium features are split between web and app subscriptions
- CSV import and export are available through the web interface
- Support channels are limited to email and documentation
Our verdict on Zaim
Zaim is a personal finance and household budgeting service operated by Kufu Company in Japan. It is designed for individuals, partners, and small households that want to record income, expenses, transfers, and memos manually or through connected financial services. The product combines category budgets, spending-analysis charts, receipt scanning, account balances, asset tracking, upcoming-spending displays, and budget alerts. It runs on the web, iOS, and Android, with cloud and mobile deployment.
The free plan covers expense and income recording, budget and spending analysis, automatic bank and card connections, and receipt scanning. Premium adds on-demand account updates, custom categories, asset and life-planning features, CSV history downloads, and ad removal. Web and app subscriptions are offered separately in monthly and annual versions, and the published plans show different feature groupings: web plans include CSV history downloads and asset and life-planning features, while app plans emphasize premium mobile features. A 30-day free trial is listed. This structure suits users who want to start without a paid subscription, but buyers should compare the web and app tiers before choosing.
Zaim’s ecosystem fit is a central strength. Connections cover banks, credit cards, electronic money, shopping sites, point cards, securities accounts, PayPay, and Smart Receipt, with 1,300 integrations. That range supports Japanese users whose financial activity is spread across several services. Receipt recognition adds a practical capture method, while sharing supports partner and household bookkeeping. The product is a strong fit for users prioritizing Japanese financial connections and receipt capture. Users who need a single subscription model across web and mobile, or who require support beyond email and documentation, may prefer an alternative.
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Zaim pricing
Zaim fact sheet
| Free plan | Yes |
|---|---|
| Paid from | Not verified |
| Budgeting tools | Yes |
| Bill tracking | Yes |
| Net-worth tracking | Not verified |
| Account sync | Both |
| Report export | Yes |
| Mobile apps | Both |
| Free trial | 30 days |
| Deployment | Cloud, Mobile |
| Platforms | Web, iOS, Android |
| Support | Email, Docs |
| Built for | Solo, Small business (editorial estimate) |
| Integrations | 1,300+ integrations: Banks, Credit cards, Electronic money, Shopping sites, Point cards, Securities accounts … See all → |
| Pricing | Free plan · 30-day trial (source) |
| Website | zaim.net |
| Facts checked | 22 Sep 2026 |
Zaim integrations
Zaim lists 1,300+ integrations on its own site — the 8 named here are the ones its pages call out.
- Banks
- Credit cards
- Electronic money
- Shopping sites
- Point cards
- Securities accounts
- PayPay
- Smart Receipt
Alternatives to Zaim
- QuickenA mature all-around finance suite with broad tracking, reporting, and account-update tools.9.3
- SoFiA broad free toolkit for budgeting, account tracking, credit monitoring, and financial guidance.9.2
- GnuCashA capable free desktop ledger for detailed accounting, budgeting, and investments.9.1
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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