tru
tru: A developer-focused gateway for per-request AI-agent payments and service discovery. Ranked #58 of 66 in Payment Gateways by our editors (3.6/10); pricing: Paid; best for developers building AI-agent payments.
At a glance
- Editor score3.6 / 10
- PricingPaid
- Best forDevelopers building AI-agent payments
- Free planNo
- Payment methodsCards via Stripe Link
- Facts checked20 Sep 2026
Where it wins
- Supports HTTP 402 payment discovery and per-request charges
- Batches micropayments into sessions and applies wallet spending rules
- Connects SDKs, APIs and MCP integrations with Stripe routing
Where it doesn't
- Charges a 0.5% fee on every charge
- Verified payment support is limited to cards via Stripe Link
- Requires a developer-led API or SDK integration
Our verdict on tru
tru is an authentication and payments platform for developers building services that AI agents can discover, authenticate with and pay for. It wraps API endpoints with an SDK, then returns a self-documenting HTTP 402 response when an unauthenticated request needs payment. The platform is designed for AI-agent-ready applications rather than general-purpose hosted checkout, with web and API availability and integrations including Stripe Link, Stripe Connect, Claude Code, Cursor, Windsurf and MCP.
Its standout capability is the connection between payment discovery, identity and agent controls. tru can process per-request payments, pass verified buyer identity to applications, batch micropayments into sessions and support AI-agent service discovery. A wallet lets users approve charges and define spending rules, while Stripe Connect routes approved charges through connected Stripe accounts. SDKs, APIs and an MCP server integration give development teams multiple ways to connect these functions to agent-facing services.
The published Usage-based plan charges a 0.5% fee on every charge, with no monthly fees and no setup cost. There is no free plan. The verified payment method is cards via Stripe Link, so teams seeking broader payment-method coverage should evaluate whether that fits their buyers. tru is a strong fit for developers building APIs or services where agents need to discover endpoints, authenticate and pay per request. It is less suited to businesses seeking a broad, consumer-facing payment gateway or a traditional checkout-first setup.
Your product? Our editors can test tru in depth and publish a review, labelled as paid · from $149/mo →
tru pricing
tru fact sheet
| Free plan | No |
|---|---|
| Paid from | Not verified |
| Payment methods | Cards via Stripe Link |
| Supported currencies | Not verified |
| Recurring payments | Not verified |
| Marketplace payments | Not verified |
| Payout countries | Not verified |
| API and SDK coverage | Api_and_sdk |
| Deployment | Cloud |
| Platforms | Web |
| Compliance & security | GDPR |
| Support | Email, Docs |
| Built for | Solo, Small business, Mid-market (editorial estimate) |
| Integrations | 6 integrations: Stripe Link, Stripe Connect, Claude Code, Cursor, Windsurf, MCP |
| Pricing | Paid (source) |
| Website | tru.so |
| Facts checked | 20 Sep 2026 |
tru integrations
tru lists 6 integrations on its own site.
- Stripe Link
- Stripe Connect
- Claude Code
- Cursor
- Windsurf
- MCP
Alternatives to tru
- Stripe PaymentsBroad payment coverage for businesses selling online, in person, or through marketplaces.9.3
- AdyenA broad payment platform for businesses managing online, mobile, and marketplace flows.9.2
- PayPal for BusinessA flexible PayPal checkout option with payment tools for online, in-person, and mobile sales.9.1
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Featured on iTechGuides
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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