Zaim

Freemium#12 of 181 in Personal Finance Software

Personal finance app for spending, budgets, accounts, and assets

8.0/10Editor score

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At a glance

Editor score
8.0 / 10
Pricing
Free plan · 30-day trial
Best for
Japanese users needing receipt capture
Free plan
Yes
Founded
2012 · Tokyo, Japan
Facts checked
22 Sep 2026

Where it wins
- Receipt scanning recognizes products and amounts
- Connects banks, cards, e-money, shopping, points, and securities accounts
- Includes budgets, alerts, asset tracking, CSV tools, and household sharing
Where it doesn't
- Premium features are split between web and app subscriptions
- CSV import and export are available through the web interface
- Support channels are limited to email and documentation

Our verdict on Zaim

Zaim is a personal finance and household budgeting service operated by Kufu Company in Japan. It is designed for individuals, partners, and small households that want to record income, expenses, transfers, and memos manually or through connected financial services. The product combines category budgets, spending-analysis charts, receipt scanning, account balances, asset tracking, upcoming-spending displays, and budget alerts. It runs on the web, iOS, and Android, with cloud and mobile deployment.

The free plan covers expense and income recording, budget and spending analysis, automatic bank and card connections, and receipt scanning. Premium adds on-demand account updates, custom categories, asset and life-planning features, CSV history downloads, and ad removal. Web and app subscriptions are offered separately in monthly and annual versions, and the published plans show different feature groupings: web plans include CSV history downloads and asset and life-planning features, while app plans emphasize premium mobile features. A 30-day free trial is listed. This structure suits users who want to start without a paid subscription, but buyers should compare the web and app tiers before choosing.

Zaim’s ecosystem fit is a central strength. Connections cover banks, credit cards, electronic money, shopping sites, point cards, securities accounts, PayPay, and Smart Receipt, with 1,300 integrations. That range supports Japanese users whose financial activity is spread across several services. Receipt recognition adds a practical capture method, while sharing supports partner and household bookkeeping. The product is a strong fit for users prioritizing Japanese financial connections and receipt capture. Users who need a single subscription model across web and mobile, or who require support beyond email and documentation, may prefer an alternative.

Zaim pricing

Plans Free plan · 30-day trialFreemium A usable free plan; paid tiers unlock the limits above. Prices re-checked Sep 2026.

See plans on zaim.net

All 5 Zaim plans and prices →

Zaim fact sheet

Free plan	Yes
Paid from	Not verified
Budgeting tools	Yes
Bill tracking	Yes
Net-worth tracking	Not verified
Account sync	Both
Report export	Yes
Mobile apps	Both
Free trial	30 days
Deployment	Cloud, Mobile
Platforms	Web, iOS, Android
Support	Email, Docs
Built for	Solo, Small business (editorial estimate)
Integrations	1,300+ integrations: Banks, Credit cards, Electronic money, Shopping sites, Point cards, Securities accounts … See all →
Pricing	Free plan · 30-day trial (source)
Website	zaim.net
Facts checked	22 Sep 2026

Zaim integrations

Zaim lists 1,300+ integrations on its own site — the 8 named here are the ones its pages call out.

Banks
Credit cards
Electronic money
Shopping sites
Point cards
Securities accounts
PayPay
Smart Receipt

See all Zaim integrations →

Alternatives to Zaim

See all Zaim alternatives →

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The editor score above is our own research. What this page doesn't have yet is a reader's view — what you used Zaim for, what worked and what didn't. No stars are seeded and no review is paid for; an editor reads every one before it appears.

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Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026

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