Zaim review
A Japan-focused finance app with receipt scanning, connected accounts, and household budgeting.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Zaim is a personal finance and household budgeting service operated by Kufu Company in Japan. It is designed for individuals, partners, and small households that want to record income, expenses, transfers, and memos manually or through connected financial services. The product combines category budgets, spending-analysis charts, receipt scanning, account balances, asset tracking, upcoming-spending displays, and budget alerts. It runs on the web, iOS, and Android, with cloud and mobile deployment.
The free plan covers expense and income recording, budget and spending analysis, automatic bank and card connections, and receipt scanning. Premium adds on-demand account updates, custom categories, asset and life-planning features, CSV history downloads, and ad removal. Web and app subscriptions are offered separately in monthly and annual versions, and the published plans show different feature groupings: web plans include CSV history downloads and asset and life-planning features, while app plans emphasize premium mobile features. A 30-day free trial is listed. This structure suits users who want to start without a paid subscription, but buyers should compare the web and app tiers before choosing.
Zaim’s ecosystem fit is a central strength. Connections cover banks, credit cards, electronic money, shopping sites, point cards, securities accounts, PayPay, and Smart Receipt, with 1,300 integrations. That range supports Japanese users whose financial activity is spread across several services. Receipt recognition adds a practical capture method, while sharing supports partner and household bookkeeping. The product is a strong fit for users prioritizing Japanese financial connections and receipt capture. Users who need a single subscription model across web and mobile, or who require support beyond email and documentation, may prefer an alternative.
Zaim pros and cons
- Where it wins
- Receipt scanning recognizes products and amounts
- Connects banks, cards, e-money, shopping, points, and securities accounts
- Includes budgets, alerts, asset tracking, CSV tools, and household sharing
- Where it doesn't
- Premium features are split between web and app subscriptions
- CSV import and export are available through the web interface
- Support channels are limited to email and documentation
Zaim fact sheet, pricing and score →
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